Greetings

[nig'n'em]

Saw an article on the news and thought why should the banks have it all their own way..... I have managed to get the blighters to refund the odd charge, but this seems almost too easy......

I hope that I can be as successful as the many who have triumphed....

However, I am sure that the banks will not take this sitting down.... They will get their cut out of us one way or another..... Maybe they will start charging again......?

Anyway until then I will persue my cut of their profits......

Nig

[Rooster-UK]

Hi Nig.

 

Anyway until then I will persue my cut of their profits......

 

You will not be taking a cut of THEIR profits, you will be getting back YOUR OWN money that the bank has unlawfully taken from you.

 

Please spend a few days reading the FAQs and the step by step guide. That will answer most of your initial questions.

For the best prospects of success, you must follow the well-tried and tested procedures suggested on this site, TO THE LETTER.

 

Please open your own thread in your bank's forum and post any questions and progress reports there. Then we will be better able to offer help and guidance, if you need it.

 

Good luck with your claim.

 

Regards, Rooster.

[scouser9]

Hi Nig.

 

Welcome to the forum that makes things happen,

 

Remarks as above in good stead and in good sense. Always before you post a letter or make a phone call, run it past other members or ask for help and it will always be there for you.

 

If you feel that you are struggling with anything just ask my friend and you shall find good info.As above please have a good read of all the threads that are relating to your problems then follow the advice on the thread.

Then open your own thread and people will come to you. Please do not feel that a question might sound silly or stupid, we have all been there just get it asked and the answers will follow I assure you.

 

Good Luck with your endeavours

 

Keep claiming the right

 

If you feel that this post as helped please click on the scales below

 

Mikey

 

S.A.R. Handed In to Halifax 13/11/06:wink:

S.A.R. Handed In To Abbey 17/11/06:wink:

Request for Payment Sent to Halifax 29/11/06:wink:

50% Of claim offered by The Halifax 09/12/2006:-|

LBA letter sent 11/12/2006:wink:

Refusal in part of Payment sent 12/12/2006

Reply from Abbey as a go away letter 12/12/2006

CCA sent to Moorcroft 13/12/2006

[Rooster-UK]

Please do not feel that a question might sound silly or stupid, we have all been there just get it asked and the answers will follow I assure you.

 

It is much easier to answer a "stupid" question than to have to bail you out later when you have made a real pig's ear of your claim.

[scouser9]

Well said Rooster,

 

You know thats what I meant;)

 

Thanks

 

Mikey

[nig'n'em]

Thanks chaps.

I shall no doubt have lots of really stupid questions I am sure!!!

[sillymove!]

Hi everyone,

 

Got a question which I hope someone may be able to help me with. Currently involved in an IVA with a number of Credit Cards companies, however I feel that over the past 6 years I have paid them a lot of charges.

 

Sooooo the question is

 

"am I able to go thorough the reclaim process with these compaines despite the IVA???"

[ukaviator]

Hi Sillymove

 

Yes you can. It's your money and you need to send an S.A.R. (subject access request ) to get your statements. when you have those work out the charges and ask for them back. There are some links below to assist you get around the site. Can you open up a thread in the future under your banks name, so that your questions will be dealt with quickly.

 

Good luck

 

Ukaviator