Robinson way chasing rbs debt

[tiglet]

Indeed, if they are happy to pay off this debt, let thm!

 

Unless they can prove you have made a payment (and I would send a letter stating this and demanding proof) they really have not got a leg to stand on.

 

It's hardly as if they can say you paid them in cash, can they? therefore, they's have to show ot was a cheque or PO or show which bank it was paid into or paid out from.

 

Incidentally, do you when they claim you made a payment prior to that? Once a debt is statute barred, it remains statute barred, so if it is 8-10 years ago as you believe, then they cannot restart it again even if a payment has been made. Making a payment does not constitute acknowledging the debt - payments can be made for many reasons, including fear, harrassment etc, so get them to sho you a statement of your account - they are obliged to do so under the Consumer Credit Act.

[scousepie]

Is their a template letter for this sort of request?

 

 

Thanks for your support.

 

Dave

[tiglet]

I can't seem to find one - why not draft one (ommitting personal detaisl) and post on here and we can have a look and get some advice that way.

[kennyparkroad]

agreed

[tiglet]

I apologise for all spelling today, by the way - I've lost my glasses!

[scousepie]

Thanks for the Info I will do.

 

 

I to have pop into town so I will post later today.

 

regrds

Dave

[scousepie]

I have not heard back from Robinson Way & ****, I hope that this is an end to this rubbish. thanks for your support and advice.

[tiglet]

Not a prob - let us know if they come back.

[upsetannie]

I have just been contacted by robinson way and they are demanding £650 from back in 2002. I spent 3 hours on the phone, tracing the debt back to Next and guess what!! ?? Robinson way had done an incorrect trace to my house.

I rang RW and demanded how this was done and they could not give a damn just said it was a mistake and what was i worrying about.

Totlly disgusted.

[ODC]

Contact Robber**** Way and ask for full details of their complaints procedure.

Make an official complaint to them.

If as is likely they fail to address or resolve your complaint then report them to the FOS who will charge them £400 to properly investigate your complaint. RW alleged you had a debt.

It was up to them to prove it not up to you to prove you didnt.

[upsetannie]

thanks - good advice - i will contact them again and ask for their procedures and see wht happens. will update later. ta

[scousepie]

UPDATE: I have not heard a dickey bird from RW & Clowns, looks like they have given up, power to the people!!!!!!

 

thanks CAG:oops:

[scousepie]

LOL:lol: I peed my pants today, I received another demand for money from these toss pots,

 

They sent me the same letters from the first time round so I send the same letters back to them its like mail ping pong. lol

 

Who shal I report them to for none compliance? TS or OFT

[ODC]

There is bound to be a help group for people like them. Its probably called Idiots Anonymous

[sillygirl1]

LOL:lol: I peed my pants today, I received another demand for money from these toss pots,

 

They sent me the same letters from the first time round so I send the same letters back to them its like mail ping pong. lol

 

Who shal I report them to for none compliance? TS or OFT

 

Report them to both - they are complete idiots and the monkey doesn't have a decent organ grinder to sing to (or perhaps if they are now Indian based a snake charmer might be more appropriate).

[scousepie]

There is bound to be a help group for people like them. Its probably called Idiots Anonymous

 

LOL:D Idiots-R-us

[dannyboy660]

Removed.

[scousepie]

That is stange, Yesterday I received another demand for the same old debt from 10 years ago....I give up.

[vandermerwe]

Good morning Scousepie

 

I'm subscribing to your thread as I have just received a summons from these wretches.

 

Regards

 

Vandermerwe

[scousepie]

Hi andermerwe,

 

Did you receive a court summons or a look alike summons form RW and ****?

 

what is the summons for? and do you owe any money to anyone?

[vandermerwe]

Thanks Scouspie.

 

It was a genuine summons (Northampton).

 

To save repetition I'd be grateful if you'd look at my thread 'Robinson Way - urgent help needed'

 

I'm concerned about how to word my defence.

 

Regards.

 

Vandermerwe

[minichedda]

sorry to ask what is probably a really simple quetion but is statute barred after 6 yrs of not acknowledging any debt? what if you were like me and paying towards it (for fear of being taken to court or someone turning up on my mum's doorstep) then decided that the debt is just ridiculous and you shouldn't be paying it t all?

 

the reason I ask is because my student overdraft bank charges were disgusting and doubled my actual overdraft limit. having said that, the account went into default about 5 years ago I think.

 

what do you reckon?

 

Mini x

[scousepie]

As far as I am aware if you are paying monthly then you are not over the 6 year limit cos your still paying.

 

i.e., if the debtor has not asked or claimed within the 6 years of the last payment date the statue bar applies, so if you are still paying the each month the it does not apply.

 

if that makes sense.

 

you should send them a SARS request and go through the charges and ask them for the money back, they will tell you to Bogof so you will have to take them to court or a best try.

[arunah]

Help. I have just received a receovery letter fro Scm RW&C. Starnge considering I have not lived in the UK for almost three years and the debt is for British Gas.

Could you please supply any advice as I do not want to damage my credit rating in the UK for when I return.

Thank you