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    • Agree and I can see the BPA/IPC shoving their new single Code under the noses of the new ministers saying don't waste any more time with your code use ours.
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    • The UK Parliament petitions website closed today. It will reopen sometime after the general election when a new Petitions Committee is appointed. This means all open petitions have unfortunately had to close early.   The petitions  Immediately Reintroduce the Parking Code of Practice was only open a few wks but managed to collect 374 signatures  (His Change.Org petition has 1455 signings) Require communications from Private Parking companies to be traceable/trackable collected 300 signatures in the 5mths it was open. Thank you to anyone on the CAG forum who signed.   It seems the Parking Code of Practice has only temporarily been shelved until a new LUHC ministerial team is appointed. Let's hope the new ministers can consult and implement this code quicker than the previous ministers.
    • Don't think we can assume Labour will win the election with a majority. There are 5 weeks to go before polling day and anything can happen.  Labour are on average 21 points ahead in opinion polls, but these range from 12 point lead to a 27 point lead.  If the 12 point lead is most accurate and Labour lose support before polling day, we could be heading for a hung parliament. The opinion polls have proven to be inaccurate before.  The most important message must be for everyone to go out to vote. Last election only about 67% voted and for a third of eligible voters to not bother, suggests that they don't think their vote counts or they think it does not make any difference who gets into Government.  Website below notes election turnout percentages. Voter turnout in the UK 1918-2019 | Statista WWW.STATISTA.COM In the UK's general election of 2019, voter turnout was 67.3 percent, a 1.5 percent drop compared with the previous general election in 2017.  
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carlieanna v Halifax ***SETTLED IN FULL***


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Well after looking through the site for a good week and finally sorting out my activation( long story dont ask) I have finally handed over my Data Protection Act and advised a fair few mates to do the same.

I guess I am owed roughly 200 squid from when I was in debt a few years ago, hoping it will be more:D .

It will be lovely to be able to go shopping with out having to worry about where the money is coming from. I know we shouldn't have had the ludicrus bank charges in the begining, but it will lovely to have a lump sum, instead of drips and drabs.

Good luck to everyone.

Carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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Best of luck Carlie :) Sounds like you have it sussed.

Just the FAQ’s ma'am. Please read 'em thoroughly before jumping in. Cheers :)

 

Find all the letters under the rainbow here

 

Being a man, I am always right (however I will make no admission of liability if you have misinterpreted my instructions!! :) ) If you are in any doubt, then consult a professional. All opinions offered on this site are just that, and should not be taken as legal advice.

 

Halifax - £1400 reclaimed. Now on a crusade to help others!

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I have now opened a parachute account YAY.

Will just leave it dormant for the time being as I havent had any charges in well over a year, so doubt they have reason to close my account when I get mt money back.

Am also helping my brother and sis in law to get theirs back, my brother has about a grands worth and he is chuffed as it will get him out of debt.

Still waiting to get my statements through, hope I don't have to wait too long;)

carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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Hi Carlie

 

Might be worth giving them a quick ring just to make sure they have the letter and are actioning your request.

Just the FAQ’s ma'am. Please read 'em thoroughly before jumping in. Cheers :)

 

Find all the letters under the rainbow here

 

Being a man, I am always right (however I will make no admission of liability if you have misinterpreted my instructions!! :) ) If you are in any doubt, then consult a professional. All opinions offered on this site are just that, and should not be taken as legal advice.

 

Halifax - £1400 reclaimed. Now on a crusade to help others!

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Hello

Phoned walifax today aqnd there was no record of the dpa request, so the very nice lady on the end of phone debited the fiver and my statements should be arriving in the next 7-10 days.

I am starting to think it easier to phone them in the first place like my friend did he got his statements last week:confused: . Never mind hopefully Things will start to move forward now.

carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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Good on you! You'll have your money in no time!

Alliance and Leicester -

£306 - settled in full!

Halifax -

£1600 + interest + fees -

27/06/06 - 1st Small Claim initiated for

£704 + £217 + interest + £39 Costs

01/08/06 - cheque received for £965

28/09/06 - 2nd Small Claim initiated for

£950 inc int + costs

05/10/06 - settlement letter received- awaiting cheque!

Standby for 3rd claim!:)

Barclaycard -

17/06/06 - Data Protection Act letter sent

03/10/06 - Statements rec'd £525 charges!

04/10/06 - 1st letter sent for refund

 

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Hello

Phoned walifax today aqnd there was no record of the Data Protection Act request, so the very nice lady on the end of phone debited the fiver and my statements should be arriving in the next 7-10 days.

I am starting to think it easier to phone them in the first place like my friend did he got his statements last week:confused: . Never mind hopefully Things will start to move forward now.

carlie

 

Probably but not to worry. They're getting used to all this by now.

