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    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
    • stopping payments until a DN arrives does not equal automatic sale to a DCA...if you resume payments after the DN.  
    • Sleep apnoea: used to require the condition  to be “completely” controlled Sometime before June 2013 DVLA changed it to "adequately" controlled. I have to disagree with MitM regarding the effect of informing DVLA and S.88 A diagnosis of sleep apnoea doesn't mean a licence wont be granted, and, indeed, here it was. If the father sought medical advice (did he?) : this is precisely where S.88 applies https://assets.publishing.service.gov.uk/media/64edcf3a13ae1500116e2f5d/inf1886-can-i-drive-while-my-application-is-with-dvla.pdf p.4 for “new medical condition” It is shakier ground if the opinion of a healthcare professional wasn’t sought. in that case it is on the driver to state they believed they met the medical standard to drive. However, the fact the licence was then later granted can be used to be persuasive that the driver’s belief they met the standard was correct. What was the other condition? And, just to confirm, at no point did DVLA say the licence was revoked / application refused? I’d be asking DVLA Drivers’ Medical Group why they believe S.88 doesn’t apply. S.88 only applies for the UK, incidentally. If your licence has expired and you meet the conditions for S.88 you can drive in the U.K., but not outside the U.K. 
    • So you think not pay until DN then pay something to the oc to delay selling to dcas?    then go from there? 
    • think about it, if you don't pay the full amount, what more can they do , default you  they've already registered a default notice by that point.  why have you got to await sale to a DCA.... for what?  
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Hi sorry to post this here if it's the wrong place to post this but i'm desperate. As you will see.

 

I have a bailiff due tomorrow(monday) he came last week demanding £565 for council tax gave me 5 days, hold my hands up our fault it's come this far. My mum rang him that same day asked for arrangement plan with her as gaurantour, he said wanted half before any more discusion.

 

This is how it began

 

 

recieved letter from council, going to court.

 

had rep from rossendale turn up at door(didn't realise don't have to let him in) he listed goods, i signed he left.

 

i made plan with rossendale, payed £10pw which was hard as partner lost his job, ended up we defaulted.

 

bailiff came wednesday last week, didn't let him in, i wasn't rude, he was.

gave me 5 days as said. he's coming in the morning for money.

 

have been reading that bailiff has to have peaceful entry and levy signed, but does this mean he has this if rep came in at the previous visit??

 

what do i do??? i ave some money, do i give it him, do i let him in, do i get in contact with council to pay them directly. please someone help me and see this tonight. sorry for any spelling mistakes, my keyboard rubbish and am panicking too! sorry again x x

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Hi sorry to post this here if it's the wrong place to post this but i'm desperate. As you will see.

 

I have a bailiff due tomorrow(monday) he came last week demanding £565 for council tax gave me 5 days, hold my hands up our fault it's come this far. My mum rang him that same day asked for arrangement plan with her as gaurantour, he said wanted half before any more discusion.

 

This is how it began

 

 

recieved letter from council, going to court.

 

had rep from rossendale turn up at door(didn't realise don't have to let him in) he listed goods, i signed he left.

 

i made plan with rossendale, payed £10pw which was hard as partner lost his job, ended up we defaulted.

 

bailiff came wednesday last week, didn't let him in, i wasn't rude, he was.

gave me 5 days as said. he's coming in the morning for money.

 

have been reading that bailiff has to have peaceful entry and levy signed, but does this mean he has this if rep came in at the previous visit??

 

what do i do??? i ave some money, do i give it him, do i let him in, do i get in contact with council to pay them directly. please someone help me and see this tonight. sorry for any spelling mistakes, my keyboard rubbish and am panicking too! sorry again x x

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Being as they have listed goods, they now have the right of forced entry someone please correct me if I'm wrong. I'm not sure how to proceed but I would try and pay what you can but don't go beyond your means and ask if you can enter into a payment arrangement, as they have a walking posession order. I'm sure someone else will be along soon to offer more advice.

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Please do not let him in.

 

Go to this thread, you will get all the help you need, a lot of these people know what they are talking about.

