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    • First of all it sounds as if your retailer is very decent and very responsible. This itself is unusual in these kinds of circumstances and I think we need to bear this in mind. The guarantee is not particularly relevant and in fact the dealer had a statutory duty to exercise a certain responsibility for your computer – probably for several years as their obligation under the consumer rights act. The dealer may not have known this and it simply acting out of a sense of moral responsibility and that is even more noteworthy. You've already suggested earlier that you didn't really want to cause problems for your retailer. I think that you will need the help of your retailer as well in order to get information and evidence. I suggest that you proceed against DPD – but before you do that – I suggest that you have a discussion with the retailer. Tell them that this is what you are going to be doing and you would like to have a copy of anything they have which relates to the special instructions which apparently your dealer has already informed you about in relation to where item should be left. Secondly, maybe you should tell your dealer about this site and also about this thread. I can imagine like many dealers who are frequently sending items by means of couriers, they have had things go missing. Tell them that we will be very happy to help them recover money for lost or damaged or stolen items – and that is regardless of whether or not they have purchased insurance. Apart from being very pleased to help your dealer recover items which have been lost by irresponsible parcel delivery companies, I think we need to encourage the complicity between you and them so they will be pleased to support you in your claim against DPD. It will be helpful if you can get a copy of the instructions that you have referred to above, and also if you can get some written evidence of your own instruction that your laptop should be left in a safe place. Have you done the reading on this sub- forum? You will need to do lots of reading of many of the similar stories on this sub- forum. They won't necessarily be against DPD but the principles will broadly be the same. Also read the pinned topics at the top of the sub- forum in order to understand many of the principles involved. Getting your money back but be quick – but your chances of success are better than 90% that you can bank on it taking anything up to a year. Have you got anything in writing from DPD either refusing you or telling you that they won't discuss with you?  
    • Thank you for telling us the text of the letter you had from the police. As we don't seem to have come across this before, it would be really useful for us to see the original please. HB
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    • UPDATE I went rooting through an old box of paperwork I have and I've found the original Default Notice. It is dated **/**/201*, however.. The copy of the Default Notice that they sent with the LBC has a completely different date on it 😮 Can they issue 2 default notices for the same debt? Where they have changed the date on the copy, they have also changed the amount owed through failed payments and how much is required to be paid by a certain date. In addition, they sent (with the 1st LBC) a copy of the termination of the agreement, which I cannot find the original. However, the termination date is 3 days after the date given on the (doctored) Default Notice, by which monies are to be paid by. So, they gave until the 'x' date to pay the arrears, then terminated the agreement 3 days later. I bet a dollar to a dime they've doctored the termination date also.
    • Having looked through the paperwork, I note they have sent 3 seperate LBCs. Two are in the name of FCA Automotive (1st one issued 21 Jan 2020, 2nd one 21 Sept 2022) and the last one (issued 12 Sept 2023) is under CA Auto Finance UK Limited. In the first one, they did send a copy of the default notice, but this was not sent with the 2nd LBC and neither was it sent with the last one either. .  A quick look at the default notice and I see it states the agreement start date was not the same day as the original agreement was signed. It's a day different but do not know if that makes any difference. Also, I note we received a letter on the 16 Nov 2023 which states of a 14 day notice of intention to issue claim form. Heard nothing since that, until this court claim arrived. 
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Fred Bassett v Egg/Credit Solutions


Fred Bassett
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Well Capquest must like talking to themselves because they rang me 5 times yesterday and each call took 16-17 seconds as opposed to the 10 seconds their 'silent' calls usually last.

 

Now I'm wondering if it's possible to divert these calls to outside the UK because if so I can have some real fun and games. First off, I had in mind the Chinese Consulate - in Tokyo.

 

Anyway, here are Capquest's latest attempts at harassment tactics towards me. Bloody idiots.:

 

CapquestCalls4-1.jpg

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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  • 2 weeks later...
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Capquest have now called me 80 times since the beginning of the year. They've spoken to me once. They are very persistent but stupid. For the past 2 weeks they have been ringing themselves because I diverted my voicemail number to one of their numbers. I've just changed the divert so from now on, when they ring me, they will be contacting the Dogging Information Hotline.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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:lol::lol::lol:

 

Be interesting if the call frequency increases.:eek:

 

David

 

Never mind the frequency, check the length! I'll post up if anything interesting occurs.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Well I diverted it back to themselves and it looks like they had a bit of a chat with each other today. 33 seconds was the longest call yet and as it obviously got answered, I didn't get a notification. I was wondering why they hadn't called me today. Do you think these thick gits will finally realise that they've been ringing themselves?

 

Anyway, that's 94 calls they've made to me since I requested that they deal with this matter in writing only. That's enough ammunition for me to have some fun when they next write.

 

Regards to all.

 

Fred

 

CapquestCalls5.jpg

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Capquest have now called me 80 times since the beginning of the year. They've spoken to me once. They are very persistent but stupid. For the past 2 weeks they have been ringing themselves because I diverted my voicemail number to one of their numbers. I've just changed the divert so from now on, when they ring me, they will be contacting the Dogging Information Hotline.

