Jump to content


  • Tweets

  • Posts

    • Is the letter headed Letter of Claim/before Claim or similar? If not, it sounds like more of the threatogram chain. If you're not sure, post up an anonymised copy of the letter and we'll check. HB
    • So guess what, we have received a final demand letter for £100. It states if payment is not made by 11/06 they will have no option but to forward the case to their litigation dept with a view to commence County Court Proceedings. So just wondering if anyone has any advice. Do we ignore this? or do we need to take action? Thanks 
    • hi dx, thanks for helping just re-reading everything this morning and I must have missed this one from uncle in his thread "What you should not do, is not contact the Banks and simply default on payments. "  are you in disagreement with this based on your last sentence?
    • Thanks for the reply and clarification, that might just explain why in my case contact has pretty much ceased. Though with such companies it doesn't mean they won't ever threaten to return to court as a tool to force one's hand if they feel they are not self informed on their chances etc.  But concerning how last year they tried to use the CCJ to get a charging order and the court granted an intirum order on our mortgage using the CCJ that would have been a good 2-3 months beyond the 6 years, should the court not have checked the age of the CCJ in the first case or would they always grant an interim order simply off the back of a CCJ being produced without even checking the age of it?.  Had I not defended that action at the time they may well have got a default using a CCJ older than 6 years which could be a concern going forwards. At the time when I contacted the court to question the paperwork for a final order application the clerk suggested people don't get informed when companies apply for interim charging orders, they are automatic if a claimant has a CCJ and people only get contacted once a date for a final order application goes through. kind of begs the question if such companies can continue a seemingly backdoor method to attempt default action if un-defended if the initial application doesn't need to check the age of a CCJ?.
    • Hello!  Wondering if someone can help with this.  I suspect not but worth a go.  I appreciate the "contract is with the seller" line, which is what Evri has fed me but wanted to see if someone with experience in these things could suggest anything else I could do here.  I appreciate there are many topics about lost parcels - My parcels weren't lost, until the driver walked up to my door with them and then decided to make them lost/stolen... I'll summarise what has happened.  Wednesday of last week - Evri delivery driver stole / walked off with 3 of my parcels.  -  Arrived outside my properly, took photos (3 separate photos as its 3 separate deliveries) of the tops of the parcels (pointlessly zoomed in on just the labels, couldn't see anything else, other than a small piece of the pavement and a little weed, which doubly confirms it was outside my door as I can see the same plant), marked the order as delivered and walked off with them.  He's marked on the Evri GPS marked that he was outside.   -  3 different deliveries, from the same company (same boxes etc.), but 3 separate tracking numbers. -  Went through the Evri bot which opened a case on each tracking number.  I then phoned them and left a voicemail explaining what had happened. -  24 hours later had a canned response asking me if the packages had turned up and to check around etc..  I responded explaining again what happened and that they've definitely been taken. -  4 days later,  this morning, I get a response telling me to ask the merchant to refund me. I've responded to this message with a long email, repeating what I said, that I believe the driver has stolen these packages and that he took those suspicious top down shots of the packages, marked them as delivered without ringing or knocking etc.  I've said that I expect them to investigate further, but I gather they won't. In my several messages to them initially and later, I told them I don't care about a refund and wanted the parcels.  They contain some sentimental stuff, nothing of high monetary value, hence me going to this trouble.  I only paid £25 for the contents. I did contact the merchant when this first happened and they asked me to wait a few days.  They ended up refunding me despite me asking them not to and that I wanted them to escalate it with Evri because this appears to be a case of theft.  They didn't seem bothered - Refunded me and told me to go back to Evri and escalate it with them? So - Is there any way to compel Evri to conduct a proper investigation with this driver?  Search for my parcels? I have quite a lot of deliveries handled by Evri (not out of choice) - They used to have a fantastic chap and I rarely had any issues.  He has been replaced by a new guy and I believe the route is handled by this same guy who I believe has taken my packages.  Naturally, I fear this is going to happen again in the future if no investigation occurs. Appreciate any assistance - Thanks for reading. Al.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Jeystone vs Barclays


jeystone
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6204 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • 1 month later...
Thanks. We are ploughing through them this weekend. 6 Years of bank statements an not really knowing what we are looking for???

Hi Jeystone - i looked for

 

paid referrals

unauthorised overdraft fees

unpaid direct debit fees

most of my charges were around the £20 to £35 area.

hope that helps

Regards Sandbag.

