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    • Can someone please advise on how to upload picture.  I’ve taken a photo of the first page of claim form and converted to pdf but it saying file too big. It’s only one page
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .. get a CCA Request running to the claimant . https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . .use our other CPR letter if the claim is for an OD or Telecom Debt or Util debt]  https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ on BOTH type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
    • you IGNORE THEM. stop being had blind nothing anyone can do to you. dx  
    • 3 threads merged for complete history of your debts. i suggest you re read from post 1 again. what are you doing still blindly paying a DCA on a historic debt?  
    • Hi, I have an old outstanding debt from 1994 due to MBNA for £20,000. The debt has been passed to various DCAs and is currently with PRA Group.  I sent them a CCA letter in January 2024. They acknowledged this letter and stated they would come back when they had more information, however the information did not arrive within the 12 working day scenario.. I have just received a copy of the agreement which goes back to 1994 from them. In their response letter they have stated " Please find enclosed documentation received to date: we are waiting further documents in order to complete your request. We have currently deemed this debt as unenforceable which means we are not able to take court or further action against you to recover the outstanding balance". They then go on to state "we are still legally entitled to:  1.Contact you to ask and repay what you owe 2.Pass your details onto a third party collection agency 3. Continue to report your account with the credit reference bureaux (as appropriate)". I'm at a loss as to what I should do next and would appreciate any guidance on this matter. I am currently paying £5.00 pcm. TIA      
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Crazycow V Lloyds TSB.


crazycow
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Name suits me too.... ty...lol

 

Do I keep the schedule of charges as they were when I first calculated my 6 years statements or do I have them recalculated???

 

ALSO....

 

It states to have 3 copies, is this one for the court, one for myself and do I send the other to LLoyds Head office????? If this is correct where do I find the addy for that? I have Gresham st here??

 

Many thanks AGAIN

 

Cute kiddy!

 

crazycow x

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Gresham St is correct address, I presume you have the rest.

 

Copies required as you say, the court should seal one and return it to you. The court will send one to Gresham St and retain one.

If I have been helpful please click on my star and add a comment.

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Oh right so I dont send 1 to Gresham then... good job I asked!

 

I would like to fill an N1 form out on the pc and then print it off but the links I have tried say the file is damaged???? any advice!

 

Also do I recalculate my charges up to the day I fill out the N1 or do I keep it the same as when I first started? Dodnt know if it was to confuse Lloyds atall??

 

thanks again GuidoT

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Im filling my N1 on my pc , printing it off x3 and then giving them to the court in person,(due to being exempt from court fees i cant use MCOL) I have a few questions if any1 can pls pls help.....

 

First off Im confused over the value bit below..

 

 

 

Charges £xxx.xx ............. I KNOW THIS!

Overdraft Interest £xxx.xx ............. Is that the 8% interest we add?

Interest under s.69 County Courts Act 1984 £xxx.xx....?????????? DONT KNOW!

Court Fee £xx.xx...............Im exempt so do I say so or leave this blank!

TOTAL £ xx.xx............

 

 

 

Plus interest pursuant to S.69 County Courts Act 1984 from date of issue to date of judgement/settlement at £xx.xx per day [(enter daily rate here - (CHARGES+OD interest)x 0.00022 = pence per day)] OR at such rate and for such periods as the court deems just. ........... IM LOST!!!

 

Thanks for any help given

 

Crazycow

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Charges £xxx.xx ............. I KNOW THIS!

Overdraft Interest £xxx.xx ............. Is that the 8% interest we add?No, if you are not cloaiming |OD interest deleted this

Interest under s.69 County Courts Act 1984 £xxx.xx....?????????? DONT KNOW! This is the 8% interest

Court Fee £0.00 Exempt

TOTAL £ xx.xx............

 

 

 

Plus interest pursuant to S.69 County Courts Act 1984 from date of issue to date of judgement/settlement at £xx.xx per day [(enter daily rate here - (CHARGES x 0.00022 = pence per day)] OR at such rate and for such periods as the court deems just. ........... IM LOST!!!

 

eg £495 (just the charges) x 0.00022=£0.11p

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ok Im getting there slowly ..lol

 

another thing.... so the schedule of charges i enclose (with my N1) shall I NOT mention the 8%??? And just include that in the Particulars on the N1?

 

Many thanks x your such a help

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Oh god, Ive been on this all day reading too much I think, getting myslef in a panick, pastas boiled dry too.....lol

 

ok, please can some1 help...... claiming on 2 accounts.

 

One is for £4,066.00

 

I calculated the 8% interest in the spreadsheet .... £ 506.33

 

Do I include the 8% on the schedule to the courts?? or just on the N1

 

ALSO... This next ones really giving me a huge headache......

 

 

0.00022 x 4066 = 89p is this right?

 

I dont know how to calculate it all up?

 

 

Miserable cow!

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Please help some1, im filling out N1, which amount do i put below?

 

 

 

c) The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year, from 10/09/2001 to 24/07/2007 of (do I put the amount im claiming for(£4066) or the total of interest)? and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of 89P

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c) The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year, from 10/09/2001 to 24/07/2007 of £506.33 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £0.89p

The £506.23 is the 8% interest up to the date you file, but in 10 days time the interest will be another £8.90 ie 10 x £0.89p

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God now i really am sounding thick.... Is it 3 copies of JUST the N1 to the court or is it 3 copies of everything, schedules, any corrospondence etc....????

 

 

THANKU XX

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