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    • Nick Wallis has written up the first day of Angela van den Bogerd's evidence to the inquiry. I thought she was awful. She's decided to go with being not bright enough to spot what was happening over Fujitsu altering entries on the Horizon system, rather than covering up important facts. She's there today as well. The First Lady of Flat Earth – Post Office Scandal WWW.POSTOFFICESCANDAL.UK Angela van den Bogerd, on oath once more It is possible that Angela van den Bogerd and her senior colleagues (Rodric Williams, Mark Davies, Susan...  
    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I have received a letter from Abbey saying that they cannot provide me with the info I asked for (SAR) because it is more than 6 years old, they have sent me some duplicate statements but they don't really show alot certainley not all the dates charges were applied on my account, so what do I do now? how can I claim charges if I don't know for sure how much and when they were charged???:confused:

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there is a thread somewhere where it states abbey have a/c details from 1920!!

i'd write again and remind them it is their duty to comply with your request by the specified timescale.

 

 

 

 

dx100uk;)

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I am having the same dilemma, a member on here also went to court and at the last minute abbey produced a peice of paper saying that they routinely destroyed things over 6 years old, trouble is, how can we prove that Abbey have them? They are stored by an external company called Ricoh, personally I cant understand why the judge just accepted this, there should be certificates of destruction, I would suggest you file a complaint with the information commissioner requesting certificates of destruction, it might take a few months but it might be worth it. Hope this helps

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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I sent Abbey an SAR which they have not yet sent all the details, but today I received a statement from them showing that the outstanding balance had been written off, this is great but I have been paying this debt through a DMP to moorcroft for the past 2 years, so if Abbey have written it off will moorcroft still chase me for money? do I send Moorcroft a copy of the statement showing the debt written off? any advice would be great.:confused:

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well certainly i would not pay anyone anymore money on this debt.

but, does wriiten off, mean someone else has brought it, hence moorcroft.

what date was it written off?

if you have been payning mooorcroft money past this time, why and what for? get it back.

 

my thoughts lie with contacting moorcroft, tell them you want to know the opening balance they aquired from abbey then see if that corresponds with the abbey figure at write off. and what it stands at now.

 

i would not say you know it has been written off incase they try and pull a fast one.

 

my thoughts anyhow.

 

dx100uk:D

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

I have received a statement from Abbey stating that the amount owing has been written off! am i able to reclaim any money I have already pay them through the Debt management company it went through?

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  • 3 months later...

I have today received SAR information, what do I do know to reclaim back lots of bank charges?

Abbey have already sold this account over to Moorcroft who are chasing me for the money, I wrote to M/C and enclosed my final bank statement from Abbey showing the balance at nil, they have written back saying that they are collecting on behalf of Abbey and it has to be paid, they have out my account on hold until 3rd Sept. What do I do know?:confused:

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Put in your claim with the court and let Moorcroft and Abbey know that you are indispute over this account and they will have to wait for the outcome. There are some good templates on this site (library) which should help.

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something really silly somewhere here.

you've been paying moorcroft for a debt that was written off by abbey.?

if that is the case, get it al back

seems like someone has been obtaining money under false pretences........

or in the words of the law .......... fraud!

 

go get 'em

 

dx100uk

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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don't forget you need to do a prelim & LBA before filing at court but you should still send the letter of dispute to MC & Abbey.

Can I just ask how far back the information you received went? your earlier post suggested it was further back than 6 years and ok, it took then 4 months to find it but worth waiting for....?

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