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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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Re: Cca Request To Connaught Collections


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Latest Is I Have Sent A Letter To Their Founder And Director Mike Cleary , Who Apparantly Read The Last One That Was Sent To Him By Someone Else On Here And Actually Sorted It Out , Sent A Proper Letter Not Template Back , So I Have Sent Him Copies Of Everything I Have Sent And Received So Far And Also The Information That They Are Acting Unlawfully By Persuing Me After The 12 + 30 Days Are Up Until They Produce The Agreement , They Acknowledged That They Had Received And Read The Cca Request By Sending Me Back A Letter Dated 13 Th April 2007 So 12 Working Days Put It To 30th April 2007 ,1 Calender Month From Then 30th May , So Time Up Yesterday When I Sent The Correspondence To Him , Will Keep You Updated As To Response , Fingers Crossed That He Can At Least Be Nice And Reasonable Unlike The Intimidating And Bullying Staff At Connaught And 1st Credit !!!!

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  • 2 weeks later...

Hi all , in an update sent a CCA non-compliance letter to 1st credit and this is the response I received , Dear Miss lisam , re: Complaint

 

Thank You for your letter of the 7th June 2007.

Our records show that you requested a copy of the agreement via Connaught Collections Ltd and a request was made to our client . We still await the same but have contacted our client again in this regard.

A letter of assignment of the debt was sent to you by post when we initially purchased the debt but should you require another copy please let me know . For your information as per the Law Of Property Act 1925 we are not obliged to send a copy of The Deed of Assignment itself.

We would decline your offer to refund you the payments made so far as payment is still due albeit at this stage unenforceable in a court of law. We are also not prepared to remove any entries on your credit file or offer compensation for the processing of the data . This information was provided by our client .In the event you remain dissatisfied with our response , you may refer the matter to the Financial Ombudsman Service within six months of the datof this letter . a copy of their leaflet is enclosed .

 

So what do i do now , i want to get this default removed so can anyone help with the next stage , their 12 +2 +30 days for CCA agreement to be sent was up on the 1st June 2007 , please help ?

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Complain to the F.O.S. and information commissioner.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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and the OFT ......

You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

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Yes victory I think , got a letter this morning as follows ,

Dear Miss Lisam696969 ,

Re : Complaint

1st Credit ref:******

Account The Associates a/c no *******

 

Thank you for your faxed letter of the 13th June 2007 .

We have contacted our client again for a copy of the agreement but as they are unable to provide us with an immediate copy , we have marked our files accordingly and have requested that the credit reference agencys remove our entry .

We are aware that we are unable at this stage to enforce the debt in a court of law . However we still invite you to make an offer of repayment.

 

yours sincerely ,

 

complaints officer.

 

do i leave it there or ask for written confirmation that the matter is closed so they can't come after me at some later time any help be appreciated .

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Woo hoo, that's good news! I presume this came from Connaught. I would ignore them now. Write to 1st Credit though and point out that they have advised Connaught the alleged agreement is unenforceable and so they also need to remove all reference to it with the CRA and confirm they will take no further collection action.

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Yes and don't forget they can't enforce it rhough common law either - so don't let them try that one on you

You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

court bundles for dummies

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Their usual tack when acknowledging no enforceable agreement is then to say that however they have had legal advice that they are still able to pursue you for the debt under Chitty's rule of common law. Unfortunately for them they need to sue their solicitors because there is a House of Lords ruling Wilson v Minister for Trade and Industry (para 30) that says they cna't and that is binding on all lower courts.

You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

court bundles for dummies

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Just be aware that they may return the debt to Citicard if the sale agreement allows them to.

 

1st Credit only acknowledge that they cannot enforce the debt at this point. You could try writing to them to say you want an assurance that they will not reopen but if they don't or won't give it then I cannot see how you can force them to do so.

 

Does anyone else out there know any better?

 

After 6 years it will become statute barred anyway and in the meantime it is off your personal data with all CRAs. Make sure you check that though. Don't just accept it at face value.

 

If you want to make sure everything is tidy you could write and say you will not be making any future payments but you don't have to do that if you don't want to.

 

Anyway, well done again. Stick around and give some help to others if you can. If you feel able to make a token donation that would be very welcome as we don't get many.

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thats great thanks very much , will be sticking around as i am in the process of fighting it out with littlewoods to remove a default that they admit i don't or haven't ever owed any money on good eh !!!

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got a letter yesterday telling me they had enclosed a copy of my application form as requested , so i had a look and it is a copy of my application form clearly states at the top application form for associates visa , has my signature on it but box for bank signature is blank no signature and according to a legal eagle freind a few other things that make it not a cca or not enforceable but i know a few people on here have had application forms and that they are legit so any advice appreciated , have sent them a letter telling them that this is not what i asked for under cca request and that it is not a properly executed copy of my agreement any further help be appreciated , thanks the fight go's on , lisa

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help 1st credit have sent me an agreement or so they say it is a credit application form and has no signature from them in the sigend on behalf of bank so i have sent a letter back saying not what i asked for try again kind of thing can anyone halp please !!!!

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hi lisa i cannot help you on that one but my case is very similar to your own , there idea of a CCA was my application for my abbey account which came from 1st Cheddar (credit) and this morning i have received a connought letter about an SD, i called them and told them to stuff it (ok so not in those words) telling therm that my debt is statute barred and that as !st credit could not/would not produce a CCA that it was unenforcable, connought are going back to 1st credit for information

i will watch your thread with greaat interest as it seems a visa versa of my own

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Well I Faxed Them Letter This Morning Telling Them That Even If The Application Form Is A Creidt Agreement As They Say It Is , There Are Still Several Parts Of The Form That Do Not Stand Up To Scrutiny , I Have However Offered Them 33% Of The Alleged Debt As A Gesture Of Goodwill If They Agree To Remove Their Entry On Credit Files Immediately , So I'll See What Occurs The Letter Was Sent Without Prejudice Plasterd All Over It And I Admit No Liability And This Letter Cannot Be Copied Or Used In Any Action Etc Etc , And Also That I Will Vigorously Defend Any Action They Take , Which I Will , But Got Settlement From Lloydstsb For Bank Charges This Morning And If I Can Get This Default Of My Record Sooner Rather Than Later Then It'll Mean A Clean Slate ! Even Though It'll Mean Lloyds Paying Tham Of And The Fact That Over 50% Of Thedebt Is Charges Which I Am Trying To Reclai Mat The Minute From Citi , Does This Have Any Impact By The Way ?

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Doesn't offering them 33% acknowlege the debt? If all they supplied was an application form, why did you not just stick to your guns?

 

Sorry to ask but I am still new here and learning.

 

Good Luck, Kind Regards BigAndy

The Grand essentials of happiness are: something to do, something to love, and something to hope for.

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Doesn't offering them 33% acknowlege the debt? If all they supplied was an application form, why did you not just stick to your guns?

 

Sorry to ask but I am still new here and learning.

 

Good Luck, Kind Regards BigAndy

 

 

Without prejudice on the top of the letter means it can't be produced in court so therefore it doesn't count as acknowledgement. However it really doesn't matter because if the debt is unenforceable then the CCC can't pursue the debt through ordinary contract law because of the House of Lords ruling in Wilson v Minister for Trade & Industry. No enforceable CCA = no debt.

You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

court bundles for dummies

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hi they have written back saying that it is and can i tell them why it is not a valid agreement , so i wrote back nad told them it was up to them to prove it was a valid agreement not me to tell them why it wasn't , also sent an S.A.R , does this sound okay any help really would be appreciated any better letters etc to write , oh and they refused offer of 33% !!!

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