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    • Probably to do with the Creditor accepting the reduced payments claim as part of the IVA. - Thats my guess anyway.  As for the mount outstanding... 60k is incredible and im pretty sure a DRO wouldnt cover that much even after the new legislation.    For you @Alfy - Please stay headstrong and stop worrying. My viewpoint on debt with debt collectors is simple. You are a figure on a spreadsheet loaded into a database for them to run a collection cycle through.  They dont care about emotions or your situation, they just care about paying off their shareholders and trying to turn a profit.  They use varying tactics to increase the pressure on you to the point where you will break. People then fall for this an either cave in to DCAs before doing their own due diligence on the debts that are purchased or turn to IVAs like you have.    They are better ways to handle this and Im glad you feel better after a good nights sleep - I hope you can keep it up. 
    • Good afternoon,    I am writing in reference to the retail dispute number ****, between myself and Newton Autos concerning the sale of a Toyota Avensis which has been found to have serious mechanical faults.    As explained previously the car was found to be faulty just six days after purchase. The car had numerous fault codes that appeared on the dash board and went into limp mode. This required assistance from the AA and this evidence has already been provided. The car continues to exhibit these faults and has been diagnosed as having faults with the fuel injectors which will require major mechanical investigation and repairs.    Newton Autos did not make me aware of any faults upon purchase of the vehicle and sold it as being in good condition.    Newton Autos have also refused to honour their responsibilities under The Consumer Rights Act 2015 which requires them to refund the customer if the goods are found to be faulty and not fit for purpose within 30 days of purchase.    Newton Autos also refused to accept my rejection of the vehicle and refused to refund the car and accept the return of the vehicle.    It is clear to me that the car is not fit for purpose as these mechanical faults occurred so soon after purchase and have been shown to be present by both the AA and an independent mechanic.   Kind regards
    • Commercial Landlords are legally allowed to sue for early cancellation of the lease. You can only surrender your lease if your landlord agrees to your doing so. They are under no obligation even to consider your request and are entitled to refuse. You cannot use this as an excuse not to pay your rent. Your landlord is most likely to agree to your surrendering the lease if they want the property back in order to redevelop it, or if they wants to rent it to what they regards as a better tenant or at a higher rent. There are two types of surrender: Express surrender in writing. This is a written document which sets out the terms of the surrender. Implied surrender by conduct. (applies to your position) You can move out of the property you leased, simply hand your keys back and the lease will come to an end, but only if the landlord agrees to accept your surrender. Many tenants have thought they can simply post the keys through the landlord's letter box and the lease is ended. This is not true and without a document from the landlord, not only do you not know if the landlord has accepted the surrender, you also do not know on what basis they have accepted and could find they sue you for rent arrears, service charge arrears, damage to the property and compensation for your attempt to leave the property without the landlord's agreement. Unless you are absolutely certain that the landlord is agreeable to your departure, you should not attempt to imply a surrender by relying on your and the landlord's conduct.  
    • I had to deal with these last year worst DCA I have ever dealt with. Just wait for the constant threats of CCJ and how you'll lose in court and how they won't do mediation and they want the judge to question you with a load of "BIG" words to boot with the letter. My case was struck out in the end, stupidity on their part as I admitted to owing the debt in the end going through the court process was just a formality as they wouldn't let it drop despite me admitting the debt regardless. They didn't send the last part of the court paper work in so it ended up being struck out     .
    • Well, that's it then. Clear proof of the rubbish cameras. Clear proof of double dipping. G24 won't be getting a penny. Belt & braces, I would write to the address LFI has found, include the evidence of double dipping, and ask Fraser Group to call their dogs off.
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Impatience.


jarvis1979
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Well it was deemed served on the 18th so today will be 15 days. Thats only 13 to go then. oh I cant take the pressure any longer.

18/04/07 Won £4360.09 Nationwide Current Account

19/04/07 Began claiming for 10 years

15/04/07 Began Nationwide Credit Card

26/04/07 Began Egg Credit Card

02/08/07 Won £416.97 Egg Credit Card

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Well, today is 27 days for me after being served . . .

 

Claim was filed on the 1st March, deemed served on 7th March. MCOL has verified that my 28 days are up tomorrow.

 

No sign whatsoever of any money; Charles Bacon has chosen to ignore any attempt to communicate via email!?

 

Looks like NW are either playing games of late or there is something particularly odd going on.

 

Either way, I don't really care - I get to press the 'JUDGEMENT' button tomorrow. I wonder how long things take after that !?

