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    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
    • Hello everyone,   Just thought id post an update.   I've today now finally received a claim form from PRA Group. Bit annoying as the last payment to them would have August 2018 so was nearly over the line. I believe my only grounds for defence is that they haven't managed to produce a copy of the DN notice, however from some online research I managed to find some case law that stated they can use their systems screenshot to show proof of it being sent.   I know I have to respond back to their claim form and will do so online on moneyclaim, is now the time to pick up the phone to them and negotiate a deal?   Any advice as always is much appreciated it.
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Started proceedings today on behalf of my parents


shelltyrrell
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K=Just sent the first letter today on behalf of my parents who have paid Nationwide £4800 in the last 3 years.

 

Really hoping it doesn't go to court as I think in view of their age they would struggle with this - would I be able to act on their behalf does anyone know?

 

Thanks for all the advice posted on this site already - fingers crossed we will get some money back

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My understanding of the small claims system is that your parents can be represented by anyone they like. This is certainly the case in Scotland.

 

Cheers and good luck

 

Woolfie

Advice & opinions given by Woolfie are my own, and are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Really hoping it doesn't go to court as I think in view of their age they would struggle with this - would I be able to act on their behalf does anyone know?

 

 

Hi shelltyrell, have a look at this

 

http://www.hmcourts-service.gov.uk/infoabout/attend/hearing/someone.htm

 

Unless you're in Scotland!!

 

Onwards and upwards

 

Elsinore

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  • 2 weeks later...

Your mum and dad must be so proud of you.

 

Hang in there, we'll all do whatever we can to support you and if you need any help just shout. Should it get to court - and it is a big doubt - then I am sure that there would be a whole legion of people willing to come with you.

 

xxx

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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  • 9 months later...

Welll nearly a year on and I have just lodged the claim against Nationwide on behalf of my parents for nearly £5k - it has taken them that long to get their heads around this.

 

Hopefully all will go smoothly - need to read up on everything again and I might be back to ask some questions.

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hi shelltyrrell, best of luck any questions just post people are always happy to help x

PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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Hi how are you getting on as I am just starting proceedings against nationwide have had all the letters back they are not playing ball so court it is I'm afraid so am seeking some advice

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  • 1 month later...

Hi, sorry Brad P only just seen this message. Well my update is Nationwide have coughed up the whole amount of £4775 + court fees.

 

I can't believe how straight forward it all was.

 

As you can imagine my parents and I are over the moon and have been out for Sunday lunch to celebrate (they paid!!!)

 

Thanks for everyone on here who has supported and advised me along the way - reading all the posts has been a great source of inspirtation.

 

Hopefully I wont need to go through this again but good luck to everyone else in the same situation and hang on in there!!!

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