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    • There are a number of reasons why you may not have been issued a notice in the post within 14 days. If you were stopped by the police it may have been given verbally. In the case of speeding offences, the police may issue you with a conditional offer of a fixed penalty of 3 points and £100.00 fine by post or an offer of a speed awareness course. If the offence is considered too serious for a speed awareness course or fixed penalty you may be charged with an offence which normally occurs by way of the issue of a Single Justice Procedure Notice. If the vehicle within which the alleged offence took place was registered to another person or company there is technically no need for a notice to be issued to the driver. After the police have obtained details of the nominated the driver, they will normally send the notice to them, although there are no time limits within which they must do so (provided that the notice was received within 14 days by the registered keeper of the vehicle). In such circumstances, a person may receive a notice several months after the alleged offence too place but still be prosecuted. A Guide to a Notice of Intended Prosecution | Motoring Offence Lawyers the above copy n paste link has purely been copy n pasted here to inform you of the regs, which you could have done yourself by, as this is, a google search......... we do not ever recommend using such offered webservices! dont dx    
    • all DYL's are subject to a TRO. looking at this newish, ever increasing as old ind units have gotten removed, estate, there are only lines on one side, on the other there is a parking lane with traffic calming through which you mention. i seriously doubt your mate has any clue what he is talking about.!! its not a private housing assoc estate. so its a public council owned road. no construction co can just decide to draw their graffiti on a road. the DYLs are certainly there pre 2016 even before his home was built. now ive had a quick look to see if the main access to royal park road has signs. there is no royle park road even on your map but there is a royal barn road which leads to where you are parked royal road has a restriction sign on the pole by the fence of the electric substation jnc with gipsy lane there does not appear to be one leading in from the other end - tesco petrol station
    • Hi All. I was driving in Stevenage down a 40 road after coming off the motor way, i noticed my car felt a little "weird" i accelerated, then slowed the car down.  Shortly after i got stopped by a manned police car with a laser. During the stop the officer stated i was doing 54 in a 40, the conversation was short, but he said i would unlikely get a awareness course and it was most likely 3 points and a fine.  Mrs thought it was a good idea to have dairy when she is lactose intolerant on date night, we just got on our way.  At the time, i didnt admit to the offence, but did say i didnt realise and had slowed down in any case. The officers chest camera was recording and on. At the stop, he asked where to send the fine to, as i knew i would be travelling to visit family up north, i provided my temporary details at that location in Yorkshire. It is now 05/05 and i haven't received anything at either my home address in Stevenage or the temporary address. 1. Is there a time limit in which paperwork needs to be sent to me. 2. Should i query the ticket as i don't want to miss any deadlines (if so who do i check with?) OR should i keep quiet. 3. Given nothing has arrived in 20 days, is there a chance of appeal if and when it comes through? Many thanks CrazeUK
    • Hi All. A family friends car was having issues when she was on a trip visiting family up north at the begining of January.  She ended up leaving it at my friends garage in the same location, who parked it on his forecourt to investigate the issue, howver he said most likely it is beyond economical repair as its a serious gearbox fault. In the meantime i replaced her car with one of my spare cars. The insurance on the car then expired in at the end of January.  When the insurance expired, I sent a paper V890 paper as i didnt have her V5 Reference number in hand to do it online (i have a copy of this).  She didnt mention she hadnt received any confirmation as she didnt know if she would get one.  She then cancelled her road tax at the end of March (i think) as she was paying by DD. She then was travelling up north so didnt get her mail until last week. She received a letter dated 09/04/2024 stating she had failed to insure the vehicle and there was a £100 fine which could be reduced to £50 if she responds by 11/05/2024.  As soon as we noticed, i got her to dig  out the V5 and SORN'd the vehicle.   My friend has been a bit slow in checking the fault, however i suspect it will still be scrapped and is still on his forecourt. Is this possible to appeal?
    • worthy to not forget Just to let you know this bunch Kensington have been fined £1.225m by the financial regulator for treating borrowers who were in arrears unfairly. Claim those charges back plus the interest and tell them not to add any more to the account. There are a few news stories here you can get the info for a letter to send to them. http://news.bbc.co.uk/1/hi/business/8615870.stm  
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Ironman20082006v LloydsTSB


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hi everyone I ve just had back from LLoyds Tsb an acknowledgement thet are looking into my claim for £3000.Kerry Parfitt Andover

 

Theyclaim they will respond in a further 2 weeks.Having already given them 2 weeks to pay in full I presume I should send a second letter given them 7 days or legal action?

