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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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CCJ ? - Third party cost order - overseas


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Hello all, 

My business went into liquidation and a creditor applied for third party cost order against myself as sole director for the amount of £4000.

Just to clarify, I no longer live in the UK but I gave the court a friends address in the UK for correspondence and I kept in touch with the court by phone so I wouldn’t miss on the hearing date (it was probably a bad idea to do this).

The cost order was granted and I am now asked to pay the amount; I have no assets or savings anywhere in the world and I am out of employment.

Lastly, the creditors were aware that I was in a European country but I am now living I out of Europe at a friends couch - trying to get back on my feet.

I really can’t afford to pay for the full amount and I somehow feel a little worried even though I don’t have a penny to my name. 

I asked the creditor if I could pay by installments (maybe I would be able to do £200 per month if my mate borrows me the funds until I get a job here) but I am not sure if they will accept it.

Any advice on what’s the worst scenario that could happen if the deadline for payment comes and I haven’t settled or gotten an agreement? Does this mean I have a CCJ?

Thanks guys 

Edited by mrhayes9
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nothing anyone can do...

yes there must of been a court hearing..

read me but im not saying use them...just for info as to what has happened

WWW.STEVENS-BOLTON.COM

As experienced practitioners well know, the costs of litigation and, more importantly, who pays them, often carry as much significance to the...

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Don't borrow funds to make an offer, as you just end up owing a friend money without any firm plan to be able to pay them back.

You need to ensure the creditors have your current European address and that this is the address for all communications. Otherwise the address in the UK may receive visits from enforcement officers trying to find any goods that you own, that could be seized to be sold. They may still visit, whatever you tell the creditors.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Thanks guys,

Dx, the hearing happened and I attended remotely, but unfortunately the judge considered I shall pay.

As I am out of Europe now, is this debt enforceable? What is the worst that could happen?

To be honest, as I said, I don’t have any assets, but I think I am more worried about the stress that comes with the whole situation.

Credit doesn’t really bother me as I don’t plan to move back to UK, will probably only visit as a tourist.

When the deadline for the payment arrives, if I haven’t settled or gotten an agreement, what will happen?

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sort ans is nothing.

even bailiffs wouldn't be able to do anything.

was the claimant aware by say written evidence you were and had and remain to be a resident in the eu 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Update in writing.  the creditor with any foreign address and advise that you have no assets in the UK

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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