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    • @Man in the middle I've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Thanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe concenquences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points?
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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when are all the site facilities going to be returned to "normal"?


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Sorry Dave,

 

This one was sent after you posted, Look forward to seeing you in chat when you feel the time is right.

 

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Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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eh?

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Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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i didnt i was replying to a quote and asking a question which got unapproved why i dont know :)

 

This was explained in detail to you by PM at 15.11hrs today.

 

Would you like it to be sent again?

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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from the forum rules

 

 

Can I ask you jibber how your claims coming on ? as I don't see a thread .. then again your posts make very interesting reading .. can you remind us what the they are mainly about ? just incase anyone hasn't read through them

 

 

 

 

Did you miss this post jibber ? or did you decide your best not replying ? if it's the latter then I'm sure all interested parties would of looked for themselves by now :)

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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You been reading my PM`s again janet :oROFLMAO

 

LMAO just the jungle drums Jules ..

and WOW do they beat loud on this site :o

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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no mention of you yoda.

 

"MY" meaning nattie.

 

Jibber, I think you should read my post again. I never inferred that NATTIE did mention me. What I did say was that NATTIE told her of his part and that was his choice to do so. I did not discuss my part with her and therefore, she had no right to put me at any risk, if that is, in fact, what has happened.

 

I repeat what I said before. My reason for posting in this thread was to thank the Team for looking out for me. I do not know the person in question except through the CHAT room and then only briefly. I can understand why people who know her are defending her but please do not bite my head off for being grateful that someone is looking out for me.

"Our lives begin to end the day we become silent about things that matter" - Martin Luther King Jr

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Sorry to 'butt in' but this seems to be the perfect place for me to ask this Q atm (On-topic like!)

 

Over the last few days I haven't spent much time online so have seen but not viewed some of my subscribed threads which were highlighted as having new posts ... Again this evening they were still there ..... I've just gone back to the list in my User CP & some of them have now dissappeared?? (from the unread list)

 

The actual threads still exist in my subscribed threads but if I go into one there are NO un-read posts but there ARE posts which I haven't yet read as I haven't even visited those threads yet since the new posts were added :-?

 

I'm presuming that they don't just 'drop off' the new posts bit if you don't read them after a certain length of time .... Can admin/mods shed any light on this as it has puzzled me .. I honestly haven't viewed them by mistake BTW I assure you! :?

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

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.... Can admin/mods shed any light on this... :?

 

I have heard another user say the same in the past, but we have not found any reason for it.

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Guest NATTIE

Dave my words were misplaced and others have misread them as I have misread posts in the past.

I do want to add to the words of Yoda as to my gratitude to you and BankFodder that has kept me safe to post on here and for that i am truly grateful.

However, it is time for me to move on and I wish the site well.

 

Thank you once again Dave and BankFodder

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IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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dave,i dint get a pm when my post was removed why?????

 

From this thread, or some other? I can't find any edits of your posts here....

..

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Did you miss this post jibber ? or did you decide your best not replying ? if it's the latter then I'm sure all interested parties would of looked for themselves by now :)

 

That should be 'would have' not 'would of'

 

I just couldn't resist that correction ... that's just one that happens to annoy me slightly ... no offence intended! ;)

 

ps - I'm sure I can be 'picked up on plenty myself before anyone starts quoting my grammatical errors!! :rolleyes::p

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

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However, it is time for me to move on and I wish the site well.

 

Thank you once again Dave and BankFodder

 

Now, that is a true shame, and I wish I could convince you otherwise.

 

However, if your mind is made up (and I hope it isn't), then all the best and thank you for your very valued posts and time here.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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I have heard another user say the same in the past, but we have not found any reason for it.

 

So it could be a 'bug' in the system then? Could someone have got into my account & looked at them?

 

I was purposefully leaving them unread for now as I know they are probably going to be questions which will take some time for me to reply to, so left them unread as a reminder IYKWIM?

 

Thanks for the reply anyway - at least I know now it's happened before.

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

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Right - off to bed now (to watch bloody "Music and Lyrics" or some such tosh).

 

In the words of Vinnie Jones; "It's been emotional"

 

Behave!! ;-)

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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Guest littlesally

Chezt,

If you don't look for a few days they go.

Will you let this be posted Dave?

It is harmless, helpful and no way rude to any staff

Sally

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That should be 'would have' not 'would of'

 

I just couldn't resist that correction ... that's just one that happens to annoy me slightly ... no offence intended! ;)

 

ps - I'm sure I can be 'picked up on plenty myself before anyone starts quoting my grammatical errors!! :rolleyes::p

 

aww you don't live in my area do you .. as I'm looking for a private tutor for my children :rolleyes: I'm thinking of asking MO3B for ellecution lessons too ..:D

WOW a post without Bills name in it ... no a bigger WOW 2 posts from you without mentioning him LMAO

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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the language thread jonnie,

 

The what?

 

Do you have a link, or was it in the BG? (If so, I can't really check, can I!!!)

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Guest jibber
Now, that is a true shame, and I wish I could convince you otherwise.

 

However, if your mind is made up (and I hope it isn't), then all the best and thank you for your very valued posts and time here.

 

well that really is a shame isnt it to lose NATTIE....

 

will be sorely missed i can assure you like many others :)

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Guest jibber
You`ve no chance , although I`m sure electricution lessons would be offered free of charge (no pun intended)

 

omg sorry cant stop pmsl at that jules

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