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    • might be best to start a new thread as its one of 5 you have?  
    • @jk2054 - I haven't started a claim with OIC or MIB yet, due to being unable to obtain the name of the other driver.  @BankFodder cheers for that, I'll go back to them with this info & update on here when I've had a response.
    • Andy thanks for your reply. No i am now being evicted from the house i moved into after that previous post. The letting agent lied to me when they said the landlord would not be selling the house. SHe did not mention that the landlord tried to sell the house last year, i was not told this, 4 months into the tenancy i got the eviction notice. Its obvious they lied to me and used me to fill in the gap between their attempts to sell the house. I have filled in the defence form as it was easy to follow the old one from my previous post. I will post it later on in the hope someone can give it the once over. It has to be in by the end of this month may 31st.  
    • It's a GR Yaris - Finance is with Alphera, who are part of BMW I believe. I'm sure the unit is very expensive to repair, I have even told them I would be happy with a refurbished/reconditioned unit, in trying to be reasonable as well.
    • Without seeing this envelope, document and sticker it is impossible to advise properly. However, just going on what you have told us, there are two ways you can deal with this: !. The easy way. This has the lowest risk but the guarantee of a penalty for speeding.  You can respond to the SJPN by pleading “Not Guilty” to both charges. In the “Reasons for pleading Not Guilty” box you can explain that you responded to the request for driver’s details but it was recently returned to you, seemingly not actioned. However, you are willing to plead guilty to the speeding charge providing, and only providing, the “Fail to Provide Driver's Details" (FtP) charge is dropped. You could also ask the court to consider sentencing you at the fixed penalty level (£100 and 3 points) as this prosecution seems to be the result of an administrative problem outside your control. 2. The not so easy way with higher risk. This could see you convicted of the FtP charge but has the possibility that you escape with no penalty whatsoever. You can do the same – plead not guilty to both charges. If you go down this route the speeding charge cannot succeed as they have no evidence you were driving. This comes from your response to the request for driver’s details which the police say they have not got. You can mention in the “Reasons” box that you returned the request for driver’s details as required. You will then face a trial for the FtP charge and you can produced your response together with the envelope and sticker showing it had been returned to you. The risk with this is that if your defence fails you will be fined a week and a half’s net income, pay a “Victim Surcharge” of 40% of the fine, pay prosecution costs of around £650 and have six points together with an endorsement code (MS90) which will see your insurance premiums rocket.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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No receipt of statements


lgtgar
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I'm new to using a forum, but as I've spent a fair amount of time reading other peoples posts thought I should get involved also.

 

I've sent my SAR to Barclays, received an acknowledgement promising to supply the statements within the time allowed but have not received anything, the 40 days allowed have now passed.

 

My next step will be to read through the forums/templates library to find a follow up letter I can send them.

 

As you can tell I'm in the early stages of the process and new to this - typical, I can't even get the statements out of them! I've got a long way to go.

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Hi,lgtar-sorry to post on your thread. This is the best site EVER and you have three of the best advising you.

 

Dar£n-please, please please a million times DO NOT RETIRE (know you're only joking really!!).

Saintly1-cannot believe you have not yet received your statements. You are so knowledgable &

KAZKAT,nice to see you've not abandoned us,please stay & advise. Have a lovely holiday, you deserve it!!

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  • 1 month later...

I've now received my statements from Barclays, have gone through them, made up my spreadsheets etc. What I need help with now is can I claim back the monthly account fee they have charged which started out at around £6 per month and went up to £11. Initially i wanted an overdraft and they said I could only get the facility if I upgraded to this additions account (I have no proof of this though).

 

I already have the letter ready asking for my bank charges back, if I can claim back this monthly fee do I just add this detail into the letter with a copy of a spreadsheet detailing the monthly fees?

 

Thanks in advance for any advice.

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So far people who have questioned the Additions Fees have done so through through their branches or customer services and manage to get a proportion of the Fee's refunded .Personally I dont really think you can add them to your charges spreadsheet as they are actually a Fee for a service not a penalty charge and its the unfair penalty charges that we are all claiming back

 

 

Hope this helps

 

saint

 

.

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