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Started my claim agains Barclays


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Hi ,

 

I have just set off on the journey of claiming against Barclays, preliminary request letter in the post.

 

My claim is for £2995 (Paid referrals and Unpaids only). The nagging doubt I have is that last year (February '06) I entered into an IVA. Barclays was one of the companies involved, owing them £1410 (overdraft at the time). The IVA was settled and they received 55p in the £. The IVA completion was given in May '06.

 

Does anybody know if I still have a legitimate claim against them ?

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It would depend on the terms of the IVA. If Barclays accepted 55p/£1 as full and final settlement, and you have written evidence of that, then you shouldn't have a problem. If not, then they may be entitled to set off the 45p/£1 against what you are claiming

Preliminary Letter sent to Woolwich 05/06

LBA sent 19/06

Court claim filed 04/07 : Total £824.75

Acknowledgement of Service 27/07

Defence received 08/08

AQ filed 11/08

Barclays AQ filed 05/09

Hearing date 20/12

SETTLED IN FULL £840.49: 14/12/06

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