 

http://www.consumeractiongroup.co.uk/forum/bailiffs/

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Maybe you should pm a mod. Go tp the main page, scroll down to the bottom and there a long list of names.

 

http://www.consumeractiongroup.co.uk/forum/

 

Names in green are mods. They should be able to help you.

HOW TO...DUMMIES GUIDE TO CAG...Read here

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Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

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Firstly these are two seperate council tax debts to begin with then the bailiff the other day had them listed together.

 

i'm posting this becuase i came across this threadhttp://www.consumeractiongroup.co.uk/forum/bailiffs/84002-ive-just-signed-wpa.html

 

it says the person levying has to be certified.

 

first bill,

5/9/06

some random young lad

council tax £204.38

1st visit £22.50

2nd visit £16.50 (only just read this i misted him rang no. on posted sheet he came back within 10 mins, cheek)

levy fee £27.00

waling pos £11.00

 

total £281.38 - £60 that i have payed to date

 

second bill,

yet another random young lad

council tax £182.53

levy fee £26.00 (considering same company, they can't make up their mind on this fee)

walking pos £11.00

 

total £219.53

 

 

the bailiff that came last week gave me letter for these two debts, not a very nice elderly man. ( i do have the names of these 3 people)

 

£295.68

£265.24

--------

£565.24

 

my question is are the first 2 certified and if not does the wpa stand lgally for the 3rd guy? if not how do i handle this wen he comes, well in a couple of hours?????????

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I've merged your threads so anyone reading your problem can see it all and know what has been said.

 

I don't know anything about bailiffs, but I think the suggestion that you pay what you can comfortably afford tomorrow, or at least later, is good. I'm sure you could do with some sleep really, but if that isn't going to happen why not sit down and work out what you can realistically afford to pay back.

 

Write down all the money coming in on one side, and all the money going out at the moment on the other side, and see if you can pay something, no matter how small, that you can stick to each week.

 

At least you will be able to show that your have thought about it and come up with a suggestion of how to tackle it.

 

Sorry I can't help more and good luck.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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the 3rd guy thats coming back is a complete bully, this is why i'm still up, can't sleep. i know he isn't going to be pleasent or budge, i dont know how to handle him. i feel like crying, god i didn't realise how much it's affected me. i'm shattered and have 3 small children under the age of 4 to sort out in the morning and this guy and i'm just going to be no good.

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Yes it is true to say that they can now return outside peaceful entry however this is not cut and dried.

If you are on state benefits there are guidelines in that the baliffs are required to follow procedures.

My advice here is that you move very quickly.

The Council are very unlikely to pull the baliffs off at this stage.

They only take the file back if the baliffs give it back after they have no joy in collecting.

I have known of a few cases where they have done this when the debtor has paid a good part of the debt (ie half)

by online payment whereupon it does not get rejected.

Its very unlikely that the Baliffs will act immediately and strip your house.

What they will prob want is a quick fix day that you agree to pay the lot

or a payment plan.

If you are on benefits or are restricted financially then you should inform them pronto

 

I can see you are worried

I will pm you with my phone No as I know ppl that are able to help but dont want to elaborate here for obv reasons

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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i am on benefits and have managed to get hold of £300. though it is in cash. do i pay this to the coucil directly, pay it to the bailiff or put it in my account and try to pay the council online. i haven't got a clue? oh and i rang rossendale the day he came round they said they had no info as it had been passed to him. my mum rang him to gaurentour payment he said he wanted 1/2 before any more descusions she proceed to ask him to talk to someone above him to which he replied "ur talking to him"

 

 

thank you martin, i have pm u back but it says ur box is full

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Morning Tigger. I think the bailiff will probably accept the £300 - the last thing they really want to do is remove goods. BUT - check that whoever is there is a certificated bailiff. That means they show you their certificate issued by the County Court. By all means ring the Court to check as well. I've come across a case where the guy levying was not certificated and it appears common in the industry, which drives me mad as I'm going for my certificate on Wednesday.

 

If you want a hand, need some advice etc etc or want me to talk to him, I'll pm you my number. I'm in court this morning at 10 for a few minutes, but I'll try to do whatever I can.

