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    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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ARGH!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

Had notification from the court that the claim has been allocated to fast track. It actually had someone elses details stapled to it. So just rang the court and I didnt have a court date attached, no I should have had an allocation window request attached, which means they want to know when both sides are available in JANUARY 2008 so they can decide on a court date.

 

I will be drawing my pension before this is sorted out, its so FRUSTRATING!!!!!!!!!!

 

In addition NO REPLY to my CPR Part 18 STILL. Second deadline up tomorrow.

 

Current status: Blood Presssure HIGH, patient spitting feathers!!!!:mad: :mad: :mad:

8) FoxyFiona

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This is good. I means they have to disclose!

 

Have you had a directions order? If so post it up here and I'll tell you what you need.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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They are going to send me out a new one in the post, the one I had was for some poor fella taking on the MOD! (good luck to him).. Will post as soon as I receive it. Cheers Gary

 

FFx

8) FoxyFiona

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Fi, get the cpr part 18 in on pay day and you might get settlement a bit earlier. at least that forces their hand and you can chase them for non compliance of a court order and you never know the court may ask to have the documents submitted in a shorter time scale.

Abbey £4340.59 *WON* Jan 07

 

Abbey II MCOL 31/03/07 £8800.00

 

Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

 

Read my latest claim its a fast track potentially

http://www.consumeractiongroup.co.uk/forum/abbey-bank/61406-noobrider-abbey-take-2-a.html?highlight=noobrider

 

read my first claim which includes attending a directions hearing in court

http://www.consumeractiongroup.co.uk/forum/abbey-bank/10576-noobrider-abbey.html?highlight=noobrider

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Hi Fi, Once again I feel your fustration. I was wondering If you would be so kind to look at my thread, Gary mentions a chasing letter, I wonder if you could post a copy to me, Obviously I have heard nothing either. :mad:

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Right finally got the correct order it reads as follows:

 

On wednesday 20 June 2007 District Judge XXXXXXXXXXX considered the papers in the case and

 

Ordered that:

 

1. The Clain is allocated to the fast track.

 

2. Disclosure of documents shall be dealt with as follows:

 

a. The parties shall give to each other standard disclosure of documents by serving copies together with a disclosure statement by 4pm on wednesday 1st August 2007.

 

B. Any request to inspect the original of a copy document shall be made by 4pm on Wednesday 15 August and any such request shall be complied with within 14 days of receipt of the request.

 

3. Each party shall serve on every other party the witness statements of all witnesses of fact on whom the party intends to rely by 4pm on Wed 12 Sept 2007.

 

4. Each party shall

 

a. serve any request for clarification of further information based on any document disclosed or statement service by another party no later than fourteen days after disclosure or service and

b. reply to any such request served on it within fourteen days of service of the request.

 

5. Completed pre-trial checklists shall be sent to the court by 4pm on wed 24 october 2007.

 

6. The claim shall be listed for trial during the trial window from mon 7th jan 2008 to friday 25 january 2007 inclusive with a time estimate of four hours.

 

7. By 21 days the Defendant shall send to the court and to the claimaint details of all dates in the trial period when the defendant and the defendants witnesses are not available and within 24 days the claimant shall notify the Civil Listing Officer the agreed dates upon which both parties and their witnesses are available in the trial period. Should any party be in default of this paragraph the case will be listed by the court upon the information available.

 

8. The trial will be heard at the Law Courts Russell Street Middlesbrough Cleveland. The hearing may be moved to a different judge or court, in which case you will be notified.

 

9. Not less that 14 days before the trial date the parties shall file and service skeleton arguements on law appending any cases on which they intend to rely at trial.

 

10. Because this order has been made by the court without considering representations from the parties, the parties have the right to apply to have the order set aside, varied or stayed. A party wishing to make an application must send or deliver the application to the court (together with any appropriate fee) to arrive within seven days of service of this order.

8) FoxyFiona

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Gary, Am still going to go ahead with the CPR pt 18 order, will type that up today and will post it on the other thread later today, if you dont mind having a look at it. I will take it to the court tomorrow.