Just the FAQ’s ma'am. Please read 'em thoroughly before jumping in. Cheers :)

 

Find all the letters under the rainbow here

 

Being a man, I am always right (however I will make no admission of liability if you have misinterpreted my instructions!! :) ) If you are in any doubt, then consult a professional. All opinions offered on this site are just that, and should not be taken as legal advice.

 

Halifax - £1400 reclaimed. Now on a crusade to help others!

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HEELLLOOOOO

Well I finally received my statements today, Have been through them all twice and have charges totaling £274, so Will be sending my prelim today, I am so looking forward to a nice wad of cash in my bank account, lets just hope they take it to court so I can add interest.

Good luck to everyone else.

Carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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  • 3 weeks later...

Life reared its ugly head and I am now only able to post off my prelim, its sealed and ready to go, so 14 days away and I'll be sending my lba.

You would of thought they got the message by now and we would be getting our money a bit quicker, oh well their loss.

carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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  • 1 month later...

Hi there

Well I sent off my lba a few days ago (monday) and received a phone call today from a very polite lady who already new I wasn't going to accept their very reasonable offer of £190:o :o :o , I'm only reclaiming £274.

I gladly refused :)

so in 1 and a half weeks I shall be putting in my money claim form.

Carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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  • 4 weeks later...

Hello

well I am finally getting round to filling in my money claim, how do I work out the daily interest rate as I am compleately bewildered.

If any one could help asap please do and cheers in advance.

Carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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Thank you Thank you, better go and:D find a calculator

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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also

do I need to include a sumary of charges with my money claim if so how on earth do I fit it in.:rolleyes:

I know I'm useless:p

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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Claimant has account ******** with defendant

from ***** 2000 conducted on their standard

terms and conditions. Claimant is claiming

the return of £274 taken by Defendant in

charges over 6 years. The Defendant's

charges are a disproportionate penalty and

therefore unenforceable as they are contrary

to common law. They are also invalid under

the Unfair Contracts Terms Act 1977 s.4 and

under the Unfair Terms in Consumer Contracts

Regulations 1999.Para.8 and sch.2.1.e.

In the event that the charges are not a

penalty they are unreasonable within the

meaning of the Supply of Goods and Services

Act 1982 s.15. Defendant has declined

justification of charges despite repeated

requests. Claimant claims interest under

Sec.69 of the County Courts Act 1984 at a

rate of 8% a year from 30th june 2001 to 18th sept 06 of £59.21 and also interest at same rate up to the date of judgment or earlier payment at a

daily rate of £0.06 .

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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cheers

michael

and oh cr**

blinking money claim don't accept visa electron and I am £3 short on my credit card. TYPICAL.

will have to wait till partner gets home and use his.

hugs

carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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Yayyyyyyy

have now submitted my money claim.:D :D :D :D

Looking forward to buying some plants for my garden:)

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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I bet they have the best blossom out of them all.Something to do with how you managed to buy them.:razz::D rehards nigel

HALIFAX CURRENT ACCOUNT SETTLED IN FULL 9/9/06.

 

N1 form completed 05-06-07,LBA sent 14-05-07,2nd go!Prelim sent 24/04/07

 

Halifax Visa 1.Paid in full

Halifax Classic.Paid in full.

 

LBA sent 14-05-07,GMAC prelim sent 24/04/07

 

Data Protection Act for halifax mortgage 16/09/06.

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I imagine they will,:D I have been looking forward to getting them for a long while.

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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ok the proceedings have started, but when i click on the start link on mcol it says this

Do you wish to enter Judgment by Default or by Admission? Please select one of the options below:

spacer.gif The defendant has not filed an admission or defence to my claim

(Judgment by Default)

spacer.gif

You will need to decide, how and when you want the defendant to pay. You can ask for the Judgment to be paid by instalment or in one payment.

spacer.gif The defendant admits that all the money is owed

(Judgment by Admission)

spacer.gif

If the defendant has given a new address on the form of admission to which correspondence should be sent, update the defendant's details within the following Judgment request.

which do i tick if any

carlie

I know I should of read up a bit more before I asked:p

spacer.gif

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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Well I had a letter through from moneyclaim and the claim is deemed as servered on the 24th which is sunday:D so they have 14 days from then to respond, I think I have spent the money 10 times over in my head :o opps.

Will keep you all posted.

carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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Well they have acknowledged already 22/9/06 yay, so how long do you think it will take for the money to be put in my account, i know iknow i'm really impatient, but I want it now:p :D It's my money and should be in my account:o

blinking scumbags, who do they think they are.

Am about to start my brothers claim for him with natwest, should be for about a grand, considering he owes me a couple of hundred (money I thought I had lost) will nice to get that back off him too:D .

hugs

carlie

HALIFAX - SETTLED IN FULL - 26TH SEPT

NATWEST - SAR SENT FOR ICLE BRO - 27TH SEPT

ALSO GOING TO START CLAIMS FOR MUM AND DAD:D

BE A STAR GIVE 5% TO THIS SITE

:p IF YA LOVE ME CLICK THE SCALES:p

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