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    • Thanks all, I say all! Bazza you do seem to take great blithe pleasure in offending someone you’ve never even met before. I can confirm i’m not an ‘OP’, which I presume is short-form for ‘Old Person’! Well I guess my positive spin on events will have to be consigned to landfill and I am just going to have to go with the general consensus  landslide of opinion and pay it then. Fiddlesticks. Another little piece of soul given to an organisation I find anathema to me - that’s what hurts the most [starts sobbing]. Oh well, could be worse I guess I could a Man City fan defending the indefensible! Thanks again.
    • You will receive a Notice of Judgment with details of the judgment and payment details
    • Hello, welcome to CAG. It would be a good idea for you to read other shoplifting threads here to get an idea of how this works. The police won't get involved now, so no chance of arrest. You need to avoid that branch of John Lewis for a while though. Basically, John Lewis's security people will give your details to either a firm like Retail Loss prevention or DWF solicitors who will then write to you with scary-sounding letters to frighten you into paying them some kind of penalty. They have no legal power and can't take you to court, only John Lewis can. Last time we saw a retailer in court against shoplifters, it went very badly for them and we haven't seen a case like that since - over 10 years ago. But you need to figure out why you did this. If you need support, talk to your GP and aske them. They will have heard it all before and won't judge you. Best, HB  
    • In addition to the information you've been given above, I suggest that you spend some time reading up on the stories on this sub- forum. There is a lot of information about suing as an entitled third-party. Take a couple of days – and by Monday you will be much more confident. More in control and you will have fewer questions to ask but the questions that you do think up will probably be more relevant and more interesting to your case. Do the reading. This is always an essential first step   Additionally please can you give us more details. What was the item, was it correctly declared, was the value correctly declared, what was the value that was declared? Very importantly what date did you send it?
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Newday Fluid Credit Card debt being chased by Moorcroft


glossyfitz

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Hi Guys

I had a credit card with Fluid which I stopped paying last year as I couldn't afford it and the balance never seemed to get reduced, I was just throwing money at it!  

They have assigned Moorcroft to chase me for money. 

What's the next step? 

Should I ask for my statements and claim back the charges?

Thanks in advance

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  • dx100uk changed the title to Newday Fluid Credit Card debt being chased by Moorcroft

ignore moorcroft .

has Newday issues a default notice yet?

thread title updated

moved to newday forum

dx

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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then most certainly not even think of doing anything until they issue you with a DN.

dx

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

block the numbers and report all txts to 7726 spam

dx

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi dx

The call goes through the switchboard for the receptionist to put through to us.

They have been leaving some more messages left on my work's vm. 

I need to do something quickly! 

(lucky the receptionist is a diamond & won't say anything to my boss)!

However, I think it's time to do something to stop the calls.

  Should I start with requesting a CCA first?

Thx for listening 🙂

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FCA CONC 7.9.7 states that a firm (in this case, moorcroft) must not act in a way that is publicly embarrassing for their customer and that third parties do not become aware of debt problems.

Moorcroft are clearly in breach of those guidelines.

Did you give your work phone number when you signed up to fluid or have they found it?

You should write to Moorcoft ONLY telling them to stop calling you. I believe there's a template letter in the library for you to base it off.

Don't waste your time with a CCA yet.

 

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  • 1 month later...

Update - just received DN from fluid and asked me to get in touch with Moorcroft! 

Have had no more calls at work from Moorcroft and have ignored phone numbers that I don't recognise

I have done nothing at all.

 

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good keep it that way.

let them sell it on to a DCA. you'll get a notice of assignment from the dca/debt buyer and newday.

then if you ever get a letter of claim. pop back here.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Hi guys - update on Newday Card & Moorcroft

Cabot has now bought the debt.  I haven't received a NOA, just a letter from the original creditor (fluid) confirming they have sold the debt.

I am sure there are loads of charges on the original account - shall I SAR fluid or just ignore?

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