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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Dave against the the world V RBS PPI


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despite numerous letters back and forth over the last few months, RBS has decided its PPI was not missold.........yeah right

 

ok Its litigation time.........

 

let you know how I get on

Dave

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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Good luck Dave..

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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Hello Dave,

 

Have read many of your posts with great interest.

 

Got get them and the very best of luck to you:D

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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thanks guys....

 

will keep you informed

 

Dave

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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Share on other sites

Anyone took missold ppi to court yet.......

 

just wondering what to put in my POC ????

 

Dave

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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Share on other sites

Anyone took missold ppi to court yet.......

 

just wondering what to put in my POC ????

 

Dave

 

Hello Dave,

 

Reidnet an itsme are at the court stage, so maybe pm them for their details.

 

I did notice a poc for ppi on another thread a while ago and have pinched it:o and posted it on Tanz thread.

 

subscribed.gifPPI POC required for info

 

I think we all need to get our heads together and come up with a good poc for others to follow and amend to their own details.:D

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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Hi Dave,

as Hellhasnofury says, I am at court stage with GE Money over mis-sold PPI.. Submitted POC and AQ back to court some time ago, Of course they deny they did anything wrong and blame me for not readind the small print..lol.

 

My claim with GE has been going on from about October but hopefully once the courts get their finger out I hope to hear pretty soon what Direction the case is to take. I Intend Small Claims but they are trying to say Small claims is not applicaple in my case, which of course is Crap. Again it is a scare tactic / bullying tactict as they are threatening to claim their costs from me.. No Chance..lol Have you ever tried getting a drink out of a Scotsman..

 

Every POC would be slightly different depending on individual circumstances etc, If you need help drawing up a POC let me know.

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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Hi Dave,

as Hellhasnofury says, I am at court stage with GE Money over mis-sold PPI.. Submitted POC and AQ back to court some time ago, Of course they deny they did anything wrong and blame me for not readind the small print..lol.

 

My claim with GE has been going on from about October but hopefully once the courts get their finger out I hope to hear pretty soon what Direction the case is to take. I Intend Small Claims but they are trying to say Small claims is not applicaple in my case, which of course is Crap. Again it is a scare tactic / bullying tactict as they are threatening to claim their costs from me.. No Chance..lol Have you ever tried getting a drink out of a Scotsman..

 

Every POC would be slightly different depending on individual circumstances etc, If you need help drawing up a POC let me know.

 

Ian

 

Thanks Ian....

 

I'm at the point of editing and checking the one that hell posted. when I get it sorted i'll post it here and ask for opinions, would appreciate it if you could glance at it too

 

Thanks

 

rgds

 

Dave

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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Share on other sites

Hello Dave,

 

Reidnet an itsme are at the court stage, so maybe pm them for their details.

 

I did notice a poc for ppi on another thread a while ago and have pinched it and posted it on Tanz thread.

 

subscribed.gifPPI POC required for info

 

I think we all need to get our heads together and come up with a good poc for others to follow and amend to their own details.

 

 

Hello Dave & Guys, just noticed this thread....

 

 

Well, you saw my POC.....u helped me to amend it:))))))))))

But Ian is a great help...and hellhasnofury is a wonderfull lady:)))

 

Sweetie, u r knowledgeable and strong enough and I will enjoy watching this thread:))))

 

and Pam is always somewhere here:))))

 

xxxxxxx

 

Wishing u good luck from he bottom of my strong heart:)))))

Carphone Warehouse WON £195.00

Welcome Finance in Court. N244 accepted.

Barclaycard WON with contractual, PPI and charges for time spent and letters sent

Halifax solo, switch, Credit Classic, Halifax one Itsme Vs Halifax 2 accounts

Creation Finance Prelim received offer of £79.88.... Itsme VS Creation Finance

Vodafone overcharged Vodafon.. anything that could be done?

 

U know where the scales r:)))))

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Thanks Maria

 

i have no doubts about taking them to court, I just wanted to see someones poc and the legal references to make a good case. I dont do anything half assed. I like to be prepared and understand what I am doing.

 

If you want to follow my goings on you should also read my other thread :-)

 

http://www.consumeractiongroup.co.uk/forum/general-debt/84285-ccas-dave-against-world.html

 

Dave

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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Share on other sites

  • 6 months later...

Just an update to all...

 

I havent really kept this thread up....mainly because I had bigger fish to fry...

but it looks like my hand has now been forced

 

RBS are after me :(

 

looks like I will have to go after them as well now

 

ahhhh well such is life

 

as shakespeare wrote in HENRY V....Base is the slave that pays

 

rgds

 

Dave

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

Link to post
Share on other sites

Just an update to all...

 

I havent really kept this thread up....mainly because I had bigger fish to fry...

but it looks like my hand has now been forced

 

RBS are after me :(

 

looks like I will have to go after them as well now

 

ahhhh well such is life

 

as shakespeare wrote in HENRY V....Base is the slave that pays

 

rgds

 

Dave

 

Hello Dave,

 

Glad to see you back on here (but for the wrong reasons) They are bad aren't they, but maybe picked on the wrong guy to bully.

 

What are RBS after you for????

 

Have they issued a claim against you, are you going to defend it all and counter claim for the mis-selling of ppi????

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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Hi Hell

 

looks as if my loan has defaulted.......

 

work has been crap since I came back from hols...and not much money about

i may have lost my account too...I havent checked.

 

anyway the phone went yesterday and in my new confident self I answered it........:( rbs wanting payment then and there for £12k.....???

 

yeah right

 

I put them off for a while and told them I would come up with a plan :)

 

The plan is to try and get rid of it if I can :)

 

Anyways this will be continued on my main thread I think

rgds

 

 

http://www.consumeractiongroup.co.uk/forum/general-debt/84285-ccas-dave-against-world.html

 

Dave

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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