First Credit CCA Request

[Flagg913]

I sent First Credit a CCA request on the 10/10/06, recieved a letter from First Credit dated 27/10/06 saying they would request the information from their client (Aqua)....

 

Unfortunatly i Completly forgot about the debt.so far though i haven't recieved anything from First Credit and they have not been in contact...

 

What should i do now?

[MARTIN3030]

The rule is 12 days plus 1 calendar month after that.

Check if that has expired.

If they have not complied and it has then they cannot enforce it.

If they try you can either inform your local trading standards or take them to Court.

[Flagg913]

Yes it definatly has passed, should i send the a letter stating that they have failed to comply and if yes, where can i find the letter...

 

Thanks for the quick advice.

[Flagg913]

Anyone? please

[Guest The Terminator]

This is the letter going to 1st Credit tomorrow:

 

1st Credit

P.O Box 278

Reigate

Surrey

RH2 7WB

15 January 2007

Dear Sirs

The writer is in receipt of your letter dated the 08/01/207 regarding the following Barclaycard Account:

xxxxxxxxxxxxxxxxxxxxxxxxxx

The writer notes that inter alia there is no evidence that you have been assigned to collect the alleged debt and until such time that the writer receives evidence that the alleged debt exists then the writer will not communicate further.

Furthermore the writer must also inform you that repeated phone calls or text messages will constitute a breach of Section 40 of the Administration of Justice Act (1970) and Section 1 of the Protection from Harassment Act (1997) which are both criminal offences .The writer may also infer by right that his personal data has been breached under the Data Protection Act (1998) which is currently being investigated. I would therefore suggest that communication is by letter only

If the writer does not receive a written acknowledgement of this correspondence within the next 10 working days the writer will assume that the alleged debt no longer exists.

Yours Faithfully

The Terminator

Android City

Barnehurst

Kent

I'm actually looking forward to the response:D

[thedonlol]

Hi, Sorry guys im new to this site but after a little advise please.

 

I have a Littlewoods account, which i have had since 8/7/1999.

 

I took someones advise and asked then to supply a copy of my credit agreement for my inspection.

I have had a few problems with Littlewoods on the past, and over the last 6months they have made a few mistakes on the account.

I thought i would obtain a copy to see that they were staying inline with the agreement.

 

I received a letter back on the 27th Novemebr 2008 saying they were unable to locate a copy of my executed agreement, but sent a copy of what it should look like (thats was nice of them !)

 

Also in the letter they asked if the account is in dispute.

 

I wrote back on the 1st decemebr explaining i was very disappointed with them, and i require a copy for my inspection.

 

(19th Decemebr 2008) I received another letter from them today saying they are going to make a full investigation into the matter and will be in contact once they have done so.

 

I need to know a reply, as far as i am concerend they had a request for my cca, which they acknowledge they cant find. how shall i reply now?? Many Thanks Guys & Girl

[42man]

Hi Thedonlol....you've posted this on the end of a very old thread, is there any chance you can start a new thread ?

[thedonlol]

sorry i dont know how !! maybe you could help thanks

[Sol]

sorry i dont know how !! maybe you could help thanks

 

If you scroll down to the last thread on the board and click on 'new thread', then just copy and paste your post again.