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    • In my experience (not with car payments) but with many other things, my partner has been ill and signed off in the past and we have been unable to meet various commitments.  Naturally if you ring the call centre they are going to fob you off and tell you you must pay, that's why that never ever works. I would obtain a note from her GP listing all her health issues plus medications plus side effects, then write to the finance company with a copy of it, explaining the situation, as you have here, asking for a payment holiday. Perhaps mention that the car is very much needed for hospital appointments etc. It's likely the finance company would rather you pay till term end than, chase you for money they will never see, and sell the car at auction for a loss,  You can search some of my threads going back years, advising people to do this for Council Tax, Tax Credits, HMRC, Even a solicitors company and it always works, because contrary to popular belief people are reasonable.
    • Sorry, I haven't ever seen one of these agreements. Read it all and look out for anything that says when she can withdraw and when she is committed to go ahead. If it isn't clear she may need to call the housing provider and simply say what you posted here, she doesn't want to go ahead and how does she withdraw her swap application?
    • Thank you! Your head is like a power bank of knowledge.  Her health issues are short term, due to a relationship breakdown she took it pretty hard and has been signed off work on medication for 3 months. She only started her job in February 24 so does not qualify for any occupational sick benefits, which is where the ssp only comes in. (You will see me posting a few things over the coming days, whilst I try and sort some things for her)  I sat with her last night relaying all this back and she does want to work out a plan, she was ready to propose £100 for the next 3 months and then an additional £70 per month onto of her contractual to "catch up" but Money247 rejecting the payment holiday and demanding £200 thew her, which is why I came on here.   
    • I've looked at your case specifically more.   Term 8bii reads " when, in accordance with instructions from the Customer or the Consignee, the Consignment is left in a safe place" Their terms choose to not define safe, so they are put to proof that the location is safe. If your property opens onto a street its a simple thing of putting a google earth image and pointing out that its not a safe place
    • New rules and higher rates resulted in a jump in the number of savers opening accounts at the start of this year's Isa season.View the full article
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Have you ever tried making your own pesto?

It's absurdly simple – I had never realised.

Get a load of basil – and I mean loads of it. It helps if you chop it up because otherwise they don't whizz up so easily.
Several cloves of fresh garlic
a lot of Parmesan

pine nut kernels


oil. Most recipes say it should be olive oil – but that can get very expensive when you are making the stuff in large quantities. Sunflower oil works very well if you do a 50-50 split with olive oil – you'll never know the difference.

 

Toast the pine nuts gently until they get slightly browned – and that gives them a much nuttier flavour. I do it by laying them out in a large frying pan so I can keep an eye on them and juggle them around a lot.

 Put all of the ingredients in the whizzer – except for the oil.

Start whizzing. Drip the olive oil in bit by bit until there is sufficient oil that the blades in the whizzer will be able to bite on to the rest of the ingredients and grind it into paste. You hang onto the sunflower oil for the big trick later.

When it's all good paste, scoop it out into some kind of bowl.

Of course you will then find that at the bottom of your whizzer and caught under the blades et cetera there will be bits of the pesto paste which are trapped and inaccessible and you may have to simply wash them away when you wash out the whizzing bowl.
But now comes the trick.
Take the rest of the oil that you are going to use and put that into the whizzer. The sunflower oil is thinner than the olive oil and this is why you've kept this back. Whizz up the oil and you will have a fairly liquidy substance which has mainly rinsed all the rest of the delicious trapped pesto paste and which can now be easily poured out into the bowl on top of the rest of the pesto.
Mix it all up with a spoon.

 

I've been making loads of it and I keep it in a sealed preserving jar in the fridge and take some out when I need it.

 

Even if the Italians beat us tonight at football, you will still have to love them for Pesto.

 

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And now for some more pesto fun:

Do you know that you can make pesto out of nearly anything.

Coriander pesto… mmmmmm.... yummy.

Oregano pesto ... aaarrrgghhh...

Artichoke pesto ....  corrrrrrrrrrrr....

 

 

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Do you just put pesto on your pasta?

Maybe you are limiting yourself.

How about morning toast spread with a thin layer of pesto?

Have you tried buying a very basic pizza and then adding your own toppings including spreading bits of pesto – different flavours over it? OMG!!!
What about crumpets in the morning – toasted with a layer of coriander pesto and then a layer on top of Marmite!!!  With a cup of PG tips – Orgasmic! I'm sure this is how catholic nuns and priests manage to stay celibate (most of the time).

I think I need to sit down and take control of myself.

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And by the way, if artichoke hearts are outside of your budget, then you could try Jerusalem artichokes. I haven't tried them in pesto yet but I expect that they are just as good as globe artichokes.
Of course you have to cook them first. I can imagine that roasted, peeled and then whizzed up as part of the pesto sauce would be really good.
Maybe someone can let us know

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Parsley pesto - although the flavour might overpower the pine nuts.  Maybe try walnuts or cashew and extra garlic

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New area for the bear garden ?   Cooking corner

 

Sure someone can come up with a catchy title.

 

 

 

 

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Garlic bread – except made with pesto rather than parsley/garlic/butter.

In fact one could even do a "Surprise Garlic Bread". Take the baguette – part sliced into chunks so that it's bendy like a caterpillar and then use a different flavoured pesto for different parts.

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43 minutes ago, unclebulgaria67 said:

New area for the bear garden ?   Cooking corner

 

Sure someone can come up with a catchy title.

 

Good idea about a new title – but it would be nicer for it to stay in the "community" area

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Did you know that apparently if pasta is cooked and then allowed to cool down – eaten cold it is less fattening then when it has just been cooked.

Not only that, if you then reheat the pasta, it is still less fattening then when it is cooked the first time! Same with rice apparently.

Anyway, boil up your pasta and then when it is al dente cool it down quickly with cold water so that it immediately stops softening and doesn't get mushy and stick together too much. Then mix in a load of pesto – any flavour – and serve it cold as part of a salad.

You can prepare it well in advance – even the day before and keep it in the fridge in a bowl covered with film.  Let it de-chill before serving so that the oil loosens up a bit.

I suppose you could do different coloured pastas – white, green, red each with a different pesto.

People will think you're really flashy and they will talk about you respectfully.

 


What's not to like?

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Here's a BBC recipe using pesto and olive oil for the dressing. I like pesto mixed in with vinaigrette as well.

 

You can also stir pesto into risotto at the end of the cooking time to add the basil and parmesan flavour.

 

WWW.BBCGOODFOOD.COM

Whip up a tasty potato and tuna salad in less than half an hour

 

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Illegitimi non carborundum

 

 

 

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Red pepper pesto

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call it " Hey Pesto" ,  or Consumer cookery   class, ,  

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R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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The Cookery Cauldron,  Hidden Gems, Cookery Class

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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