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    • Hi there   thank you for the reply. No, it's not a silly question at all. I am convinced I didn't hit anything with my car. I was going very slowly and it was the guy standing next to his lorry in the road who punched and kicked my car as I went by. It's cause I saw him do it in the mirror.  I initially thought he did it because he thought I was passing him maybe too closely whilst he was messing around with his lorry ?  That's why I stopped and got out and asked what he thought he was doing hitting my car. He then just hurled abuse at me. Not making any accusations such 'you hit me' 'you hit my lorry' or you did this or that. He just swore and shouted at me. At which point I said I would be making a complaint to his company for his threatening behaviour and vandalism for punching my car. I went to my car , got my phone to take a photo of his number plate but then he came towards me again and I thought if he now hits me I am going to come second. I am a woman in her mid 50s travelling on her own and this guy looked like a Millwall football supporter (short, rotund, skin head) so I decided to leave this situation. I got back in my car closed the door and drove off before he could reach me.  I later checked my phone and noticed the photo was too blurred, as I turned and rushed back to my car too quickly before the camera could focus. So I thought it was pointless making a complaint as the guy couldn't be traced anyway, so I forgot all about it until yesterday. But this is all I can think of, it must have to do with this incident as it is in the same street.   
    • Please read the following thread very carefully. It is extremely relevant where you are suing Evri on the basis of a contract which you originally made with Packlink who are domiciled in Spain. A judgement has been obtained and we have applied for transcript and it will be put up on this thread as soon as we receive it probably about the end of July. In the meanwhile, read this thread, see what has been discovered about the Packlink/Evri/customer relationship and look at the witness statement very carefully. It's a long thread but don't give up. Once you have the transcript of the judgement, then I will do a more careful and explanatory post here   https://www.consumeractiongroup.co.uk/topic/459707-evri-lost-my-ebay-parcel-£844-court-claim-issued-judgment/
    • So if the breach occurred say Dec 2017 (first missed payment) and the default notice was issued Sept 2018 and the claim was issued 7th June 24 the claimant will of course be arguing it is within the limitation period (by 3 months)
    • Yep, I would  have brought up the other things like asking for their contract and receiving no response etc. but the mediation phone calls were rather short. Evri just said the contract was not with them (i said 1999 act response etc.) and the goodwill offer thing. Whole process took about 10 minutes in total. Seems like they don't even want to negotate in mediations anymore. "they're only given a certain amount that they can agree to in mediation per day" I mean its hard for me to say if thats the mediator paraphrasing or aa direct quote from evri I will look through that thread and share what I find, also for what its worth I also have everything I made for the previous claim WS and bundles etc. that I can tweak for this parcel, since it did go almost all the way to court and is a virtually identical case. that + this new stuff you shared above should be helpful to me
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      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Still shaking ... Mackenzie Hall - have a committed a criminal offence?


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I am no longer welcome on CAG

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Only the normal - three phone calls where they were abusive, continued phone calls after I'd formally asked them to communicate only in writing, an implication that I had a CCJ despite the fact I've looked at my credit record . Complete refusal to provide a notice of assignment or authorisation OR a Credit Agreement even after I sent them a CCA request. Failure to inform me who owned the debt, and a failure to abide by the Companies Act 2009 in terms of providing the required Stationary information on their email.

 

I knew the correct laws to quote, so they've disappeared off the scene... It'll probably be 1st credits turn next, but they can't do anything without a CCA.

 

I realise its a typo but could you tell me more.

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I am no longer welcome on CAG

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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  • 1 month later...

Hi

I have today received a hand posted letter with my name on the front and a scrap of paper saying ring paul on extention xxxxx

 

I called the number and asked what the compay was. they said j2 solutions (alas MH) but would not tell me what it did. The lady was rude and put the phone down. I called back and she keeped asking my name. I didnot give her any details as she would not tell me what she did.

 

I think it was a debt from 1994 that I keep getting accused of.

Not really sure anymore details but dont want them coming to the house again as it is embarising..

 

Any idea what i can do if they come again. can i throw them of my land etc....

 

Cheers

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Nice One

 

If he come round again I will knock him out (as long as he is not bigger than me).

 

He will not do it again!!

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Just talk to them in the same patronising way they talk to you. Violence isn't the answer. I wouldn't certainly laugh in their faces though, tell them they weren't getting a bean, call them idiots and ask them what the hell they were going to do about it! ROFL

What sort of world do you want your kids to grow up in?

