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    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
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Claim With Natwest


wtsnlng
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In July 2006, i started a claim for just over £1500, unfortunatly i some problems at home so i didn't pursure it, I got as far a my 2nd bog off letter from Natwest, could i go straight to the small claims court now or do i have to start all over again.

 

can anyone shed any light, Thanks

NatWest BC Claim made for £1445, 1st letter sent 27/07/06

Reject letter recieved 5/8/06, LBA sent 5/8/06

HSBC BC: Claim for 765.00. paid back £695.00 Settled

Capital One: Claim Made for £216 1st letter sent 29/06/06 (full Refund offered 15/07/06. Settled

Halifax Bc: Data Protection Act Letter sent 29/06/06 STILL WAITING

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Many Thanks, will get letter out tomorrow.

NatWest BC Claim made for £1445, 1st letter sent 27/07/06

Reject letter recieved 5/8/06, LBA sent 5/8/06

HSBC BC: Claim for 765.00. paid back £695.00 Settled

Capital One: Claim Made for £216 1st letter sent 29/06/06 (full Refund offered 15/07/06. Settled

Halifax Bc: Data Protection Act Letter sent 29/06/06 STILL WAITING

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  • 4 weeks later...

Claim now sent to court and has been issued to Natwest, Just have to Wait now

NatWest BC Claim made for £1445, 1st letter sent 27/07/06

Reject letter recieved 5/8/06, LBA sent 5/8/06

HSBC BC: Claim for 765.00. paid back £695.00 Settled

Capital One: Claim Made for £216 1st letter sent 29/06/06 (full Refund offered 15/07/06. Settled

Halifax Bc: Data Protection Act Letter sent 29/06/06 STILL WAITING

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Patience is a virtue, and sometimes with Nat West you need plenty of it. Good LUCK.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Got a Letter from the Court today, Natwest has Acknowledged the claim, and added more time. Does anyone know what Natwest do now.

NatWest BC Claim made for £1445, 1st letter sent 27/07/06

Reject letter recieved 5/8/06, LBA sent 5/8/06

HSBC BC: Claim for 765.00. paid back £695.00 Settled

Capital One: Claim Made for £216 1st letter sent 29/06/06 (full Refund offered 15/07/06. Settled

Halifax Bc: Data Protection Act Letter sent 29/06/06 STILL WAITING

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Guest Mumofthreeboys
Got a Letter from the Court today, Natwest has Acknowledged the claim, and added more time. Does anyone know what Natwest do now.

 

Added more time in what way?

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Adding more time from 14days to 28 days

NatWest BC Claim made for £1445, 1st letter sent 27/07/06

Reject letter recieved 5/8/06, LBA sent 5/8/06

HSBC BC: Claim for 765.00. paid back £695.00 Settled

Capital One: Claim Made for £216 1st letter sent 29/06/06 (full Refund offered 15/07/06. Settled

Halifax Bc: Data Protection Act Letter sent 29/06/06 STILL WAITING

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Guest Mumofthreeboys

When you issue a claim the Defendant has 14 days to acknowledge the claim and then further 14 days to enter a defence or 28 days in total from the date the claim is deemed served.

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So you need to count on 28 days max, excluding bank holidays etc. etc. from when you claim was served. If they dont enter full defence by then, you can contact the courts and see if you win by default. Although they have been known to allow them a little extra time lately. Doesnt seem fair I know but basically I think its because there are so many claims at the mo. All the best. Get counting the days to full defence.

 

Fendy xxx

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  • 4 weeks later...

19/03/07 Natwest has filed a defence to the Claim saying they dispute the whole amount owed, Just have to wait now for the allocation papers

NatWest BC Claim made for £1445, 1st letter sent 27/07/06

Reject letter recieved 5/8/06, LBA sent 5/8/06

HSBC BC: Claim for 765.00. paid back £695.00 Settled

Capital One: Claim Made for £216 1st letter sent 29/06/06 (full Refund offered 15/07/06. Settled

Halifax Bc: Data Protection Act Letter sent 29/06/06 STILL WAITING

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Nothing new there then, ;)

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Help Needed.

 

I got the defence from Cobbetts, and also a request for further information.

 

They are asking among others, (In Relation to each charge, Please clarify the following)

 

a, is it the case of the claimant the same should not be charged if yes please state why.

 

b, i should have not been charged this amount if yes state Why.

 

In the claim i stated the charges are an unlawful extravagant penalty, please supply information in support of the claim.

 

Please specify the clause(s) pursuant to which the charges were applied

 

please specify whether the changes applied were to due to a breach of contract by the claimant.

 

please identify in each case the particular breach of contract.

 

next question is regarding unfair penalty, there would like to know the facts.

 

does anybody know what i have to do now with the further information they want and they want it by 4th May.

 

Do i have to send the information to them.