 

Fred

oh you are wicked hehe but i like you haha well done fred i think the best one will be direct it to the ICO and FSA

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Errr...on the evidence so far, no.:eek:

 

David

 

I think you're right David, although it was a rhetorical question. They've called 3 more times today, including about half an hour ago. 3 more and they hit the ton! That DM Club number has been so useful.

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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2 more calls from Capquest today, they've now exceeded the ton - 101 calls since 4th January to be precise. Idiots. I've now diverted my voicemail number to a local taxi firm in Fleet where they are based. Let's see what happens.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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2 more calls from Capquest today, they've now exceeded the ton - 101 calls since 4th January to be precise. Idiots. I've now diverted my voicemail number to a local taxi firm in Fleet where they are based. Let's see what happens.

 

Fred

 

Wonder how many of those are 'silent' calls?

 

If there was anyone one the line they should have cottoned on by now.

 

David

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  • 2 weeks later...

The more dealings I have with Capquest, the more it reinforces my opinion that theirs is a world utterly devoid of intelligent life form.

 

Clearly, they want me to increase my payments to Egg. This matters to them greatly, to the extent that they have called me nearly 120 times in 3 months over a debt worth a few hundred quid. The fact that most of these calls have either gone a) straight to voice mail, b) diverted back to themselves, c) diverted to the local taxi service or d) diverted to South West Trading Standards, seems to have gone unnoticed.

 

They have finally got around to writing to me and what a classic this is (see below). I've highlighted a few bits which are of particular interest.

 

1. The word 'please' in the first section. When you have taken in the style of the rest of the letter, you can only imagine how gritted were the teeth of the person who reluctantly agreed to include that word. I'm sure that the first draft probably started off as 'Your are ORDERED ...'

 

2. 'Continue on reverse'. The reverse is page 2. No further comment necessary.

 

3. 'We may ask you to supply us ......' For this, read 'We don't trust you, you lying debtor ****** and unless you can pay us an amount that keeps the boys and girls in clearasil for at least a week, we will continue to harass you further'

 

4. 'I propose to repay my indebtedness by .....' What an insulting and demeaning sentence.

 

It's also worth noting that they offer an option to pay by credit card.

 

Now I'm quite used to dealing with these cretins but their letter still poses a dilemma - should I:

 

a - use it to wipe my bum? (probably not absorbent enough)

b - Ignore it?

c - Reply to it in the contemptuous manner it deserves?

 

Personally, I prefer option b as it wastes even more of their time and resource. Plus, I would have to use my own envelope and stamp if I were to reply.

 

Imagine though, if you had received something like this for the first time. It's not hard to see how Capquest's style of going in hard with both jackbooted feet could drive someone to find this site and we all know what the result of that can be. They really are the most incredibly stupid people I have ever dealt with. They are simply incapable of realising that this type of letter is almost designed to lead people to seek help. Long may they continue.

 

CapquestIE1.jpg

CapquestIE2.jpg

Edited by Fred Bassett

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Now I'm quite used to dealing with these cretins but their letter still poses a dilemma - should I:

 

a - use it to wipe my bum? (probably not absorbent enough)

b - Ignore it?

c - Reply to it in the contemptuous manner it deserves?

 

A and C together sounds like a good plan :D

 

wp3

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I would have said a) but that would be like reusing loo paper as its already covered in the stuff.

 

So a good option would be a) then send it back. Mind you that could be seen as c) unless you did mean that.

 

That said they may not notice the extra shi... you know, not seeing the wood for the trees.

Edited by count orlok
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Now I'm quite used to dealing with these cretins but their letter still poses a dilemma - should I:

 

a - use it to wipe my bum? (probably not absorbent enough)

b - Ignore it?

c - Reply to it in the contemptuous manner it deserves?

 

A and C together sounds like a good plan :D

 

wp3

 

I'd say A and C too - but I'd enclose A with your response (after you've used it) so they know what you are referring to.

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  • 3 weeks later...

Are this bunch of clowns part of Capquest?

 

Scotcall1.jpg

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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I think I know the answer to that now, which is they are. Does anyone have an email address for them?

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Application / Licence Details

Licence Number:0307076Licence Status:Current

Current Applicant / Licensee:

Business Name Company Registration Number

Scotcall Limited 127277

 

Categories:

Consumer credit

Consumer hire

Credit brokerage

Credit reference agency

Debt adjusting/counselling

Debt collecting

 

Right To Canvass Off Trade Premises:Yes

Trading Name(s) (Current):

Scotcall Debt Collecting Services

 

Trading Name(s) (Historic):

Grants - Furnishers

McIvers - Furnishers

 

Issued Date: 13-Feb-1991 Expiry Date: 12-Feb-2011

Legal Formation:

Body Corporate (incorporated inside UK)

 

Current Individuals that run the organisation:

Name Position

Alistair David Smith OFFICER

David Stevenson OFFICER

Miss Evelyn Agnes Isabella Tuner OFFICER

Mr James Leishman Snedden OFFICER

Mr Stephen Robert Durrant OFFICER

Mrs Brenda Stevenson OFFICER

 