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Simple answer. If they call at your house TELL them to leave. They have absolutely NO LEGAL rights to be there. How polite you are is your business. Personally I would tell them to F OFF If they refuse to leave telephone your local police to report a breach of the peace. Remember they have NO rights. Do not even engage in conversation with them.

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Or you could just keep telling them to come round in a few days and just keep laughing at them. LOL Surely they would stop coming round after a while. See how many times they come round. We could run an idiot doorstep collector contest. See how many times someone showed up before the penny dropped! If they really are superdumb and you get bored with them just follow ODC's advice. You have to have the stomach for such machinations though.

What sort of world do you want your kids to grow up in?

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MH are not the sharpest knives in the drawer. They ar more than likely on a fishing trip. Obviously someone with a similar name or address as your partner so the monkeys have probably sent quite a few of these letters out to see if a sucker responds. Then it will be all threats and bullying. NEVER RING THEM. Your partner can write to them and ask them to prove he/she owes a debt or send them a CCA letter (template N) by recorded delivery enclosing the £1 fee. No matter which course of action he/she intends always write at the top of any letter I DO NOT ACKNOWLEDGE THIS OR ANY DEBT TO YOUR COMPANY. If you start getting phone calls from them set the phone down or promises of Doorstep collectors start your own thread and you will get plenty of help in how to deal with these numpties

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We have requested CCA for the t mobile debt and united utilities, we got a letter back from wescot re united utilities saying We can confirm under the terms of the comsumer credit act(exempt agreements) order 1989 article 3(1) (a) this account is not regulated by the consumer credit act and is enforcable.

 

WHAT DOES THIS MEAN?

 

Thanx lorraine

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We have requested CCA for the t mobile debt and united utilities, we got a letter back from wescot re united utilities saying We can confirm under the terms of the comsumer credit act(exempt agreements) order 1989 article 3(1) (a) this account is not regulated by the consumer credit act and is enforcable.

 

WHAT DOES THIS MEAN?

 

Thanx lorraine

Wrong thread!!

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  • 3 months later...

Hi all. I'm sorry if this is in the wrong thread or has been discussed before.

 

I have a problem with Mckenzie Hall (as it seems we all have).

I owed £800 to halifax cetelem (Dixons). Last year I was contacted by MH that they were taking over the debt (before that it was Lowell contacting me). They said they would accept £500 as a settlement. (I cannot find the letter)

I payed this thinking that would be the end of it. I did ask for a letter saying I had payed, but one was never sent.

 

I have now been contacted by a company called "Hamptons legal" Regarding their client "Lowell portfolio 1 Ltd"

 

They are asking for the rest of the money (300) to be payed and are threatening court action.

 

When I looked at the bottom of the "hamtons legal" letter they are a "Trading Style of Lowell Finacial Ltd". Am I wrong in thinking that Mckenzie Hall is also part of Lowell?

 

I am totally confused by this. Do I pay? Do I take them to court before they take me? Surely if they said they would settle and clear it for 500 then that is it?

 

I have this feeling that I am being swindled. I would pay to get rid of them, but I'm disabled and unable to work, so I cant really afford to pay. Not with three kids to feed too.

 

Any advice on this matter would be greatfully accepted. Please I need your Help.

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Hi.

 

MH are not part of Lowells.

 

Write to MH asking that they provide you with a letter proving the settlement of the debt or you will be forced to contact TS & OFT as they haven't passed full information about the status of the debt onto their clients.

 

Write to Hamptons advising the debt is in dispute and the reasons why.

 

Unfortunately, without a letter, it really is your word against theirs so it may prove a bit of an uphill struggle for you.

 

If MH don't comply, i would hit them with a SAR next.

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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Mackenzie Hall

30 The Foregate

Kilmarnock

Ayrshire

KA1 1JH

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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Debit card - there will be a record of payment then. When, to whom and for what amount. Check your statements and you haven't got them get onto your bank. There may be a charge - but if you're clever you could claim this back from the greedy debt collector when you ask him for all cvosts incurred unnessecerily.

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  • 5 weeks later...

Hi all. Thanks for the replies.

 

I have heard that there is a letter that I should send Mackenzie Hall asking them for proof of payment. But i am not sure what it is called.

I think its something along the lines of proof of release of debt or satisfaction of debt.

Is it one of these or am I totally on the wrong lines?

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Hi everyone.

 

A friend of mine has had a letter off MH chasing up an old student loan. As the loan was given (I think) by the government, are they not exempt from their own laws. e.g data protection because in any other case it would have been illegal for the lender to pass personal information to a third party (MH).

 

Please don't quote me on this, it's just what I've heard. Any feedback would be appreciated.:?

WOTCUMSROUND

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