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    • and it will be also now written off under age related criteria anyway.
    • @dx100ukThanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe consequences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points? @Man in the middleI've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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novice computer user v barclays.*WON DEFENCE THOWN OUT*


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thanks.in judges directions both parties have a week from service to ask for stay or setaside.in my simple world i thought these directions were set in stone,just trying to get head around this.for new claims it might be understandable if the directions had other clauses in but for ones already served dont see how goal posts can be moved if its in writing.ta.tez.

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mornin,these letters you have been receiving from banks about stays.do you think they are relying on them in some way to get out of submitting their defence as per directions,as well as hoping claimants will not turn up?.tez.

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sorry to keep banging on about this,but for the life of me i cannot understand why this has not hit the newspapers.this could effect every case in the county courts,not just bank charges ,the way one side is being favoured by not following directions and not paying for stays.it means you cannot follow directions with confidence in any case.is martin lewis on holiday,just absolutely dumbfounded,with whats going on with the people of this countrys so called human rights.tez

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hi, just spoke with very nice lady at court.defence time is up.no bundle no formal application for stay.i asked about non compliance letter,she said if its paperwork you were relying on for case bring non compliance letter with you on day of hearing.i said of course i need it for my argument.then i said are you sure about bringing letter on hearing day.she dissapeared for a bit ,came back and said no sorry get it in as soon as poss so judge can look at it before day.under normal circumstances be quite optomistic but judge lottery comes into play.anyway no stay as yet.tez

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hi,on the courts directions at the end of defences directions its got;

 

in default,the defence shall stand struck out without further order and the claimant may obtain judgement with costs by filing a request for judgement.

 

which way do i go,non compliance letter,or file for judgement.ta.tez.

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Hi tezl.. Great result..

th_Congratulations.gif

 

File for judgement ASAP.

Mine took 5 days. Then i just sat back and waited to see If Bs would pay, and they did.

These will help you decide what to do.

Personally i done nothing after filing and got paid after about 20 days..

If you push for payment, it will just remind them that they can apply to have a judgement set aside..

Let us know what you decide..

http://www.consumeractiongroup.co.uk/forum/bailiffs/99563-got-judgment-how-get.html

http://www.consumeractiongroup.co.uk/forum/general/66182-how-enforce-judgement.html

Warrant of execution

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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Hi tezl

 

Been away for a bt so just catching up.

 

I would also be inclined to attach a copy of the original Directions highlighting the bit about default Strike Out - I know the judge should have the original directions to hand when he considers your application but...well how many of us still have confidence in claims being handled fairly and efficiently by the courts?

 

Hopefully, it will make it easy for him/her to give an instant judgement and rubber stamp your win :)

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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hi,jesus,in a pickle now,i had 21 days from 20.7.07. they had 14 days from then so times up.i thought it was just a waste of time following procedure now and waiting for stay in court. just going through motions.my case is due 1st week in sept.why isnt every winning who has hearing and why do you think i have.ta.tez.

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Hopefully, it will make it easy for him/her to give an instant judgement and rubber stamp your win :)

 

It wont go back before the judge.

The Judges decision has been made.

Judgements are stamped by clerks on judges order.

 

and why do you think i have.ta.tez.

 

You HAVE won.

Get yourself to court ASAP and file for judgement.

Dont try to fix something thats not broken.;)

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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N225. You can fill in and download from here.

 

Her Majesty's Courts Service - Home

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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Hi tezl.. Great result..

th_Congratulations.gif

 

File for judgement ASAP.

Mine took 5 days. Then i just sat back and waited to see If Bs would pay, and they did.

These will help you decide what to do.

Personally i done nothing after filing and got paid after about 20 days..

If you push for payment, it will just remind them that they can apply to have a judgement set aside..

Let us know what you decide..

http://www.consumeractiongroup.co.uk/forum/bailiffs/99563-got-judgment-how-get.html

http://www.consumeractiongroup.co.uk/forum/general/66182-how-enforce-judgement.html

Warrant of execution

hi, my problem looks like being,if i get judgement after 5 days like you it will nearly take me to court date.i read that they get 28 days to apply setaside of judgement.if i get judgement is court cancelled?tez

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Tezl....

Is £3k not worth a couple of hours of your time ?.

Get your N225 in to court 10am Tuesday morning.

Explain the situation to the clerk who will explain the options.

You can discontinue claim right up to time of hearing.

You can ask for court case to be suspended subject to receipt of payment.

The ONE thing i wouldnt do, and this is only my opinion, i wouldnt speak to Bs requesting payment.

I chose to do nothing, believing they might not put 2+2 together in time to apply for setting aside of judgement.

Even when they phoned, about 20 days after judgement was entered against them, they STILL didnt know their defence had been struck out.

They DID know they had been ordered to pay the judgement though.

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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hi,was not thinkinking about contacting bs,i want to be invisible now.its the timing of it all now,if i ask for suspension of case after judgement wont this give them time to setaside and what happens if they get setaside after judgement?.like i said im not counting chickens yet,not in nature to.yes 3000 grand is worth any amount of time.i dont want to mess up now if theres a small chance of winning.cheers.tez

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