Link to post
Share on other sites

  • 1 month later...
Guest Mumofthreeboys
We have had a reply from Barclays and they said basically no. They are not going to refund us our bank charges.:(

 

 

Next step please???

 

Did you really think they would just give your money back because you asked for it?

 

Read this

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/25457-guide-reclaiming-bank-charges.html before you go any further.

Link to post
Share on other sites

Jeystone,

Listen to mum, she knows best.

You NEED to read up on what you are doing, you cant simply do this blind, If, and I mean IF it doeas actually go to court you need to know what and why you are claiming for.

if in doubt always ask before taking action OK

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

Link to post
Share on other sites

I have read loads on this website and it is an excelleant source of info if a bit overwelming at times. It would seem that I should do a "letter 4" which I can do but it does not refer to the bank saying no??????

 

How many cases acutally go to court and what are the costs of saying you will go to court

Link to post
Share on other sites

The letters are only a guide, you are to amend them accordingly to match your individual claim.

simply enter something like, You are not happy with the decision made not to comply with your request to repay the charges that were wrongfully taken from your account and you fully intend to take it to the small claims court in order to recover all charges imposed

 

it would help if you posted a copy of the letter of rejection on here so we can analyze it better

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

Link to post
Share on other sites

The letters are only a guide, you are to amend them accordingly to match your individual claim.

simply enter something like, You are not happy with the decision made not to comply with your request to repay the charges that were wrongfully taken from your account and you fully intend to take it to the small claims court in order to recover all charges imposed

 

it would help if you posted a copy of the letter of rejection on here so we can analyze it better

 

 

Here is the letter. Sorry if Page 1 is a bit fuzzy but I only have paint to edit the personal info out. I expect you should be able to zoom in and read it tho

scan0002.jpg

 

 

scan0003.jpg

Link to post
Share on other sites

lol:o

when I said post the letter on here, I meant type it in as a quote, what they wrote, like this

Dear Mr Jeystone,

Get lost we're not giving you your money back

 

 

by the way if anyone is thinking the example of the letter IS an example :D

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

Link to post
Share on other sites

May I say how sorry I am to learn that you feel the bank charges you have incurred are Unfair. In your correspondence you have referred to elements which you fee support your claim. Barclays is aware of the information you have drawn to our attention. I must inform you however that we disagree with your view.

 

When an account is opened with us, our customer is provided with a copy of the terms and Conditions relating to the use of their account; including details of charges. This information clearly explains our obligations to our customers as well as their obligations

to us. If we make any changes to the terms and conditions we provide details of these changes to our customers in line with the banking code. Details of our terms and conditions along with our charging tariff can be obtained at any of our branches or via our internet web site www.Barclays.co.uk/woolwich.co.uk.

 

In view of my comments above, I am unwilling to refund you the charges you have incurred as requested. If you are dissatisfied with my response, you may ultimately be eligible to refer to the

financial Ombudsman Service. The leaflet sent with our letter of 07th March explains our Complaint process and provides details regarding the financial Ombudsman Service.

 

In accordance with our standard practice, if I do not hear from you to the contrary within Eight weeks from the date of this letter, I shall assume that your complaint is resolved and close the file

 

Yours sincerely

 

Laurence White

Link to post
Share on other sites

Good news for you is that this is a std reply from Barclays.

Dont be surprised if you get a letter offering a couple of hundred quid to shut you up in the next few days.

 

Go to the next stage, LBA.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

Link to post
Share on other sites

  • 3 weeks later...

Lodged (if thats the right phrase) in Court today against Barclays £800 plus I think. The clerk in the court was very helpful. He said there are hundereds of these going on and he has never seen one go to court yet?

Link to post
Share on other sites

  • 1 month later...

Just got a letter from the courts.

 

The Defendant (Barclays) Acknowledgement of Service on 15 May

The Defendeant responded to the claim indicating an intention to defend all of the claim.

The Defendant has 28 days from the date of service of the claim form with particulars of the claim, or the particulars of claim, to file a defence

Link to post
Share on other sites

Getting closer to getting your money back :)

 

Just got a letter from the courts saying that the defendant (Barclays) has filed a defence.

 

A seemlingly standard letter that seems to be have been folded and photo copied 200 million times as some of it is faded right out.

 

Bascially they seem to be giving out the standard waffle of why they dont want to pay. (its 2 1/2 pages so dont ask me to type it please.

 

Any help or advice would be appreciated as I dont want to be another test case and loose???

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...