Jump to content


cabot and stayed court claim from mar 2019 - now Terminally ill informed cabot but they wont let up chasing


MylittleFred
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 443 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

This is about a debt passed to cabot.

Default date: March 2017

 

In Mar 2019 cabot issued a claim against my brother for a debt in the CCBC. My brother filed a defence and wrote to them asking for them to discontinue the claim due to serious mental health conditions and provided medical evidence.

 

Mortimer Clarke replied stating they were no longer pursuing the claim and would return to cabot. They did not issue a discontinuance that he is aware of. The claim stayed as far as he knows and was returned to cabot.

 

Cabot continued to pursue the debt via letters, all of them ignored.

 

In Jun 2022 my brother was diagnosed inoperable TI with 3-12 months to live. The cabot letters continued, I wrote to them not acknowledging the debt and on his behalf explaining the situation with medical evidence and asked them to leave him alone. They ignored this and contact increased.

 

I again wrote complaining but to the CEO this time explaining that their actions were harassment of a terminally ill person. Not only was the letter ignored but the level of contact increased.

 

We then then received a letter from the complaints  dept stating they would hold for 3 months (to see if he dies i presume) and then continue to pursue which they have.

 

We have ignored them from this point but now somehow they have got a hold of his telephone number and the calls and texts have started along with the letters inc. late night calls. He now has switched his phone off so he doesn't get calls from them but for us this means we can't get hold of him and is worrying as he is bedbound, very ill and alone in the house. He has been through gruelling treatment and cabots indifference to this is really shocking.

 

My question is

what course of action can he or i on his behalf take.

Does he apply for a strike out of the claim made in Mar 2019 or wait for the debt to fall off his credit report in Mar 2023 (3 months) or something else.

 

We really need cabot to understand that their actions are completely unacceptable by contacting him and not abiding by the letter they sent stating they would not longer pursue the claim.

 

We need contact to stop.

Link to post
Share on other sites

Against FCA debt collection rules to harass someone in this situation.

 

As a compliant has already been made, I would suggest contacting the FOS to see if they will urgently intervene, by contacting the compliance officer at Cabot.  Hopefully the FOS if they are supplied with enough information, will deal with this urgently.

 

 

  • Like 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

  • dx100uk changed the title to cabot and stayed court claim from mar 2019 - now Terminally ill informed cabot but they wont let up chasing

when was the last time HE used the credit? what is the debt type please?

 

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

then to all intent and purpose it could be successfully argued the debt is also statute barred.

the creditor took upto a year to issue a default notice .

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

What date was the last payment in 2016, if SB they have no excuse to chase for  it as such given the circumstances.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

I can't help you with the legal aspects, but one tip I would suggest may be valuable to you is to switch communication to a mobile telephone. All mobiles these days allow for call filtering, meaning that you can automatically block all numbers that are not on a 'white list'.

 

In your brother's case, your number and those of any other family, friends, doctor, hospital etc should be added to that list. The rest will be ignored automatically and his phone will never ring for them.

 

All of this is done via the mobile handset, there is no need to involve the network. If you want assistance in setting that up, I will be happy to provide written directions.

Link to post
Share on other sites

We've decided to get him another number and let the hospitals / Dr's know the new number. 

We'll wait until Mar next year which is 6 years from the default date and then send the sb letter. They'll probably ignore that aswell.

There's no talking to cabot as they are completely indifferent to anyone's issues and just want money no matter what. 

 

  • Like 2
Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...