Ripoffbankz vs Lloyds

[RIPOFFBANKZ]

Hi I have send off my 1st letter 21 days ago, got no response, sent 2nd LBA 7 days ago, it is now 25th march, Lloyds have 7 days to respond before get my N1 form filled in and sent off, this is where iam finding it hard to grasp, i have a claim for £1800 and do not know how to fill in the form or who to send it too, i need help!!! also what else do i need to prepare for County court?

[Bigmac versus]

Prepare the court bundle

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

[dolly]

I wouldn't prepare the court bundle yet - that is a bit down the line and might not even be needed as many Lloyds cases are now being settled at AQ stage.

 

To fill the court claim in, look here:

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

[RIPOFFBANKZ]

Thanks for that, so i need to fill in the N1 send it off and i will be sent a AQ form? this is Answers and Questions? Iam new to this so need to learn what all these abreviations are.

[BARTY]

Hi

You won't receive an Allocation Questionnaire (AQ) until after Lloyds have entered a defence, so at least a couple of weeks yet. Let us know when you have got it and we'll give you the links to help you fill it in.

Good luck, let us know how you get on.

Barty:)

[babylovejjmc]

If you are worried about filling in the N1, have you considered using moneyclaim online to file your claim? Just a thought.

[RIPOFFBANKZ]

I have recieved my N1 Form and filled it out, the other concern i have is that the first two letter, the Prelim and the LBA was sent to my local branch, my N1 form i understand i need to put the registared address of the bank on the form, should i have sent my first 2 letter to my local bank or the main registerd address?

[BARTY]

Hi

There is nothing to worry about, your branch should have passed them on to the relevant department for you.

Yes use the registered address on your claim form:

Lloyds TSB Bank plc

25 Gresham Street,

London,

EC2V 7HN.

 

Barty:)

[RIPOFFBANKZ]

Thanks for everyones help, will keep you posted with an update after i send the N1 form off Saturday, Also do i need to put all 3 copies in the envelope and post it to the County court with the fee?

[BARTY]

Thanks for everyones help, will keep you posted with an update after i send the N1 form off Saturday, Also do i need to put all 3 copies in the envelope and post it to the County court with the fee?

Hi

Yes that's right.

Barty:)

[RIPOFFBANKZ]

Just recieved letter form Lloyds stating there charges are fair and i should go to the OMBIDSMAN if iam not happy, will be going to the County Court monday to hand my N1 Form.

[RIPOFFBANKZ]

I sent my n1 form off and didnt send a schedule of charges, i did put a break down of total charges, overdraft intrest and intrest under the county courts act, with the total sum, is this ok? today i recieved a NOTICE OF ISSUE, what do i do with this? is this just a copy? please can you let me know if i have done it right as above?

[livelylad]

I sent my n1 form off and didnt send a schedule of charges, i did put a break down of total charges, overdraft intrest and intrest under the county courts act, with the total sum, is this ok? today i recieved a NOTICE OF ISSUE, what do i do with this? is this just a copy? please can you let me know if i have done it right as above?

 

 

Hi as long as all the information is correct what you have sent should be fine. You can always send the schedule of charges to the court, just add your details and the claim number and ask the court to attach it to your calim. The notice of issue is just for your information.

 

 

Use this should you wish to send the Schedule.

 

 

 

The Court Manager,

[Add Address]

 

Dear Sir/Madam

 

(Your Name) –v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).

 

I respectfully request that the enclosed schedule should be attached to the particulars of my claim.

Yours sincerely,

[RIPOFFBANKZ]

just recieved acknowledgement that Lloyds are going to defend my claim, waiting for a court date, what happens next???

[BARTY]

Hi

You should receive a copy of their defence, and then you may receive an Allocation Questionnaire to fill in, use these links to help you with that:

http://www.consumeractiongroup.co.uk/forum/general/57708-draft-order-allocation-questionnaires.html

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

 

If you don't get an AQ to fill in, read this:

http://www.consumeractiongroup.co.uk/forum/general/80091-your-court-dispensing-allocation.html?highlight=dispensed+AQ

 

Barty:)

[RIPOFFBANKZ]

just to let you guys know, got my letter of defence last week and today recieved my AQ to fill in, will use the links from BARTY.

[RIPOFFBANKZ]

hi all,

I have got to the stage where i have sent my QA form 149 off to the courts and sent off with it the attachments for part g which included Directions for the court, what next?

[RIPOFFBANKZ]

in my directions for the court where do i get the following?

• c) A statement of evidence of all matters relied upon as tending to show that the charges are irrecoverable as penalties or otherwise;

• d) Copies of decided cases and other legal materials to be relied upon.

also when do i have to provide this? at court? or send to defendant ?

[GuidoT]

You do not need to send these yet, you need to wait until the judge directs such, if indeed at all. Read here a bit more:

http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html

 

You can send me a PM with your email address I have all the documents scanned into one PDF.

[RIPOFFBANKZ]

Thanks Guidot, how do i PM you?

[GuidoT]

http://www.consumeractiongroup.co.uk/forum/private.php?do=newpm&u=98883

[RIPOFFBANKZ]

recieved a letter from the court stating that they are not setting a court date, they have given 7 days for Lloyds ? to send a AQ into the courts if they do not send it in by the 7 day dead line the courts will throw the defence out of court and award me my claim, what next? 7 days have past and it is in its 11th day now.

[GuidoT]

I would phone the court to check if the AQ has been filed, SCM do not usually send a copy of the AQ to the claimant, then post up here.

[RIPOFFBANKZ]

ok i recieved a judgement from the courts requesting AQ form within 7 days from the defendant which they supplied to the courts, now i have a court date for the 17th july preliminary hearing, what do i need to take to court? iam getting worried now!!! help!!!

[nicsussex]

You need to have a good look here

 

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/82148-got-court-date-important.html