Up to Pre-court claim, Should I ring them First?

[molotov_coco]

Hi Everyone.

 

I have sent all my previous letters and am up to the putting a claim in stage. I am just wondering wether its worth ringing the bank and seeing if they will settle before I commence this action. Is this advisable and if so what is the best number to contact them on. I am panicing a bit because their time ran out on the 17th of March and I haven't got the court fee at the moment. Obviously if court can be avoided that would be a load off, but do Lloyds always go to court?

 

Thanks For any advice.

[toyota]

I've always found that Lloyds are very unresponsive over the phone. They usually drag these things out til the last minute.

 

It might be worth rinin them, but don't expect anything - most cases have gone as far as a hearing date.

[Michael Browne]

I am just wondering wether its worth ringing the bank and seeing if they will settle before I commence this action. Is this advisable and if so what is the best number to contact them on

A waste of time probably. I've never known them to settle in full at this stage.

 

. I am panicing a bit because their time ran out on the 17th of March and I haven't got the court fee at the moment.

Doesn't matter, just wait till you have the money for court fees

Obviously if court can be avoided that would be a load off, but do Lloyds always go to court?

No, never, but you will have to file a claim to be paid in full.

[molotov_coco]

Hi Toyota and Michael,

 

Thanks for the advice. I did think ringing them could be a waste of time and you've both confirmed that. I will put a claim in when I get the funds. After the last letter I sent and two weeks pass with no reply. is there a time limit that I need to put the court claim in? Is it better to do it at a local court or use MCOL?

[Michael Browne]

There's no specific time limit, just sooner the better.

 

LOcal court preferably. See here:

Getting MCOL Right

[molotov_coco]

Thanks Michael. Thats very helpful. Much appreciated.

[jshtr3]

Hi, I posted my LBA today. Does going to local court make the process any faster and can you use any court? I live in wakefield?

[molotov_coco]

Hi jshtr3

 

I am not to sure myself, but Michael Browne as been very helpful. I am going to try my nearest local court. I think you can also get some guidance fro0m the court staff; I hope so anyway!

 

LOcal court preferably. See here:

Getting MCOL Right