Cassie v Abbey *** WON ***

[cassie2006]

Thanks Phil

 

Appreciate your help. We'll go with what you said.

 

On another "matter":

 

there are a few people on the CAG thinking that the guy who went to court today for "compensation" is "maybe a plant by the banks".

 

I realise he's "fighting" for something totally different to us but (am I being gullible) I believe in him.

 

Sorry for digressing:p . Would just like an opinion from someone who has gone "all the way".

 

Cassie

[philread1]

Hello Cassie

 

Frenchy has just put up a post about this particular plum, as you have probably just read, its titled 'Unbelievable'!

 

I have'nt read a lot about this particular case, but repeating what has been said before, all of our cases come down to a point in Law. The charges are unlawful, end of story. The Law will have to be changed before the banks can even think of trying to justify their extortion!!!!

 

Do you think that the present government, with all the s*** this country is in at present, have got the time to deal with minor matters like this?

 

Hope this gives you a little more confidence!

Phil:)

[FOXYLADY1970]

hi cassie,

 

Im also at the same stage as you AQ posted last week I also didnt advise of a goodwill gesture but I did ring the courts that said dont worry about changing as abbey will properly take it off the amount of claim anyway, but saying that I have read some threads that people have won and abbey have given them all the money they requested and forgot about the goodwill gesture so hopefully that will happen to us to???????

 

Will let u know when i hear back from court.

[cassie2006]

Thanks Foxy

 

The only other way was to pay MORE money and fill in the N124??

 

AS soon as you hear anything please let me know.

 

Onwards and upwards................

 

Good Luck.

 

Cassie

[cassie2006]

Hi All

 

Just seen on the NAT west site- guy just won over £35K:D

[Josie8]

Hello Cassie

 

Frenchy has just put up a post about this particular plum, as you have probably just read, its titled 'Unbelievable'!

 

I have'nt read a lot about this particular case, but repeating what has been said before, all of our cases come down to a point in Law. The charges are unlawful, end of story. The Law will have to be changed before the banks can even think of trying to justify their extortion!!!!

 

Do you think that the present government, with all the s*** this country is in at present, have got the time to deal with minor matters like this?

 

Hope this gives you a little more confidence!

Phil:)

 

 

Yes but if I was the banks I would be seriously considering putting someone forward with a weak case that they can use to create a "precedent" to stop the flood of claims they must now be experiencing from escalating further............ If he loses at the high court then that is binding on lower courts........would probably have to be overturned at the Appeal Court........would probably halt the small claim cases. Must admit I am highly suspicious too.......................

[philread1]

Hello Josie

 

The case in question, from what I understand has been offered a full refund + damages!!!!!!!

 

There is no argument, from what I understand about the charges, the argument is about the damages, and why on earth would you refuse any sort of amount of damages?!!!!!!

 

At the most, everyone on this site is just happy with 100% + interest + costs! If they were offered damages as well, no matter how much they were for, they would snatch their hand off!!!!!!!!!!!

 

This is why that particular case is looking like a bank motivated one!

 

I'm going to have to read up a little more about this case, but I don't think it will have any affect on people putting in claims for their bank charges, only the extras that people may be pushing for!

 

Phil:)

[Mad Nick]

Hi, got your PM. Rationale is that they deal with claims in order of hearing date which at the moment seems like about 1 week beforehand. I guess it's a either a deliberate tactic (to see who gives up) of ignoring PRELIMs, LBAs and N1, then submit a standard defence (albeit a flat denial) and an AQ which suggests they're getting ready for Court; or maybe it's a by-product of them having to prioritise.

 

So any attempt to settle beforehand is almost certainly a complete and utter waste of time (they are not ready to and moreover don't want to); and you don't need to do it to get any brownie points for use in Court (because a) it won't get that far; and b) you can damn them well enough with their ignoring of PRELIM/LBA and flat denial defence). But worse, it betrays an eagerness to settle and suggests to them an unwillingness to take it all the way.

 

You're on the moral and legal high ground - let them come to you. A bit of time pressure on them to settle at the last minute will probably also work in your favour.

 

Regards, Mad Nick

[FOXYLADY1970]

hi cassie how are you have you heard anything back from bank or court. I ran the court today that have said no AQ has been sent in from abbey and i should receive a letter from them this week so fingers crossed it will be over soon

 

do you know how everybody else is getting on at same stage as us?

i think there is 5 or 6 of us that filled in AQ within few days of eachother

[Lady E]

Foxylady/Cassie , I filed my AQ on 10/4 ,last day was 11/4, so far nothing from the court or Shabbey. I think the postie thinks I have a crush on him ....LOL

[cassie2006]

Hi All

 

We're all in the same boat (hopefully not sinking:D ).

 

No, I haven't heard anything either - still waiting.

