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mrx V lloyds


joe90
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hi guys'n'girls

 

just starting out on reclaiming my charges for my lloyds account, ive already successfully done this for my natwest account so im pretty sure of all the procedures, my only concern on this one is that i am claiming for my credit card and my current account but i am unsure as to what i can claim for on the credit card.

there are 3 different charges on the credit card

late charges

admin charges

unpaid chq/dd charges

 

im guessing here but i pretty sure i can claim the unpaid chq/dd charges but im not sure about the other 2 admin and late charges

 

anyone got a definitive answer

 

cheers

CLAIMING £2,176.92 IN CHARGES (+£613.84 interest to date)

DATA LETTER SENT 18/10/2006

DATA REPLY 27/10/2006

PRELIMINARY LETTER OF REPAYMENT SENT 29/10/2006

NatWest REFUSAL LETTER RECEIVED 7/11/2006

LETTER BEFORE ACTION SENT 7/11/06

STARTED LITIGATION 22/11/06

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anyone feel like answering?

 

 

cheers

CLAIMING £2,176.92 IN CHARGES (+£613.84 interest to date)

DATA LETTER SENT 18/10/2006

DATA REPLY 27/10/2006

PRELIMINARY LETTER OF REPAYMENT SENT 29/10/2006

NatWest REFUSAL LETTER RECEIVED 7/11/2006

LETTER BEFORE ACTION SENT 7/11/06

STARTED LITIGATION 22/11/06

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Late charges definetely as these are for aming a late payment.

Admin charges - not sure. How much are these for and how often and in what cicumstances do they appear??

 

skb

Victory over Lloyds £890

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Victory over Lloyds PPI claim £2606 click!

Barclaycard lazygoing - £580 + £398 contractual int at 17.7 % click! (Received partial payment £110 21/11/06)

The GF's battle against RBS click! stayed awaiting the end of the world

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cheers skbuncks

 

there are 3 admin all at £15

i have the dates of them but no recollection as to what the were for

CLAIMING £2,176.92 IN CHARGES (+£613.84 interest to date)

DATA LETTER SENT 18/10/2006

DATA REPLY 27/10/2006

PRELIMINARY LETTER OF REPAYMENT SENT 29/10/2006

NatWest REFUSAL LETTER RECEIVED 7/11/2006

LETTER BEFORE ACTION SENT 7/11/06

STARTED LITIGATION 22/11/06

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hi mrx check if the service charge is annual charge for card if it is you cannot claim for those three charges but you can claim for the other two types of charge with interest applied to each individual charge.

 

good luck dpicklaughing-smiley-014.gif

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