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    • Thanks for the other info will also take a look at that.
    • It doesn't use the word reconstructed in the cover letter.  Although, I have just noticed on the cover letter they have asked me to complete a financial statement and offer a repayment within the next 10 days, or they will continue to follow court directions.  They sent a separate letter on the same day advising me they will be continuing with their claim ?  They have done the same for both claims.  Is it worth just doing that - doing the financial breakdown and offering a x amount.    
    • hahah except I can't locate the courier to frighten them with it hahaha   
    • Dx100uk according to the ICO office, who I spoke to at some length earlier today after getting the email from the court, Equita are the data controller if they have instructed the contracted EA. The ICO have noted the case, and stated very clearly that the court has the higher standing in terms of dealing with, and punishing either party if they fail to adhere to the district judges order and any action they take will not be criminal.    but they also stated very clearly that with what I’ve told them, and on the basis of accepting what I’ve told them as gospel (which it is with written confirmation from both the courts and the police) then there is some major red flags being raised on both sides with them blaming each other.    they’ve advised me to essentially keep my powder dry until there is a charging decision and an outcome from the seperate proceedings with the EAC2 complaint, and then come back to them with the case and they will be in a stronger position to act against Equita and the EA as there will be established facts and evidence that have already been laid before a court.     
    • urm.. i seem to recall another assault case whereby the approved bailiff company claimed the body camera was nor theirs but a pers one of the bailiff, i think they got in serious trouble for it. i believe that breaks certain gov't approval for a bailiff company/firm regulations/laws  if memory serves me right?
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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JM-vs-Natwest


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I have got as far as submitting my claim online. I have received a Defence from Cobbetts to which i am replying today. I have until 15 Dec to do so. I have also received a Notice of Transfer of Proceedings to my local court, and also an Allocation Questionnaire which i have been informed i have to complete by 20 Dec and send to Dartford County Court together with £100 fee. Do you think that i will actually have to go to court? Also not sure on what to answer to A Settlement - do i wish for action to be postponed for one month (I believe probably not?) Would i be asking for Experts (again i think not?) and Other Information - is there anything else apart from my actual claim documents which i will resubmit that i need to put? Sorry for so many questions, but i am hoping that i am nearly there - and we are talking about nearly £4,000!

 

All help gratefully received

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Thanks for all your help - can anyone tell me though if anyone claiming against NatWest has actually had to go to court? Also the date Cobbetts gave me to give them their requested info was 15 Dec. I have done this - do you know what they will do now? The reason i ask is that if they do not normally go to court, should i still send of the Allocation Questionnaire to the Court? Sorry to be a pain:o

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Should i still send of the Allocation Questionnaire to the Court?

 

There's divided opinion about when to send the AQ back. Some people prefer to hold back hoping to get an offer and save paying out the AQ fee. Personally I'm all for paying it, in the knowledge that it's immediately going to cost the bank an extra £100 to settle, (but that's assuming that you have the £100, for some that's obviously a problem)

 

The main thing is that the AQ must reach the court before the notified date otherwise your case may be struck out

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ok guys, sent of my AQ and £100. Today got a letter from cobbetts offering a 'goodwill payment' of £1,800 - my claim was for £3,195 plus interest £3,911.49 plus court charges £150 + £100 = £4,160 - so obviously dont wish to accept. I've seen the letters for saying will accept part payment but want full settlement etc. If i go down this route are they likely to go to Court or is that a chance i take? Can anyone tell me if they have done the same and what was the outcome - many thanks - (getting nervously excited at the thought of money before Xmas - but also never believe anything until the money is in the bank!!)

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I too used the rejection of settlement letters, three times infact, and yet the outcome of my claim was full settlement without attending court.

 

http://www.consumeractiongroup.co.uk/forum/natwest-bank/37731-big-fight-nat-west-24.html#post434534

 

You should respond with the letter and stick to the timescales......you will win in the end.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejection-settlement-offer.html

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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