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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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novice computer user v barclays.*WON DEFENCE THOWN OUT*


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.finalising bundle adding new pocs

interest at 8%per annum ok.

from the date of wrongfull debit to date.(what date to put?)

daily rate of 0.00022. ?

ta.tez.

see it million times, but also seen 0.02,0.37 this is the last thing im putting in bundle and what date?becuse updated interest data will be same?ta.tez.be glad when i can see living room floor.mrs can use new vac then.

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Tez1, hi

Seems we are both having probs getting our posts answered but I think I can help with yours. Date of wrongful debit to date-I think these are the dates you put on your POC-date of 1st charge & last (as on your SOC). Daily rate is also as entered on your POC (your charges only exc. 8% multiply by 0.000222). Hope this helps and good luck. 'mrs can use new vac then' ppfftttt!!!

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Tez1, hi

Seems we are both having probs getting our posts answered but I think I can help with yours. Date of wrongful debit to date-I think these are the dates you put on your POC-date of 1st charge & last (as on your SOC). Daily rate is also as entered on your POC (your charges only exc. 8% multiply by 0.000222). Hope this helps and good luck. 'mrs can use new vac then' ppfftttt!!!

you now better than that just sat down from washing up.ta.tez.

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If you have been asked to provide a more detailed POC, the date will be the day you filed the original. If you have paid to submit an amended POC, you can put today's date.

 

 

(charges + Overdraft interest) x 0.00022 = the amount you put in

eg (£2300 + £82) x 0.00022 = £0.52. That is to say in my example 52p would be the daily rate

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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If you have been asked to provide a more detailed POC, the date will be the day you filed the original. If you have paid to submit an amended POC, you can put today's date.

 

 

(charges + Overdraft interest) x 0.00022 = the amount you put in

 

eg (£2300 + £82) x 0.00022 = £0.52. That is to say in my example 52p would be the daily rate

no have not been asked but sure i was advised to re sub after mcol trouble.i will let it be, but if stayed will re sub with n form so in time to come they will be better.ta.tez

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Washing up or just setting the dishwasher in action ie Mrs Tez!!!!! Where you keep the Fairy liquid-lol.

its tied to my belt, cant afford fairy, tesco own brand dishwasher tabs.cant remember last meal she cooked.but she dose work dammed hard at work and deserves all the pampering.any way im better cook.tez

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Tez you are a diamond just like my OH. Us working wives really appreciate all the help we get even tho we take the p**s sometimes! We have a black hole in our house where the vac, duster & polish reside-thats my domain. As for cooking the only meal I absolutely have to produce is Sunday lunch-which after 20+ years is a doddle. Hubby is = to Gordon Ramsey without the swear words!!!!!!!! Asda own brand D/w tabs are vg too

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really p..d off,how can a claimant ask a judge to throw out defence for no bundle and not complying,he says no, if it was me who never complied what would happen ,he says he would strike out, and defendant wins.what the f.,(dont swear in front of ladies)happening to this country.should be splashed over front pages,when it concerns so much of population and our honest and respected m p s should get off the fence that go,s for judges as well. any way reckon sussed it.the way this countrys going,the best thing to do is disguise yourself as an ilegal,say its against my human rights and they will throw money at me.or at least give me £3500 to start buisness in home country,yea right.back on next boat get some more.let their own citizens get screwed but look after the rest.tez.just stressed putting bundle in order, just so it can be binned.

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Tez you are a diamond just like my OH. Us working wives really appreciate all the help we get even tho we take the p**s sometimes! We have a black hole in our house where the vac, duster & polish reside-thats my domain. As for cooking the only meal I absolutely have to produce is Sunday lunch-which after 20+ years is a doddle. Hubby is = to Gordon Ramsey without the swear words!!!!!!!! Asda own brand D/w tabs are vg too

same as you the only dinner i have to cook is sundays,the only trouble is every day is sunday in our house. but dont touch dusters and vacs i must admit.tez

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Tez

our honest and respected m p s

-never use these words in same sentence!!! its libel (lol). Totally agree with the rest of your rant,hope you feel better. Keep on with court bundle (I haven't been asked for this-thank God,its looks horrendous) and submit on time. When the banks lose this test case you will be ready & waiting. I think you're doing great considering the title of your thread-maybe you should now change it to something more appropriate as you're obviously no longer a novice,not where CAG is concerned anyway.

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hiya,thanks ,hope i live long enough,by the time this finishes 3 grand might just about pay 6 months rates.still think it was good idea for those who can to move money from bs to building society accounts all in same week.theres an idea,could all accounts that are in dispute be frozen until outcome of test case?that might speed it up.just want simple revenge now.tez.

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Tez

 

-never use these words in same sentence!!! its libel (lol). Totally agree with the rest of your rant,hope you feel better. Keep on with court bundle (I haven't been asked for this-thank God,its looks horrendous) and submit on time. When the banks lose this test case you will be ready & waiting. I think you're doing great considering the title of your thread-maybe you should now change it to something more appropriate as you're obviously no longer a novice,not where CAG is concerned anyway.

sure your not getting me mixed up with somebody else?tez

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hi, the first direction from judge is schedule of charges ,when you put socs in court bundle do you put the interest on? and if so up to date?ta.tez.

where are you mate? .last question on this bdy bundle ,i hope.tez

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hi, finnished bungle,ahhhhhhh,right give us a idea if o k.

 

46 pages statements,

42 pages oft,

38 pages utccr,ucta,soga,

2 pages socs

4 statement of evidence

7 t/cs

3 case law

1 edm

2 dunlop

19 correspondance

6 media

170 pages

ta.tez.

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hi, finnished bungle,ahhhhhhh,right give us a idea if o k.

 

46 pages statements,

42 pages oft,

38 pages utccr,ucta,soga,

2 pages socs

4 statement of evidence

7 t/cs

3 case law

1 edm

2 dunlop

19 correspondance

6 media

170 pages

ta.tez.

hi, dont want to know now,to late, its gone,bye,bye,good ridance.pigeons looking bit knackered though.tez.

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