 

it also says that if i do not provide an adequate response they will ask the court to strike it out.

 

can anyone help.

NatWest BC Claim made for £1445, 1st letter sent 27/07/06

Reject letter recieved 5/8/06, LBA sent 5/8/06

HSBC BC: Claim for 765.00. paid back £695.00 Settled

Capital One: Claim Made for £216 1st letter sent 29/06/06 (full Refund offered 15/07/06. Settled

Halifax Bc: Data Protection Act Letter sent 29/06/06 STILL WAITING

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Cobbetts, haven't heard a thing from the court yet

NatWest BC Claim made for £1445, 1st letter sent 27/07/06

Reject letter recieved 5/8/06, LBA sent 5/8/06

HSBC BC: Claim for 765.00. paid back £695.00 Settled

Capital One: Claim Made for £216 1st letter sent 29/06/06 (full Refund offered 15/07/06. Settled

Halifax Bc: Data Protection Act Letter sent 29/06/06 STILL WAITING

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wtnsnlng, Don't worry this is a normal defence. Is the request for further information a CPR 18 request. If so as you claim is under 5k you do not have to answer this.Hvae you forwarded Cobbetts and the court acharge spread sheet . If not do so with this letter.

Acknowledge the receipt of the defence posted on behalf of National Westminster Bank PLC.

I am not prepared at this stage to answer the CPR Part 18 Request. I anticipate that the claim will be allocated to the small claims track and would not then expect to have to deal with a Part 18 request since these are specifically excluded under Part 27 unless the court specifically orders me to do so of its own initiative. As I understand the above I shall not be replying to this request unless asked to do so by the courts and your deadline of the 4 th Mat 2007 for this request will not be met.

 

 

Furthermore I consider that the CPR part 18 request is intimidatory and I intend to bring the intimidation to the notice of the court. However, for clarity, I confirm the charges I am claiming were applied to the following account:

Account Name: *********

Account number: ********

Sort Code: ******

Please also find enclosed a breakdown of all charges I am claiming. I will however point out that a copy of this breakdown has been sent to your client on two occasions and was filed with the N1 when I approached the courts to make this claim.

 

 

 

Yours Faithfully

Good luck and next stage will be that the court will also send you a copy of the defence.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Thank you, I have never filed for a claim before, i was getting a bit concerned, but i bit lighten now.

NatWest BC Claim made for £1445, 1st letter sent 27/07/06

Reject letter recieved 5/8/06, LBA sent 5/8/06

HSBC BC: Claim for 765.00. paid back £695.00 Settled

Capital One: Claim Made for £216 1st letter sent 29/06/06 (full Refund offered 15/07/06. Settled

Halifax Bc: Data Protection Act Letter sent 29/06/06 STILL WAITING

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Do i have to send a copy of the letter to the court i send to cobbetts.

NatWest BC Claim made for £1445, 1st letter sent 27/07/06

Reject letter recieved 5/8/06, LBA sent 5/8/06

HSBC BC: Claim for 765.00. paid back £695.00 Settled

Capital One: Claim Made for £216 1st letter sent 29/06/06 (full Refund offered 15/07/06. Settled

Halifax Bc: Data Protection Act Letter sent 29/06/06 STILL WAITING

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YES, The court don't like the CPR 18 request by Cobblers.Good luck

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Many Thanks

NatWest BC Claim made for £1445, 1st letter sent 27/07/06

Reject letter recieved 5/8/06, LBA sent 5/8/06

HSBC BC: Claim for 765.00. paid back £695.00 Settled

Capital One: Claim Made for £216 1st letter sent 29/06/06 (full Refund offered 15/07/06. Settled

Halifax Bc: Data Protection Act Letter sent 29/06/06 STILL WAITING

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Hi, Help Need.

 

When i made my claim i didn't put the joint account holders name on the claim form as a claimant.

Does my partner have to be one of the claimants as well. as i have just had a letter from cobbetts..

 

If anyone could help.

Thanks

Paul

NatWest BC Claim made for £1445, 1st letter sent 27/07/06

Reject letter recieved 5/8/06, LBA sent 5/8/06

HSBC BC: Claim for 765.00. paid back £695.00 Settled

Capital One: Claim Made for £216 1st letter sent 29/06/06 (full Refund offered 15/07/06. Settled

Halifax Bc: Data Protection Act Letter sent 29/06/06 STILL WAITING

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So if i write back to them stating part 19 of the civil procedure rules.

NatWest BC Claim made for £1445, 1st letter sent 27/07/06

Reject letter recieved 5/8/06, LBA sent 5/8/06

HSBC BC: Claim for 765.00. paid back £695.00 Settled

Capital One: Claim Made for £216 1st letter sent 29/06/06 (full Refund offered 15/07/06. Settled

Halifax Bc: Data Protection Act Letter sent 29/06/06 STILL WAITING

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