 

I know what you mean about the postman - I've even started running out to greet him:)

 

Good luck to all - we must keep posting as there are quite a few of us at this stage - I've read so many threads I keep having to re-read to remember who's doing what:rolleyes: This site has got to me, think I'm rambling now:eek:

[FOXYLADY1970]

hi lady E good to hear from u so your at same stage to then its so good that there is few of us at same stage as we can all help eachother without some of the help these people have given me i would have given up long ago.

 

keep me updated on my thread

 

take care

[cassie2006]

Don't know if anyone agrees but I seem to be "congratulating" quite a few people at the moment.

 

Are they capitulating (think that's the right word:cool: ) at an earlier stage or am I just being optimistic?

 

Maybe I'm still asleep and dreaming:D

 

Where's that bl**dy postman...............

[charleyfarley]

Well, there's lots of congratulations threads, but they don't seem to be giving in any earlier or easier.

 

PS

 

It's 6 o'clock in the evening not the morning, so the postman's having his tea!

[cassie2006]

Hi Charley

 

Think I'm loosing the plot:D

 

One minute can't wait for the feeling of "winning" the next dreading the feeling of being the one who goes all the way to court and messes up for everyone:(

 

I knew from the beginning that it was a serious business taking a "bank" to court and I didn't start the procedure lightly and without a lot of thought, but at 3 0'clock in the morning things don't seem so "bright". (I know it's not 3 o'clock now:cool: ) but still feeling a bit low. I think it's the waiting - not knowing which way they will go now. As all of us are getting wiser I can't help but think they may come up with something else as well - just to make life a little bit more difficult for us:evil:

 

Anyway, enough doom and gloom:D onwards and upwards.

 

Let me know if you have any news.

 

Cassie

[Lady E]

duplicate post - whoops

[Lady E]

Cassie - we all feel like that, but I honestly believe that is what Shabbey want us to feel like , so we will give up the fight!! I too am scared of messing up but hope with the help of this site that it wont happen , and if it does, some kind would will tell me how to get help . Looking at the success that Mad Nick and others are achieveing , we are not far behind.

 

Think positive, Think money, Think settlement = WINNING

 

Good Luck

[bitingback]

Morning Cassie,

 

Keep looking on the brightside, its nearly over now. As you get closer to the end of your claim it seems everyone is getting theirs sorted out before you, sorry it will probably seem more like that over the next little while as well.

 

I think people notice what stages people are reaching when they are there or thareabouts themselves. Also the increase in members on the site would also mean an increase in Wins so bound to be more to notice. (That seems way to logical for me at this time in the morning )

 

As for going to court, no guarantees but its a pretty safe bet, It Won't Be You!!!

 

Will be keeping my fingres crossed for a swift resolution for you.

 

Regards

 

BB

[cassie2006]

Well, still no news. My AQ went in on 11th April. Think I'm on same timescale as Lady E, Charley and a few others. Any news guys.........?

 

Had a phone call at work yesterday from an Abbey girl (didn't catch her name) asking me why there wasn't any money going into my account (I opened another account when I started this). I have an O/D limit of 1100 and I'm over 900 into it.

She asked me to make a payment there and then - I got quite flustered - I work in an open plan office and she was being very arrogant. I've already had a letter from them saying my O/D facility will be withdrawn on 1st June. Can they chase me for this money? as I see it, they owe me over £5K, when they pay me I will be in a position to pay them.

Feeling really shakey - any advice VERY welcome.

 

Cassie

[charleyfarley]

Hi Cassie,

 

I've heard nothing from the court but the plan is to give them a ring today, which is two weeks since I filed. I've had similar snotty phone calls (fortunately not at work ), so I've sent them the "Account in Dispute" letter from the templates, and heard nothing since

[cassie2006]

Thanks Charley.

 

I'll look for that now. Can you point me in the right direction? Is there a link to it?

[mariejader]

Well, still no news. My AQ went in on 11th April. Think I'm on same timescale as Lady E, Charley and a few others. Any news guys.........?

 

My AQ went in also on the 11th April, I am just waiting on the judge to give directions now, it's been with him for over a week now so hopefully any day now I will get a letter from the court advising what he want's me to do.

 

Have you called the court to find out what's happening with you claim Cassie?

[cassie2006]

Hi Marie

 

No, I haven't done anything since I handed in my AQ.

 

Should I be doing something.................. apart from having sleepless nights:( ,screaming:D and drinking myself into a stupor (not really;-) ).

 

Let me know if you have any news.

 

Cassie

[FOXYLADY1970]

hi Cassie,

 

Not sure if you have read my threads but I have heard back from my AQ so putting together the court bundle etc they have asked for so hopefully you should hear soon as we all put in AQs at same time.

 

keep posted.

 

Foxy

[mariejader]

Cassie it may be an idea to give the court a ring and see what's happening, do you know if Abbey have filed an AQ?