Baines & Ernst now CCCS - many debts

[spuddly]

Thanks for the reply ODC, never seen one before do you know what it should contain ?

assuming it is complete where do i go from here..!!

[spuddly]

anyone help!!

[spuddly]

Dear MR XXXXXXXXXX

Thank you for your letter dated 4 may 2007.

I am presently investigating the comments you have raised and will forward a full response shortly.

yours sincerley

MRS CAROLINE WORTON

CUSTOMER SERVICES MANAGER

 

9TH JUNE tick tock,tick tock:rolleyes:

[spuddly]

I need to stir Paragon & Barclaycard into a response

 

What would be my best course of action

[miss muppet]

Hi again Spuddly, you've been busy! Take a look at CCA Resources/Workshops, lots of good templates there, sorry don't know how to do a link but you can find it on forum search, have been busy myself, Barclaycard sent daughter application form+ haven't replied on her loan, Abbey haven't replied, Goldfish demanding original documents as proof of OH's identity:rolleyes: BOS haven't replied, Sainsbury's sent me an application form, God life is so hectic now

[spuddly]

still no CCA from cabot

[spuddly]

OK looking through the SAR that Cabot have sent me i notice that they don't hold at least 2 letters that i have had since 2005/06 and they stated that this was all the correspondence on there files.. utter c#"@p.

 

NO CCA NO ACCOUNT WITH THEM.....

 

I want this settling so i can move on to the next creditor..

[ODC]

It would appear that our friends at Cabot Towers have diddly squat

[spuddly]

yeah,

 

i am unsure as to what to do next

 

i need to get these tssrs out of my credit history and move on..

any suggestions would be helpfull

 

i was considering taking them to court but i bottled it as to how?

[ODC]

Stick around this thread a very good friend of Cabots is in te process of doing just that

[spuddly]

Stick around this thread a very good friend of Cabot's is in te process of doing just that

 

 

Care to elaborate further:confused: ...!!??

[ODC]

Just have a look through the threads of tbern123 and seahorse I think you will get the picture. They are well aware of Mr Ken Maynard and the alleged barrister William Wellinhoff

[spuddly]

thanks i will check them out when i come home later this evening

Spuddly:)

[spuddly]

I have aquired a scanner so here is a letter they sent me, check out the date.

[Seahorse]

Hmmm. Well, since it has been confirmed to me that Cabot do NOT keep copies of letters they send you, and merely print another off from a template if you ask for said copy. And the template letter dates are automatically added as per the date of printing, it might appear at first glance that Ms Robertson has had this letter sitting on her desk an awfully long time.

 

Dunno what else to say really. Oh, except if it WAS a recent letter, they'd have told you they are returning your shiny Queen's One Pound, as the CCA doesn't apply to them. Allegedly. Assuming this letter is in response to your CCA, of course. (THis seems to be a new thing they are doing since I queried their right to the statutory £1 fee if they deny they are obliged to comply with a CCA request. I got my quid back too. But I'm not cashing their cheque. )

 

Although the nice Ms Robertson makes no mention here of Rights but Not the Duties, as they usually do. Hmm.

[spuddly]

i am in the process of posting all communication i have had from them here goes letter no 2 of 3

 

 

letter no 3

 

[Seahorse]

To be fair to them, you probably will get your SAR request bumff within the 40 days.

 

Whether or not it DOES actually contain everything they hold about you, is another matter.

[spuddly]

apologies for the delay in posting my paperwork i already have the sar,

aas i mentioned i have just aquired a scanner

[ODC]

In other words they have F ALL

[spuddly]

sar request

 

 

[spuddly]

there is no CCA in the SAR but they did mention

 

[spuddly]

Its now been 12 weeks and what i do understand is that they have sweet F#@# all.

Why dont they just admit defeat and offer to close account;)

 

Thought !!

if they have sent S.A.R - (Subject Access Request) minus CCA is the matter still in Dispute?

[ODC]

If they didnt send the CCA the matter was in dispute 12 working days after they got your request. Its actually now into Summary Criminal Offence time

[spuddly]

Where do i go from here?

spuddly:)

[ODC]

Write to them asking for a copy of their complaints procedure. If they fail to comply or resolve your complaint then report them to FOS. Also inform your local TS and the OFT.

 

If as is likely Crapbot sell this alleged debt on to some other set of scumbags then they are in deep merde