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    • Yes, you should have applied for an immediate strike out as soon as the deadline expired. Without the agreement, they are stuffed Forget Barclaycard, Asset link is now the creditor, and it is down to them to provide the agreement.  That needs to go into the witness statement. They have not provided the agreement contrary to directions of the court and request the court strike out the claim as to the original court directions.
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    • Paint is a free programme on any Windows PC. But don't worry, the choice here is not either perfection or nothing. As you say, use your scanner, save the file ... and then use the "choose files" option when you post to CAG to add the file. We can do all the redacting and converting to the correct file type at this end.  The important thing is just to get the info to us. Why not do an experiment this afternoon and see if the above works?  
    • I see they're trying to round up asylum seekers and lock them up for about three months so they can be put on planes to Rwanda. I'm a bit surprised that this is legal.  
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percy v barclays


percyarms
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Hi Everyone

Thought I would try and recover the unfair bank charges from Barclays. I have requested statements from the last 6 years which they obliged at no cost.

I am worried about all doing this in case they stop my overdraft and when my wages go into the bank they won't pay my mortgage bills etc (I like many others live in my overdraft, bad practice I know!!) Is this something they would do? Any help greatly recieved.

Thanx

PERCY

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  • 4 weeks later...

Hi

Firstly, what a brilliant site. I understand things alot better now!!

 

Just an update as I have not recieved statements yet.

07/03/07-Phoned requesting statements

21/03/07-Sent letter requesting statements. 40 Day deadline ends 30/04/07.

Phoned 0800 282 390 5/04/07 spoke to Mr Kevin Garner who said they had been sent out on 28/03/07 and to contact local sorting office to make sure thay had been received as there were a lot of problems at the moment. If not contact them again and they will re-send. But this will put them over the 40 day legal deadline!

Anyone else had this problem, do I stick to 40 day deadline as they have said it takes about 4 weeks if they are re-sent.

Any advise would be great.

PERCY

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Frankly, I wouldn't worry just yet. They tend to use the full 40 day period. (mine took 35 days.) I'd send them a written reminder about the middle of the month, reminding them that this is a LEGAL OBLIGATION.

 

I honestly can't believe the 4 day thing, followed by 'posted out yesterday.... blah, blah.' It's always yesterday, isn't it? never 'oh, it's on my desk now' or 'you'll have it by Friday'. Frankly I don't believe a word they say now, especially on the phone!

 

As far as the O/D goes, Barclays don't tend to cut you off, or close youa account as a general rule. It's actually better for them if you still owe them money: all that luvverly interest!

 

Best of luck,

 

D.:mad:

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  • 2 weeks later...

highlight and then bang them into the spreadsheet of your choice from the library here and let that do the work

 

I suggest you use the 'complex' one and reclaim the interest on your charges too, a bit more work but not so bad if you do it all at one go

 

it's a sound claim that will win of you follow procedure

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OMG!!! so surprised at how much they have taken/stolen from me. £2900 including interest.

Just a quickie, not too sure how the advanced spreadsheet works but does the interest column have anything to do with the penalty column or are they seperate. Just about to send preliminary letter. Thanks

PERCY

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Guest Mumofthreeboys

The interest column is if you are claiming overdraft interest too. Just follow the instructions on the first page and you'll be fine.

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Thanks everyone, will get my preliminary letter off first thing in the morning, registerd of course. Don't want those b**gers denying they ever recieved it!! Will keep thread upto date and of any correspondence recieved. Although judging by all the threads on here it will be an offer of halfish as a good will gesture. I know what I will be saying to that!!

PERCY

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rattle through the step by steps as quick as is decent and then offer tos ettle for the lot a week prior to your court date seems to be the plan

 

just take care with the various forms and letters in the mean time is all

 

loads and loads of examples in the Barclays threads already concluded

 

nice to see someone actually behind me ;)

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Sent prelim letter asking for charges to be returned to there rightful owner yesterday night. (Didn't know you could send a letter that needs a signature but not guaranteed next day, only 70p. Special delivery is about 4 quid - result.) Now just playing the Barclays waiting game.

PERCY

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  • 2 weeks later...

Update.

Got standard reply last week about how sorry they were i wasn't happy and would look into it within 4 weeks etc etc... Sorry barclays you have untill the 3/5/07 or the LBA gets sent.

PERCY

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Hi,

I have had another £60 in charges (£10.05 over overdraft for 1 day has cost me £60) added since I sent prelim letter do I add these to the schedule and change the date or should I just leave it for now. Thanks

PERCY

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Sent off LBA today.

Its getting close to parting with some money for court fees because reading all the threads Barclays will drag it out. Trust me to pick the bank that likes to say NO, better get saving!!

Bank holiday weekend isn't going to help :D Have a nice day off everyone. :)

PERCY

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