she-de v Halfax

[sea-sidelady]

No, this is just a stalling letter.

You have your 14 day time line. Stick to it.

[sheila_de]

sent 2nd letter on 12 march halifax have till monday 26th then its off to court . do i calculate my intrest up to the 26th and also do i put the 10 pound for statements on as well ,since i have sent 2nd letter had 2 more charges on my account do i put them on or do another claim at a latter date .

[sheila_de]

had letter of hailfax offering 469 amount i am claiming is 899 . what do i do i want all the money back not half of it ,also in the letter it say that if i have anymore charges on my account they will not give them back can they do that as in the same post today more charges (how can you get on top when they keep on making charges ? .if there is a letter in templates that i can send them as i am no good at wording letters. they have told me to phone them do i ? any help will be most helpfull

[sea-sidelady]

HIya shelia.

 

Here is the rejection letter

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html

 

 

The new charges you got today, add them to your spread sheet.

[sheila_de]

doing this for friend ( i am almost at the end on my claim ) the 40 days is not up yet but today had a letter off halifax saying that she can have her statments from april 2006:confused: has anyone had this happen, and what does she do now ? wait the 40 days or send them a non compliance letter. can they only send what they feel like ( perhaps her claim is so big halifax have not enough money left lol ) any help would be most greatful

[Rooster-UK]

Hi Sheila.

 

Did you request statements or did you send a DPA SARs letter for information?

 

I think that they are saying that you can have statements from April 2006 but any prior info will be on computor printouts.

No matter. All the info you need will be there.

 

Regards, Rooster.

[sheila_de]

do i use letter 2 or 3 monday the 26th is the date my lba runs out . the way i read it letter 3 is the one i need to use , i am worry if i use that one i will end up with nothing at less with letter 2 i will have 469.00 off them to help me get back on track what do i do sea sidelady ?

[sea-sidelady]

Yes send letter 3.

 

If they have said to phone them, they why dont you. They have been settling over the phone lately.

 

You should be able to haggle the full amount. It is worth a try.

 

And if you get nowhere then you can carry on to the next stage.

[sheila_de]

phone them they have settled in full but not the 120 have been charge this week they said if i ever get charges agian they will not pay them back i would like to get them at a later date can i do that?

[sheila_de]

sorry sea sidelady many thanks for your help will make a donation now once agian thanks so much

[sheila_de]

sent letter off templates data protection act subject access reguest (sticky 1) does she wait to see what comes or not?

[sea-sidelady]

Yes you can reclaim them as many times as you like, but be aware they can close your account if you make multiple claims.

[Advoc8]

Wait for the 40 days to elapse.