 

Many thanks FFx

8) FoxyFiona

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good luck Fi although that order is pretty much the same as your CPR part 18 and demands similar information from Abbey so I would say a settlement is imminent

Abbey £4340.59 *WON* Jan 07

 

Abbey II MCOL 31/03/07 £8800.00

 

Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

 

Read my latest claim its a fast track potentially

http://www.consumeractiongroup.co.uk/forum/abbey-bank/61406-noobrider-abbey-take-2-a.html?highlight=noobrider

 

read my first claim which includes attending a directions hearing in court

http://www.consumeractiongroup.co.uk/forum/abbey-bank/10576-noobrider-abbey.html?highlight=noobrider

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Thanks Noobrider,

 

Heres hoping anyway. Feels like its turning into a soap opera. Hopefully the judge wont ask for a hearing, it was £35 but if he erquest hearing I have to pay the other £30.

 

EXAMPLE OF THE UNHELPFUL (SH)ABBEY IRRATIONAL

 

Just come off the phone with the Debt Mgt Section of the Abbey, conversation just confirmed to me what a ridiculous bank they are. My account is on a manage down, which means I pay £125 off my overdraft every month on the 10th. (the overdraft they gave me to cover their charges, ironic). Wanted to change date to the end of the month as hubby now gets paid monthly. She wanted another £125 at the end of this month (even tho already paid on 10th this month as usual) because there would be 7 weeks between this months and next months payment. She couldnt grasp that that would mean I have paid £250 this month! She said that was the only way she could change the payment date. Funny after I exploded on the phone and screamed like a mad woman about how unhelpful they are with every detail of banking, that she then went away to speak to a manager and suddenly it was ok. Payment date changed only one payment made this month.

 

AND THEY WONDER WHY EVERYONE IS TAKING THEM TO COURT!!!!:mad: :mad:

8) FoxyFiona

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Don't get mad.............get even:)

You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

court bundles for dummies

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Funny after I exploded on the phone and screamed like a mad woman

 

 

sounds like Fiona;) :)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Hi Fiona just thought I would pop in and see how your claims going or not should I say, have you heard back from the court yet?

 

 

NOT being the operative word. Nothing from courts yet, should be something by the end of the week regarding the CPR 18 order. Everyone at the abbey are hiding under their rocks, the silence there is deathly!!:rolleyes:

8) FoxyFiona

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Hi Guys!

 

I am sooooooooooo happy!!

 

The result of the CPR 18 request is that the judge has issued an order and the Abbey have until 4pm on the 23rd July to disclose the information or the defence will be struck out:D

 

Cant wait to see what Inga does with that one.:D

 

Best £35 I have ever spent!!

 

WOO HOO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

8) FoxyFiona

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Brilliant news!

 

You are on the final leg now....get the holiday brochures out :D

[FONT=Tahoma][SIZE=4][COLOR=blue]Reka [/COLOR][/SIZE][/FONT] [FONT=Tahoma][SIZE=4][COLOR=blue][URL]http://www.consumeractiongroup.co.uk/forum/abbey-bank/93120-reka-abbey-court.html[/URL][/COLOR][/SIZE][/FONT] [URL]http://www.consumeractiongroup.co.uk/forum/abbey-bank/101308-t-cs-nov-1998-a.html[/URL] [FONT=Tahoma][SIZE=4]Abbey *WON IN COURT* £2775[/SIZE][SIZE=1](awaiting payment) [/SIZE][/FONT] [B][FONT=Tahoma]Warrant of Execution filed 22/06/07[/FONT][/B] [B][FONT=Tahoma]***Warrant Issued 22nd June 2007***[/FONT][/B] [B][FONT=Tahoma][COLOR=red]PAID IN FULL [/COLOR][/FONT][/B] [URL]http://www.youtube.com/watch?v=XcAaoRr8H5c[/URL]

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Tell you what CF, if I ever get my money back you will hear the screams in Devon!:D

 

 

I'm getting the earplugs ready now hun;) :) :)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Your money will probably be with you on the 17th July Fiona, they are paying out 7 days before they would be forced to.

 

Get your thinking cap on for how to spend some of it. :D

 

Just few more days to wait .....

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