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    • quite honestly id email shiply CEO with that crime ref number and state you will be taking this to court, for the full sum of your losses, if it is not resolved ASAP. should that be necessary then i WILL be naming Shiply as the defendant. this can be avoided should the information upon whom the courier was and their current new company contact details, as the present is simply LONDON VIRTUAL OFFICES  is a company registered there and there's a bunch of other invisible companies so clearly just a mail address   
    • If it doesn’t sell easily : what they can get at an auction becomes fair market price, which may not realise what you are hoping.
    • Thank you. The receiver issue is a rabbit hole I don't think I'm going to enjoy going down. These people seem so protected. And I don't understand how or why?  Fair market value seems to be ever shifting and contentious.
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    • You can't, but you can (and really should) bring up the point that the lender isn't meeting their legal obligations in selling the property for fair market value. You'll have to do this in court, though. A receiver is bought in by the lender, not you. If they're a registered insolvency practitioner, you may be able to raise a complaint to the insolvency service but there are no guarantees here. Many receivers are also registered with the RICS and self-regulate so if you know the name of the receiver you can check there, again no guarantees. https://www.rics.org/surveyor-careers/career-development/accreditations/registered-property-receivership-scheme
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hello any advice or support please?


madatabbey
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Hi Everyone

Just printing the letters out today asking for details of charges from Abbey.

Bit scared,... what should I expect?

Have opened another account and aim to clear overdraft! in Abbey; keeping a small amount being paid in whilst I try to get charges back.

Does that sound like the right thing to do? What is Abbeys response to these letters?

Alison:?:

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Guest ChloeJane

Hi there!

 

Glad you found it to the right forum!

 

It is hard to tell as the Banks are very inconsistent.

 

You have opened a parachute account, so worst case scenario, is that they will try and close the account, however when I claimed from abbey, they did not quibble, so each case is different.

 

As I recall I gave the link for the SAR information - so at this point, when you send the letter off you have 40 days to browse the rest of the site for information.

 

Some good links to keep -

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/25457-guide-reclaiming-bank-charges.html?garpg=6

 

The above has links on the right - to spreadsheets and various stages.

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

 

The above is a good link to understanding the process.

 

All the best,

CJ

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Thanks so much for your help. Now excited aswell as scared. Determined too! I have been reading some, do I have to clear the overdraft at this stage or can the claim go ahead now?

We have banked with them for 16 years so the charges would cover the debt (I believe).

A

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Hi, if they start getting shirty, tell them that the account is in dispute and that as soon as it is settled the matter of the overdraft will be settled. If they insist on some sort of repayment, dont let them badger you into agreeing to something that you cant afford, and make sure that you get it in writing from them, better still, get their name and address and write back to them confirming your conversation, send it recorded and keep it all

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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