 

Has the original levy document got any readable signatures on. If they're using uncertificated bailiffs it woudl render the levy invalid!

 

Take care and speak soon. I'll be thinking of you.

 

RM

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Guest Herbie

send me a private message (pm) with the names of the bailiffs. I will check them for you immediately. Please DO NOT publish the names on the forum.

 

You are on benefits. That is most important as by law the arrears can be deducted at source from your benefits at a statutory rate of less than £3 per week. You must telephone the council immiedately about this.

 

If you have been forced to pay this money by now, make sure that you have the details of the bailiffs.

 

You MUST ASK TO SEE HIS CERTIFICATE. IF HE CAN ONLY PRODUCE AN ID CARD, THAT IS NOT ENOUGH. GET THE FULL NAME FROM HIS CARD.

 

Sorry, If I had seen this last night I would have replied sooner.

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Tiger,

 

PM 'Herbie' she will be able to check the names you have to see if they are certified.

 

Also write down discriptions of those that called, I have a case at the moment where the 'bailiff' that called is some 10-15 years younger and about 6 stone lighter (guess) than the photo of the certificated bailiff who holds the license! (This has been reported to the County Court and action is pending.)

 

But most important thing is to contact Herbie by PM (she is very approachable and helpful).

 

Also contact Repoman as above, he may be able to advise on immediate problem.

 

Do this post haste.

 

Let us know what happens.

 

Fingers crossed,

 

Funnyman

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How's it going Tiger?

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Guest Herbie

Thank you Funnyman,

 

I have checked the bailiff's details. It is important to be aware that this information is only as good as the information provided by the courts, but that is all that we have to go on.

 

The first bailiff that levied upon good in September , Mr S is NOT listed as a Certificated Bailiff, and therefore if this is correct the levy is invalid.

 

The bailiff who attended in March, Mr H , was granted his first certificate on 16th October last year and the bailiff due at attend today is also Certificated.

 

It is vital that the matter of Mr S be brought to the attention of your local authority immediately.

 

In addition, you must make them aware that your circumstances are most certainly in the "vulnerable" group. This is because you have 3 young children under 4, you and your partner are both out of work and in receipt of Job Seekers Allowance, Child Tax Credit etc. In addition, your local authority should never have sent this case to the bailiffs as it is clear that you are currently in receipt of both Housing Benefit and Council Tax !!!!!!!

 

When will Local Authorities learn.......

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Herbie, well done.

 

As to the question of when will the councils learn? Well the Banks haven't yet and it is costing them millions over unfair charges!

 

But at least on this one the bailiffs can be stopped in their tracks. Again a massive well done Herbie

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Keep going - it's shameful the way the Council treat their taxpayers, and if you are in a vulnerable group then you have very specific rights to help you in your situation. It may be worth arming up with all the info and then going down there in person - people find it harder to prevaricate face-to-face. Good luck.

-----

Click the scales if I've been useful! :)

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Guest Herbie

You should have received a letter from our office that need to be sent immediately to both the bailiff company and local authority. Please ensure this is sent by recorded delivery.

 

Keep us all informed.

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I've emailed this to rossendales and also the council subject FAO:Revenues manager. I haven't as yet rng the bailiff as am not quite sure what to say. any hlp would be greatly appreciated. and may i also add, Herbie you are fantastic, Thank you x x x x

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Now knowing that one of these will be classed as void which i'm sure is the first one, i'm feeling ok. Will this be now given back to council or will they try and start from fresh with another attempt at getting wpa, which now i'm more clued up doesn't really bother me. it's the wpa that is correct that bothers me, te item listed is my partners car, we've removed it from the property for repairs, also my partners dad bought the car he has the receipts for this, the log book in my partners name. though this does say, registered keeper is not nec owner. any way i'm rambling on, can e in effect still break in for goods not listed? and now ive sent letter to rossendale will that also be put on hold.? oh and as you can probably tell, i haven't rang bailiff as yet becuase i'm not sure what say, he's a bully and quite frankly scares the %^&* out of me x

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