Me vs Them

[stadium_arcadium]

Hey Stadium,

 

My defence was due before the 31st, and it arrived yesterday, so I guess you'll probably hear from the sols today or tomorrow. Although fingers crossed you don't, and you can enter a default judgement in your favour!

 

I'm not going to bother with the AQ just yet, I'm going to speak to the colicitor on Monday and see if he could see his way to negotiating a settlement (although I'll only accept a full and unconditional settlement). See if I can hurry things along a little, as it would be nice to get the money and enjoy it during this beautiful weather at the minute

 

FW

 

PS- do you think Danni California's a little over-rated? It's a bit too samey for my liking. Haven't heard the album yet though

 

It's a little early for my postie today, so no news as of yet. From what I've read Lloyds could enter their defence on Monday morning, couldn't they, even though they only have til tomorrow 4pm?

 

And I could talk about RHCP all day! But don't want to hijack your thread, I'll venture into the non bank area and start a new thread.....

[French William]

Handed my allocation questionnaire in today.

 

I had wanted to call the sols (Sechiari etc) and try to negotiate an early, but full, settlement. Without wanting to be crude, that Mr Thomas really boils my p*ss!! Whenever I've called I've been told that he isn't in, and I just can't believe that a firm of any size or repute would only have one person who could deal with a call or enquiry. I have now left four messaages asking for a return call, all in vain. It's just frustrating.

[French William]

Well, having said that yesterday, I managed to get through to Mr Thomas this morning!

 

He sounded particulay meek, and took about 5mins to find my case file. When he found it he asked me to confirm my address, and then proceeded to tell me that he has been instructed to settle!!!!!

 

He should get a settlement letter out to me, with conditions attached, by the weekend. I couldn't be bothered to explain on the phone that I won't be accepting any conditions, I'm just glad I've got the settlement ball rolling.

 

Will keep you all posted.

[Bean]

Well done French William, I look forward to reading the final throes of your settlement!

[reduk054]

Hi FW, hope you got your settlement letter as the solicitors had advised! Red x

[stadium_arcadium]

Hey FW, did you get your letter and have you recieved your money yet?

[French William]

Hi All,

 

sorry for the lack of timely updates, I've been out of the country for a couple of weeks!

 

Anyway, I've received a letter from the delightful SCM offering me full and final settlement, HOWEVER...

 

Since starting the claim new charges have been added to my account, totalling about £250. Obviously I'd very much like to have these tacked on to my settlement, but not sure if there's anyway I can go about doing so. I just called the sols to check, and their 'advice' was that I can try to negotiate a refund directly with the bank, or apply to the court to increase my amount claimed.

 

Has anyone had experience in this regard? What would you lot advise?

 

Any help would be greatly appreciated.

 

Thanks,

 

FW.

[steve1145]

Hello mate

 

Other people have done this both ways you mention. Some have had the additional charges tagged on top of the original sum whilst some have received settlement and approached branch for refund. Afterall, by settling they are admitting that what they were doing was incorrect, otherwise they would have gone to court.

 

If both fail, then you can always start the process again.

 

I have a court date and am awaiting the jolly day but in the meantime, I too have had charges levied against me so will be in the same boat as you.

 

Hope this helps, good luck

[French William]

Hi Steve,

 

Thanks for confirming that. Don't suppose there's any chance you could point me in the direction of a thread in which someone's had a similar problem???

 

I've tried calling the court, and after waiting on hold for 25mins they answered and directed me to a free legal helpline (0845 345 4 345 if anyone's interested), which in turn directed me back to the court!

 

I've neither the time nor the inclination to spend another 25mins of my firday afternoon on the phone to a recorded message telling me how important I am, so if anyone could advise I'd be very much indebted.

 

Thanks again,

 

FW.

[reload]

Hi FW,

 

Best bet in my opinion would be to contact SCM direct - give them a call - and get them to add the charges to your settlement offer. Lloyds added a £30 charge to my own without me even needing to ask - although they waited until the claim was settled to sting me for other charges which would otherwise have been applied at the same time!

[French William]

That was my first port of call Reload, but the (un)helpful guy who answered the phone told me that they're only instructed to settle for the amount claimed and if I want to change it I'd ave to apply to the curt to do so. He wouldn't entertain any idea of them upping the amount

[barracad]

Personally I'd settle for the amount of your claim, then start again for the next lot of charges.

[un1boy]

Same here

[French William]

Thing is though, I'd like it all in one lump, and ideally this month!