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    • The Private Parking Code of Parking has been postponed as the poor dears are frightened that thew will all go out of business once it becomes Law. We all wish but nothing could be further from the truth so doubtless most of them will have to change their ways if they don't want to be removed as approved parking companies. Thank you for still retaining and producing the original PCN which, no surprise, fails to comply with the Protection of Freedoms Act 2012 Schedule 4. [It even states the vehicle "breeched" the terms  when it was the driver that allegedly breached the terms}. It fails to specify the Parking Period and whilst it does show the arrival and departure ANPR times on the photographs [that I cannot read] they do not include how long you actually parked nor was it specified on the Notice  [photos don't count]. So that means that you spent even less time parked though it would help had you not blocked out the dates and times, so good if you could please include them on your next  post. Pofa  asks the driver to pay the charge S( [2][b] which your PCN doesn't though they do ask the keeper to pay.and they have missed out theses words in parentheses S9[2][f] ii)  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; All of those errors mean that the cannot transfer the charge from the driver to the keeper. Only the driver is now responsible . What a rubbish Claim Form -doesn't even give the date of the event which it should.  
    • it doesn't matter what you are being charged or if you missed the discount period. you ain't paying anyway..... if this ever gets before a judge. then the ins and out of POFA2012 or any IPC/BPA guidelines might come into play. until then i go get on with your life. you are spending far too much time on a speculative invoice scan scheme  its almost as if you believe these are fines and enforceable in a criminal court and you could have bailiffs at your door any minute.    
    • Debt Respite Scheme (Breathing Space) guidance - GOV.UK (www.gov.uk) but dont get scammed into a DMP. simply tell whomever you call to simply apply for the BS for you.  
    • totally immaterial. time to now start reading up. Programmable Search Engine (google.com) Clickme^^^ do not miss your defence filing date no matter what dx  
    • Programmable Search Engine CSE.GOOGLE.COM clickme^^
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MBNA C/Card so far with 10 to go?


icepop55
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Try now

 

(I put them on one of my web pages - made a mess of copying them :oops:)

 

Remember too, the witness statement has teh same format as the defence

IN THE xxxxxxxx COUNTY COURT

CLAIM NUMBER XXXXXX

 

 

 

BETWEEN

xxxxxxxxxxx- CLAIMANT

 

and

 

 

xxxxxxxxxxxxx - DEFENDANT

 

-----------------------------

 

WITNESS STATEMENT

 

-----------------------------

 

 

 

and "dated this xxth day of xxxx 2008" at the end after the signature.

Edited by steven4064

 

 

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Hi there

 

Looks good to me Steven;) , i cannot believe that their grounds for slinging a case out is because you have taken advice from here, that beggers belief

 

so if they take a disliking to the CAB for example will they complain that the CAB arent allowed to offer legal help?

 

Utter nonsense isnt it,

 

Regards

 

Paul

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defaultnoticeMBA001.jpg

defaultnoticeMBA002.jpg

 

on reading the above it is assumed that the claimant has filed in court as evidence copies of

 

1. credit agreement

2. terms and conditions

3. default notice

4. statements of account (march 06 to april 08)

 

it is suggested that a copy of the application notice for summary judgement and the evidence (as per items 1 to 4 listed above) should indeed be served on the defendant. If this has not been done perhaps the defendant should take the matter up with the local court

 

on researching the thread further it seems a copy of an agreement without prescribed terms has indeed been sent to you , what is the situation with the default notice ?

Edited by Vulture_Bank
wrong assumption made re application form

Tam Wing Chuen -v- Bank of Credit and Commerce Hong Kong Ltd [1996] 2 BCLC 69

 

1996

PC

Lord Mustill Commonwealth,

 

Lord Mustill discussed the need to construe a contract contra preferentem: "the basis of the contra proferentem principle is that the person who puts forward the wording of a proposed agreement may be assumed to have looked after his own interests, so that if words leave room for doubt about whether he is intended to have a particular benefit there is reason to suppose that he is not."

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icepop

 

here are the 4 cases you need as well

 

Wilson v Hurstanger

Wilson v First County Trust

Woodchester v Swain

Kpohraror v Woolwich BS

 

I have added a sentence to the end of para 7 of the witness statement. If you have already printed it, it doesn't matter, but it is a quetsion you might want to ask in court.

Edited by steven4064

 

 

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Gulp, that first one 104 pages !.. Do they all have to be printed off please:)

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on reading the above it is assumed that the claimant has filed in court as evidence copies of

 

1. credit agreement

2. terms and conditions

3. default notice

4. statements of account (march 06 to april 08)

 

it is suggested that a copy of the application notice for summary judgement and the evidence (as per items 1 to 4 listed above) should indeed be served on the defendant. If this has not been done perhaps the defendant should take the matter up with the local court

 

on researching the thread further it seems a copy of an agreement without prescribed terms has indeed been sent to you , what is the situation with the default notice ?

 

Hi there

Inaccurate and defective default notice.Not in accordance with CCA.

The default does not give you 14 days from date of service to remedy the default. In my case I was given 13 days.

Which means its unlawful. This is set out by the (enforcement, default and termination notices) Regulation 1983 (SI 1983/1561).

