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    • I contacted them when it happened. The caretaker came over, looked at it, and walked off with the tree chunks of mortar. Next morning, they had a roofer come over and enter our garden to inspect it. Friday they were supposed to speak with a scaffolding company. I had to bring up liability and potentially calling the council to report 'an unsafe structure' before they even got moving. They know all about the wedding, the preparations, our patio contractors etc. but their attitude doesn't instill me with confidence. My fear is it will end up being a legal matter which is why I posted here to hopefully receive some advice. As far as I can see, the roof is in a state of disrepair, even if it's just the mortar breaking lose due to the size and weight of the chunks - and even from ground level it's visibly clear that multiple pieces have fallen over time (though never this size so we haven't been able to identify the issue till now - we thought it was rubble left in the garden by the previous owner). Currently, we can't use 25% of our garden due to the risk of more falling mortar which is more than just an inconvenience, we can't proceed with our contractors, and at worst, it will run up in several thousand of extra expenses for us, if we have to find a wedding venue. Even if they do have it fixed in time, and we have to settle for renting a marquee and floor for the marquee and furniture and whatnot it will be additional costs only due to the neighbour's roof.
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    • It will be years before Banks would sell to a debt buyer.  Sometimes Banks will use external debt collectors to try to collect, but generally Banks don't take Court action.  So you could be looking at 3 to 6 years, before any dca owning debt looks to take any Court action. And it is not definite that this would happen. So no need to feel pressured at this stage. In the event you found yourself unemployed, you have time to engage with Banks to advise of your situation and ask for time to deal with the situation, find new employment. As long as you inform the Banks they will offer assistance they can. E.g offer payment holiday or accept reduced payment for period. What you should not do, is not contact the Banks and simply default on payments. 
    • I'd get back to them tomorrow, and explain the circumstances, that you have a wedding reception, and just appeal to their better nature. Hopefully they will be able to move sooner rather than later, especially if you go in in person and speak to them, and show them the issue.
    • The 3 pieces of mortar that fell on the same day, at the same time, were approx. 25-30cm long and weighed around ½-1 kilo each from a roof that is above the 2nd floor; they were by no means tiny pieces of mortar but large chunks falling from a rather great height. I believe the size and weight is enough to cause serious injury and if it falls on your head, I assume it could potentially be lethal if unlucky, but we don't wish to put that theory to test... We can't in good conscience let a contractor install a patio and a gazebo as it is in the exact spot where the mortar fell, nor do I think anyone would be willing to take the chance. Looking at the roof, there are multiple other remaining pieces from the same 'line' or 'row' of mortar that can potentially fall. The mortar is right underneath the slate tiles on the neighbour's roof and I don't know whether the tiles are also (becoming) lose due to the loss of the mortar. I was trying to upload a photo but it seems it's not allowed. The first contractor to work in our garden in preparation for the patio and gazebo is scheduled to start on 10th June, that leaves the neighbour 5 workdays to sort their roof which is unlikely, so it seems we will have to postpone our patio contractor without knowing when they can come back. We have already had extensive work done in the garden in preparation for the wedding reception and it will become very costly for us if we have to move the wedding reception to a venue (if we can even get one at this short notice) rather than have it at home which was our dream.
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Pip question **RESOLVED**


peakson
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Hi. I've been awarded enhanced rate and lower rate mobility for 7 years now.

7 years ago I had to go to tribunal in court.

I had a renewal application in June or July, CAB made a change on my mobility.

I have been invited to a assessment I don't have a date yet, I have little medical evidence at the moment due to diagnosis so I'm relying on the assessment really.

If after the assessment they decide to only give me my normal allowance. If I put in for a mandatory reconsider am I at risk of loosing or money stopping?

 

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Hi.

It wasn't awarded for 7 years, I usually get a renewal every two years.

Usually its quite smooth the previous times i just put no change to all questions,

ive had an assessment 2 times,

2020 didnt happen because the virus, think this time around I'm nervous because of a change, I don't want to end up back in a tribunal.

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  • 1 month later...

 

Well the time has now come.

I have a assessment in a couple of days, I've tried to get a advocate to help with the assessment but no luck,

I have a bundle of paperwork I just can't mentally take on the challenge of sorting out all my medical evidence it was sent from my gp by email and there is over 500 pages,

I haven't got a clue how to do the assessment I normally have a support worker but I have moved into a different area that doesn't offer this support, it's a dreaded night mare

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I did go to my local cab but they wasn't very helpful in helping me, I have had help looking for a advocate but I can't afford to have one, I see a mental health worker every two weeks for personality disorder I'm unsure if they will help

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I have been told to contact my local mp office, would this help?

Could anyone help me understand the process of this properly, so I am awarded pip until September next year,

I have my assessment in a couple of days, I don't think they will ....but if I get 0 points say in my assessment what is the process of that .... will my money stop instantly, will it continue until a mandatory reconsideration has gone through?

I just can't process the way this works

I Don't get it? 

until I can get medical evidence sorted, I don't have the energy to go to tribunal it's already 

mentally overwhelming for me

Can anyone explain the process of this.

 

Thank you

 

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@unclebulgaria67

Thank you, I didn't manage to get any help and had my assessment, I had my mother with me to help with the assessment, they don't have my correct medication or any new diagnosis, would I be best to send in now or wait for a mandatory reconsideration 

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@unclebulgaria67

I told the assessment what medication I was on, I am on anti psychotic medication called aripirazole that cause alot of side effects 

I also notified them of a lung condition what effects my day to day life I have had it for 3 years and just seems to progress so I have notified them because it effects my mobility 

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  • 4 weeks later...

Just a update on this one

I have had my assessment now and received a text today saying that they have made their decision and I should hear back from them in the next two weeks, really nervous about this and feel they are going to reject my claim, it all seems to have happened so fast!

 

@unclebulgaria67 you seem the best person to ask as you seem very knowledgeable with uc, I've recently seen on my tiktok that people have been receiving uc with no benefit cap.

So we have a joint universal claim with two child.

previously to this my partner was working living alone and I received esa, sdp and pip living alone.

I continued to claim esa and lost sdp when we moved in together, my partner stopped working due to covid and claimed uc so this had to be a joint claim for me and her but again I continue to claim esa, however we have a large deduction 

1. For my fortnightly esa

2. My partners carers allowance

We also have two children on our joint uc claim, one of which is in receipt of DLA middle rate daily living component and also the disabled child component on uc.

I receive the higher support group component on uc also.

Should we be deducted for the esa and carers allowance?

I'm not up on how this systems works because I've learned that if we have a child with dla then we should not have any benefit cap? 

Really sorry if I have asked this question before my memory is not the best.

 

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Thanks, everyone! I think the benefit cap applies to individuals who are employed. For instance, if my partner starts working, it shouldn't affect our uc claim because there's no cap imposed on it due to our daughters DLA, Right?

 

Apologies for being a bit slow at grasping this concept.

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  • 1 month later...

Thanks guys this is all sorted now, it went smoothly, had a assessment over the phone, within a week they awarded me the same rate so I guess I panicked over nothing :)

 

Merry Christmas and a happy new year to you all 

 

P.s sorry it's late!

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  • dx100uk changed the title to Pip question **RESOLVED**
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