 

Or can you just go straight to legal action.?

 

I ve also got a business account with -did nt realise you could claim for charges there as well

 

Cheers

 

everyone:rolleyes:

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Ironman,

 

Don't let Lloyds dicate the timescale. Stick to the timescales mentioned in your letters. It is not your fault Lloyds cannot respond.

You should have given them 14 days to respond when you sent your preliminary request. If that time has expired, go ahead and send your letter before action. Then, if they have not refunded your charges after 14 days, then start legal action through the courts.

 

regards,

 

Pondfish

LloydsTSB - Current Account claim £5,554 settled unconditionally 25.4.2007 :D

If the Pondfish has helped click his scales! ;-)

 

Please donate to this site if you can! :-)

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Thanx Barty just had in post letter back from lloyds blah blah refusing to cancel and refund charges

'oft has published guidlines which we are reviwing ......guidlines are for default charges as this doesnt apply to you as you have nt broken agreemnet these are prices for services in these excess overdraft situations'

 

Presumably this is a standard letter? My 14 days lba runs out next wednesday i still have to wait until then

 

Any guidance much appreciated

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HI everyone read this in times today:D

 

New probe into UK bank charges

 

OFT to initiate a full-scale investigation, saying it has "real concerns" over level and frequency of bank charges

 

Robert Lindsay

 

 

The Office of Fair Trading (OFT) said today that it would be mounting an in-depth study of bank charges on current accounts after a five-month investigation determined that there were issues of "real concern" to customers.

The OFT revealed in September that it was to carry out a "short preliminary study" into current account bank charges, usually imposed when customers go beyond their overdraft limits.

John Fingleton, the OFT chief executive, said today: "The issue of bank current account charges is a matter of real concern to the banks' customers, and raises wider questions about competition and transparency of pricing."

He added: "The initial scoping work we have undertaken has demonstrated to us that this is not only an issue for those people who are being charged, but also for customers who are not defaulting on their bank accounts."

He gave warning that "a quick-fix solution is not the answer" because it could have far-reaching consequences in the long term.

Last April the OFT set out new principles over credit card charges after widespread public outcry over high charges for defaulting.

There has been mounting public concern over the high charges banks impose on customers for going temporarily overdrawn.

However, in a concession to the high street banks, Mr Fingleton said: "The UK retail banking market performs well in many dimensions, especially relative to international norms."

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Looks like your in the same boat as me with Lloyds. I'm going to send LBA out first post 2moro haha

 

I think i should quote some of that stuff above in the LBA cos they obviously tried to blag me in the last letter.

*Court date set for 20th Aug*:eek:

*Lloyds TSB defence filed 14th May 2007*:mad:

*LBA sent 2nd April 2007*:cool:

*Prelim sent 5th March 2007*:D

*SARS sent 26th January 2007*:rolleyes:

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was the mcol thing hard to do? I might have a look around the website so i know i have everything covered before the 14 days are up.

 

Good luck with your case mate! If they dont reply then you win automatic right? *fingers crossed*

*Court date set for 20th Aug*:eek:

*Lloyds TSB defence filed 14th May 2007*:mad:

*LBA sent 2nd April 2007*:cool:

*Prelim sent 5th March 2007*:D

*SARS sent 26th January 2007*:rolleyes:

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hi Kevin

 

mcol was easy took about 10 minutes total.Only fiddly bit was getting within the charchter length

 

I cut and paste from this site the claim ,altering it for my account no etc

 

hopefully with easter coming they will overlook this and as u say automatic judgement

 

cheers

 

8)

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Hi, Why are you only claiming 4 and half years. You know you can claim 6?

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Hi

 

You do not have to submit your evidence (copy statements etc) until such time as you are preparing your bundle in advance of a hearing. At this stage you need only provide the schedule of charges.

 

John

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