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Hi there

Inaccurate and defective default notice.Not in accordance with CCA.

The default does not give you 14 days from date of service to remedy the default. In my case I was given 13 days.

Which means its unlawful. This is set out by the (enforcement, default and termination notices) Regulation 1983 (SI 1983/1561).

 

 

ummmmmmmmmmmmm

 

see

 

http://www.consumeractiongroup.co.uk/forum/show-post/post-1554866.html

Tam Wing Chuen -v- Bank of Credit and Commerce Hong Kong Ltd [1996] 2 BCLC 69

 

1996

PC

Lord Mustill Commonwealth,

 

Lord Mustill discussed the need to construe a contract contra preferentem: "the basis of the contra proferentem principle is that the person who puts forward the wording of a proposed agreement may be assumed to have looked after his own interests, so that if words leave room for doubt about whether he is intended to have a particular benefit there is reason to suppose that he is not."

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Hi there

Inaccurate and defective default notice.Not in accordance with CCA.

The default does not give you 14 days from date of service to remedy the default. In my case I was given 13 days.

Which means its unlawful. This is set out by the (enforcement, default and termination notices) Regulation 1983 (SI 1983/1561).

 

 

moreover your default notice says

 

We refer to the above agreement which you have entered into with us. Clause 3 of that agreement provides that you must repay immediately the amount of any arrears on the account. You are in breach of that clause because you have failed to make such payment and are seriously in arrears.

 

however in fact clause 3 of the current terms and conditions

it is suggested refers to key information hence we have another reason why the default notice is invalid

Tam Wing Chuen -v- Bank of Credit and Commerce Hong Kong Ltd [1996] 2 BCLC 69

 

1996

PC

Lord Mustill Commonwealth,

 

Lord Mustill discussed the need to construe a contract contra preferentem: "the basis of the contra proferentem principle is that the person who puts forward the wording of a proposed agreement may be assumed to have looked after his own interests, so that if words leave room for doubt about whether he is intended to have a particular benefit there is reason to suppose that he is not."

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Hi Steven

Thanks again for the infor on (cases).

It seems the 'Woodchurch v Swain' is on your Webpage Site? I can't PRINT!!!!!!

They are all on my web site. You can't print it because it's woodchester not woodchurch

 

Sorry :oops:

 

 

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Hi Sven

So sorry I have now printed ALL.

I am having a computer nightmare at the moment? My desktop is not allowing any follow-on when clicking and therefore,it is crashing when I need to follow onto further......

So I now am using a laptop in between to try and answer further stuff!!!!

NOT WHAT I NEED AT THIS MOMENT.F>>>>>>K Computers!!!!

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Hi Sven

So sorry I have now printed ALL.

I am having a computer nightmare at the moment? My desktop is not allowing any follow-on when clicking and therefore,it is crashing when I need to follow onto further......

So I now am using a laptop in between to try and answer further stuff!!!!

NOT WHAT I NEED AT THIS MOMENT.F>>>>>>K Computers!!!!

 

SAVE THE DOCUMENT AS A PDF ON THE COMputer then print out from there. maybe printout one page at a time if needed

Tam Wing Chuen -v- Bank of Credit and Commerce Hong Kong Ltd [1996] 2 BCLC 69

 

1996

PC

Lord Mustill Commonwealth,

 

Lord Mustill discussed the need to construe a contract contra preferentem: "the basis of the contra proferentem principle is that the person who puts forward the wording of a proposed agreement may be assumed to have looked after his own interests, so that if words leave room for doubt about whether he is intended to have a particular benefit there is reason to suppose that he is not."

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Hi All

 

Today recieved a letter from Court; NOTICE OF AJOURNED HEARING.

There (Restons) have applied to move the court hearing to the 28th July.

I phoned the court manager today to ask the date to be moved again to the 11th August for I do not return from holiday until the 2nd...

 

My annoyance with both(Court & Restons) is that I announce that certain dates that I could'nt make?

 

It seems 'Restons' are playing silly buggers and the courts did'nt check A/Q before allowing the AJOURNMENT.

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I would follow up the phne call to the court mamager with a letter - always put everything in writing. Point out that they have chosen a date that you have already told thm youcan't make on your AQ.

 

 

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Hi there

Inaccurate and defective default notice.Not in accordance with CCA.

The default does not give you 14 days from date of service to remedy the default. In my case I was given 13 days.

Which means its unlawful. This is set out by the (enforcement, default and termination notices) Regulation 1983 (SI 1983/1561).

 

 

Hi Steven

 

permalink #83&84

 

The Reg.. bit, do I just write it as it is, or do I need the whole lot in paper form?

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moreover your default notice says

 

We refer to the above agreement which you have entered into with us. Clause 3 of that agreement provides that you must repay immediately the amount of any arrears on the account. You are in breach of that clause because you have failed to make such payment and are seriously in arrears.

 

however in fact clause 3 of the current terms and conditions

it is suggested refers to key information hence we have another reason why the default notice is invalid

 

 

Hi Vulture Bank

 

On permalink #86, What is the connection with the above quote? I am having difficulty in trying to understand this.

Default/T&C......Could you explain please? The old brain not functioning at this moment

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