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jenny vs. halifax


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:) well, i have started my claim with halifax i called up to get my statements, they were delivered within a week!!! worked out how much they owed me, sent off my letter demanding refund by registered post they recived it on the 2nd and sent me a letter saying they are looking into it and will reply shortley, but certainly no later than 4 weeks.

so now its just a waiting game ....:confused:

£3890 successfully claimed from halifax (joint acc)

still personal halifax natwest lloyds to go!!!

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The difference is judicial is 8% and can be claimed only at court stage.

Contractual is in brief charging them the same rate they charged you when you were overdrawn say unauthorised interest rate of 29.25%, can make a modest claim become huge, this as i say has to be mentioned in both prelim and lba.

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i have claimed statutory interest! have mentioned this in prelim and iba (iba not posted yet) is that ok? :confused:

£3890 successfully claimed from halifax (joint acc)

still personal halifax natwest lloyds to go!!!

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  • 2 weeks later...

well not heard anything so sent IBA letter off today by recorded delivery so just another 14 days to wait if still not heard anything i intend to go to small claims court can someone give me the website address si can read up on it before i start . thanks:p

£3890 successfully claimed from halifax (joint acc)

still personal halifax natwest lloyds to go!!!

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  • 2 weeks later...

CONGRATULATIONS....!!!!

 

Thats fantastic, Happy spending......:D :D :D

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

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Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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how long have people had to wait after halifax have received acceptance letter back, halifax said funds should be in my bank within 14 days !!!!

but the money is burning in my pocket already....

£3890 successfully claimed from halifax (joint acc)

still personal halifax natwest lloyds to go!!!

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