Anotherwaytorobus v FD **WON**

[Anotherwaytorobus]

Hi All.

 

Ive been reading for some time now and have already taken some action against 3 banks. (FD, Abbey, & LTSB)

 

I sent my SAR off to FD on 7th March. Got a reply and my returned cheque on 15th March. Statements arrived by Courier 6th April.

I done my homework and worked out they owe me £1515 in charges. (Im claiming for everything they have highlighted as a charge).

Prelim letter sent 10th April, and a reply received with offer 20th April for £1245. The letter seems the standard rubbish they are using to hopefully put people off going the whole journey. Any way im not accepting and have just written the rejection letter stating that it will be accepted as part payment givivng Mr Kernaghan 7days to pay the full ammount or i will issue the LBA.

 

A question for all the knowledgeable one on this site. The offer states that the figure offered would be the full and final settlement of my complaint against the bank. How do i stand should a new offer arrive as i am also requesting statements ref to my FD credit card account. Would signing the offer letter prevent me from making claims on other FD accounts ?.

 

Any advice is much appreciated.

 

Thanks.

[dar£n]

Firstly, throughout this claim [and the others] remember.

its YOU taking THEM to court, not the other way round, they cant tell you what the conditions are if you accept the offer.

 

When you get your offer, there will be references to this sort of thing and such things as the matter is confidential blah blah blah, you just delete anything in the offer that you do not agree with.

 

you also add that under no circumstances will you stop proceedings until you are in possession of cleared funds.

 

and then initial the alterations

[Anotherwaytorobus]

Thanks. It leaves you a bit unsure though when they state that the acceptance form must not contain any ammendments or it will declare it null and void.

 

I do understand what you say though, just needed clarification.

 

Thanks again.

I await their reply.

[Anotherwaytorobus]

:) Well it was all worth it, and very painless. For me anyway. Not too sure about the bank.

Second offer received today for full ammount £1465.00.

 

I am going to accept this, but will be accepting with my own letter as opposed to their required declaration.

 

My letter reads " I accept the sum of £1465.00 as full and final settlement ref to the above account with First Direct".

 

They state that i will recieve a cheque sent to my home address. Does anyone know how long its taking them to issue such cheques ?

 

Thanks to CAG. Without this site i dare say this money would have forever lined the banks pockets.

I am now waiting on a couple more claims to be as succesful as this one, and i wwill be only too happy to make a donation to this fantastic site.

 

Thanks for all you help. :)

[Anotherwaytorobus]

Message to any Mods.

How do i show that i have been successful on my threads ?

 

Thanks

[madhouse5]

Congratulations

 

 

enjoy your money, pm a mod to change your title.

 

I've sent my rejection letter back to them so hopefully I'll have a full offer soon.

 

madhouse5:)

[Anotherwaytorobus]

Thanks Madhouse5,

 

It took 7 days for them to respond to my initial rejection letter.

Hopefully you wont be far behind me.

 

FD were too easy. I hope the rest give in this quick.

[madhouse5]

I don't know about Abbey and LTSB, I haven't had to deal with them, I know barclays are a pain in the backside. I'm waiting for a court date for them.

[Anotherwaytorobus]

Thankfully i haven't got to deal with Barclays then.

Still good luck and stick with it. It will be worth it in the end.

[madhouse5]

Received second offer today for full amount £1147, signing and sending letter back tomorrow. You were right, not far behind you.

[Anotherwaytorobus]

Congratulations........:):)

 

Definately worth it dont you think.

 

Dont get too drunk.

[madhouse5]

Thanks, yes definately worth it. Can't drink at the moment on medication, but I'll have a soft drink instead. I don't think I need to drink, on a high from winning!!!!!

[Anotherwaytorobus]

I know the feeling. I cant wait for the next one. Just waiting for my statements.:)