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Hi,

I am trying to claim back both the PPI £3222.01 and charges on this card. I have received a letter stating the following -

 

If during the thirteen years you had made a claim against this policy you would have had the benefit of the insurance. In view of the above I can confirm that there are not any refunds of premiums due.

Claire Plummer

Customer Relations Manager

Executive Complaints

 

I did in fact attempt to claim and was told i was not covered because I was self employed. I have all the statements except 6 which I asked for. Shall I send in a SAR request? I dont have the original agreement.

 

Any advice is very much appreciated

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Hi,

I am trying to claim back both the PPI £3222.01 and charges on this card. I have received a letter stating the following -

 

If during the thirteen years you had made a claim against this policy you would have had the benefit of the insurance. In view of the above I can confirm that there are not any refunds of premiums due.

Claire Plummer

Customer Relations Manager

Executive Complaints

 

I did in fact attempt to claim and was told i was not covered because I was self employed. I have all the statements except 6 which I asked for. Shall I send in a SAR request? I dont have the original agreement.

 

Any advice is very much appreciated

 

Hello,

 

Personally I would send a SAR asking for all information relating to the account/accounts you have had with this company. Specifically asked for the terms and condition that would have applied at that time. They do change them, so don,t be fobbed off with the most recent ones. Some terms and condition don't apply to the self-employed, but unfortunately some do. (They actually appeared to sell you a policy that was useless, as when you did try to claim, they told you you could not because you were self-employed. Did they ask you if you were self-employed at the time?

 

If you made an application over the telephone, demand the recorded conversations.

 

Once you have all the information eventually and they must comply within the 40days, you can then access the situation and start a claim from them.

 

Be warned they will use any tactic they can to put the blame on you, You signed ,you did not cancel. blah, blah, but your pursue it for justice for yourself.

 

Good luck

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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Thank you I am sending the SAR today! 4-04-2007

 

Excellent and here's hoping that you will have the last laugh:D

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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You will have the last laugh, Once you have all your Information let us know and we will point you in the right Direction..

 

Our Policy is of Course .. No Win = No Fee .... Win = No Fee...lol

 

Good Luck

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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