Historic Individuals that run the organisation:

Name Position

Allan William Paterson Snedden OFFICER

Joan Marion Snedden OFFICER

Mr Alan Howard Longhurst OFFICER

Mr Thomas Sloper OFFICER

Victoria Anne Formby Sharman OFFICER

 

Current Address(es):

Address Type Address

Correspondence Spectrum Building 3rd Floor, 55 Blythswood Street, Glasgow, G2 7AT

Principal Place Of Business Spectrum Building 3rd Floor, 55 Blythswood Street, Glasgow, G2 7AT

Registered Office Spectrum Building 3rd Floor, 55 Blythswood Street, Glasgow, G2 7AT

 

Historic Address(es):

Address Type Address

Principal Place Of Business 22, West Lennox Drive, Helensburgh, Dumbartonshire, G84 9AS

Principal Place Of Business 22, West Lennox Drive, Helensburgh, Dunbartonshire, G84 9AE

Principal Place Of Business 22, West Lennox Drive, Helensburgh, Dunbartonshire, G84 9AS

Principal Place Of Business 71, Houldsworth Street, Glasgow, G3 8ED

Principal Place Of Business Carrick House 40, Carrick Street, Glasgow, G2 8PJ

Principal Place Of Business Spectrum Building 3rd Floor 55, Blythswood Street, Glasgow, G2 7AT

Principal Place Of Business Spectrum Bulding 3rd Floor, 55 Blythswood Street, Glasgow, G2 7AT

Principal Place Of Business Spectrum Bulding 3rd Floor, Scota Debt Collecting Services, 55 Blythswood Street, Glasgow, G2 8PJ

Principal Place Of Business Spectrum Bulding 3rd Floor, Scotcall Debet Collecting Ser, 55 Blythswood Street, Glasgow, G2 8PJ

Registered Office 22, West Lennox Drive, Helensburgh, Dumbartonshire, G84 9AS

Registered Office 22, West Lennox Drive, Helensburgh, Dunbartonshire, G84 9AE

Registered Office 22, West Lennox Drive, Helensburgh, Dunbartonshire, G84 9AS

Registered Office 81, Berkeley Street, Glasgow, G3 7DX

Registered Office Spectrum Building 3rd Floor 55, Blythswood Street, Glasgow, G2 7AT

Registered Office Spectrum Building 3rd Floor, Scota Debt Collecting Services, 55 Blythswood Street, Glasgow, G7 7AT

Registered Office Spectrum Building 3rd Floor, Scotcall Debt Collecting Serv, 55 Blythswood Street, Glasgow, G7 7AT

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I've been thinking of making a F&F offer on my Egg Credit card account. I had in mind about a third of the balance - bear in mind that this one is enforceable. Anyway, last week I had a letter from Scotcall - usual rubbish about needing the full balance etc. So I wrote to them offering a F&F settlement. Today I got a letter back from them enclosing my letter and telling me the account had been passed back to their client - Capquest!

 

Anyone got any idea what this is about?

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Aah... I think they may smell your blood...

 

Did you make the offer on a without prejudice basis?

 

No, because I readily accept this debt and I've been paying it off.

 

To be honest, if push came to shove I could pay the whole thing off in a couple of months without any problems, so I just want to get it sorted. It's one out of the way then.

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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No, because I readily accept this debt and I've been paying it off.

 

To be honest, if push came to shove I could pay the whole thing off in a couple of months without any problems, so I just want to get it sorted. It's one out of the way then.

 

Regards.

 

Fred

 

Good on you

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  • 8 months later...

Well this on is still rumbling on and I haven't heard from my mates capQuest for ages - until yesterday when I got this:

Capquest16122010.jpg

 

I love the words 'Please note that this is not a demand but a request'. As if there is a difference as I would ignore either.

 

I've now decided to have some fun with capQest. I've been paying Egg directly as well as the monthly payments I've made to capQuest, so there is not much remaining to pay now. Here's my reply:

 

 

capQuest

Fleet 27

Rye Close

Fleet

Hampshire

GU51 2QQ

 

23rd December 2010

 

Your reference: xxxxxxxxx

 

Dear Sirs,

 

Egg Banking plc Account Number xxxxxxxxxxxxxxxxxx

 

Thank you for your letter dated 16th December 2010.

 

If further proof of your idiocy were required, this was surely it.

 

I have not written to you since October 2009. Furthermore, you have overstated the balance on this account by £230.00.

 

This means either that you have spent more than a year in responding to my letter or you are making a pathetic attempt to get me to ring you. Either way, I have decided that I will no longer deal with you and I have cancelled my standing order. I will now make my payments direct to Egg, something I have been doing anyway in addition to the monthly payments I have made to you.

 

Would you please therefore remove the file with my name on it from its storage location, place it in your rectum and push hard.

 

Yours faithfully,

 

Fred Bassett

 

 

I can now look forward to getting my voicemail bombarded with messages in the New Year - I can then divert these calls all around the UK. Any suggestions anyone?

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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