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I've pressed the JUDGEMENT button loads already. tells me to bog off but there is still something satisfying about it. 29 days today then, you're going to court my friend.

18/04/07 Won £4360.09 Nationwide Current Account

19/04/07 Began claiming for 10 years

15/04/07 Began Nationwide Credit Card

26/04/07 Began Egg Credit Card

02/08/07 Won £416.97 Egg Credit Card

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Just read your post Spiff, congratulations on the win. Now could you kindly move aside so I can have my damn money you are holding up the queue. thanking you

18/04/07 Won £4360.09 Nationwide Current Account

19/04/07 Began claiming for 10 years

15/04/07 Began Nationwide Credit Card

26/04/07 Began Egg Credit Card

02/08/07 Won £416.97 Egg Credit Card

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I've pressed the JUDGEMENT button loads already. tells me to bog off but there is still something satisfying about it. 29 days today then, you're going to court my friend.

 

Oh so youre using Microsoft Vista are you?

 

LOL

 

The wait is a pain isn't it.

You know they will pay,

They know they will pay,

Its just when they pay.

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Well, they have just 5 days left now. And I am still chekcing my bank account 3 times a day just incase they give in. However, on Friday I got a letter from them asking me to pay £10 for my statements (which they have had and cashed about 3 months ago for this to even get to court stage) so something is obviously amiss in the Nationwide offices.

18/04/07 Won £4360.09 Nationwide Current Account

19/04/07 Began claiming for 10 years

15/04/07 Began Nationwide Credit Card

26/04/07 Began Egg Credit Card

02/08/07 Won £416.97 Egg Credit Card

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Ive had another letter today, the same one as they have already sent sayign that they cannot refund me my charges. No mention of pending court case just the same letter they have already sent me. Bless them they must have so many claims going on.

18/04/07 Won £4360.09 Nationwide Current Account

19/04/07 Began claiming for 10 years

15/04/07 Began Nationwide Credit Card

26/04/07 Began Egg Credit Card

02/08/07 Won £416.97 Egg Credit Card

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I got to press the judgement button today as i had a nice note saying that the defendant admitting owing me the full amount.

18/04/07 Won £4360.09 Nationwide Current Account

19/04/07 Began claiming for 10 years

15/04/07 Began Nationwide Credit Card

26/04/07 Began Egg Credit Card

02/08/07 Won £416.97 Egg Credit Card

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Well, I was quite shocked as I've been pressing it for weeks. Anyway, the total is £4,086.45 so now ANOTHER wait til it enters into the account. *sigh*

18/04/07 Won £4360.09 Nationwide Current Account

19/04/07 Began claiming for 10 years

15/04/07 Began Nationwide Credit Card

26/04/07 Began Egg Credit Card

02/08/07 Won £416.97 Egg Credit Card

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supprise supprise a day after admitting they owe me they money they have now filled a defense. I wonder if they know how predictable they are. I hope I am the one that gets to go to court!

18/04/07 Won £4360.09 Nationwide Current Account

19/04/07 Began claiming for 10 years

15/04/07 Began Nationwide Credit Card

26/04/07 Began Egg Credit Card

02/08/07 Won £416.97 Egg Credit Card

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and today I have notice that my judgement was rejected. I nearly shed a tear.

18/04/07 Won £4360.09 Nationwide Current Account

19/04/07 Began claiming for 10 years

15/04/07 Began Nationwide Credit Card

26/04/07 Began Egg Credit Card

02/08/07 Won £416.97 Egg Credit Card

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HURRAH

 

Pay day today. £4360.09. Thats more than I asked for.

 

Happy days, please move me to completed. ;)

18/04/07 Won £4360.09 Nationwide Current Account

19/04/07 Began claiming for 10 years

15/04/07 Began Nationwide Credit Card

26/04/07 Began Egg Credit Card

02/08/07 Won £416.97 Egg Credit Card

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Congrats Jarvis. They must be feeling generous. Well done!

 

K.

Kelly

Settled: Nationwide £372.55

Before you do anything read this:

Guide to Reclaiming Bank Charges

 

Most questions can be answered by checking out these links:

Frequently Asked Questions

Step by step instructions

Letter Templates

And don't forget to use the search facility! Chances are your question has already been answered on another thread. Good luck

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  • 3 months later...

AND just to update, today I got £417.00 from egg too. *smug

18/04/07 Won £4360.09 Nationwide Current Account

19/04/07 Began claiming for 10 years

15/04/07 Began Nationwide Credit Card

26/04/07 Began Egg Credit Card

02/08/07 Won £416.97 Egg Credit Card

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