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    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Reid vs GE Money / Purpleloans Going to Court ***SETTLED***


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Hi,

I havn't and wont post all the letters etc regarding this one..lol It would take up far too much room. To say the least I have had an ongoing battle with mob. I had to keep some info underwraps on this one with the Daily Record article a wee while ago, and Just havnt really had the time to Update on here.

 

I sent my original complaint to them in Sepember and have been fighting with them ever since. I took Nighmare4banks advise on a good few things.lol and have now totally exhausted their internal complaints procedure. I esculated the complaint to their Customer Services Manager and now have agreed that we have reached a deadlock situation.

 

I think at this stage they are looking for me to roll over and go away..lol FRAID not.. Mind you having said that I felt like doing that a few weeks ago. But thanks to words from certain members around here , Im back Alive and ready to Kick Ass..lol

 

I have decided now Court is the only way forward, the papers are almost ready to go to court. I will also be using the English Court System as luckily their registered office that I initially contacted is based in Wolverhampton.

 

I will be issuing a claim via Wolverhampton Court, which is far better for me really as with the limitations of the small claims here in Scotland. Only bad thin I suppose if it does go to a hearing it means a 6 hour Drive for me from Dundee, but Im not going to give in until I get what is mine back from these muppets. Anyone in Wolverhampton got a spare sofa for the night ..lol ?

 

I wrote to the FOS - and that was a waste of a stamp..GE were not under the Jurisdiction of the FOS at the time of the sale.

 

The FSA were a bit better, at least they have passed my complaint onto the department that Monitors GE Money, although they will never tell you what the outcome of their Investigation is.

 

The FISA who did regulate GE Money at the time , have not even acknowledged my complaint, in fact I think I will go and try Phoneing them when I post this..

 

It has to be said what the Hell do the FOS, FSA and FISA actually do to help Consumers..as far as I can see its not very much.

 

I have also been involved in long dscussions with Granada media regarding the Tonight With Trevor McDonald program which is going out mid January next year..I hope at least this will alert other Consumers to the massive rip off market that is so called PPI by the likes of GE Money / Purpleloans and Firstplus.

 

I am also in discussion with another Media company regarding my story being used as a case study in the Mail on Sunday, so at least win or loose my claim I will hopefully have encouraged others not to sit back and take this sort of bad practise any longer.

 

I have also got rid of the Loan & PPI but intend to fight to the death to get my premium of £3388 plus interest back from them.

The loan company charged over £750 for early settlement..well some letters back and forth on that matter and I have since Lodged a claim to recover that charge through the Small Claims court.

 

Though I havnt been around here as often as I should have been , I have been keeping popping in and out when I can to see whats happening.

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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well...........The FISA..seem like a bit of a Shambles down there..lol,

Just phoned them to see what has happened with the complaint I submitted..Appears the person I spoke to cant find it, mmmm well it was sent Recorded Delivery and did arrive on 13th November.

 

Think they may nowbe on a mission now to try and find it..lol

 

Will sit now and see if the promised Phone call materialises..lol

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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Got telephone call from The FISA late this afternoon, At least they did keep their promise. They have Investigated my Compliant and a senior officer has discussed it with a senior Director at GE Money who said he would contact me to try and resolve the matter.... well I sure aint going to hold my breathe waiting for that call. One thing that the FISA did recommend was that I also look at the CAG website..lol, Sounds like the Group is getting respect from these outfits..

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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You have as manby irons in the fire as I have!! But no its interesting. So this thread is about PPI from Purple loans and thier PPI stake on that. I had two loans with HBOS and at the aplication stage in the bank, the assistant manager said he wouldnt give me the loan to pay off o?d run up because of bank charges, unless I took out his insuarnce. I nevr in my life took one of those out, because I was in tenured position, with guatanteed position until 65. But he was not fro moving. So wrote off in June for statements, then Sept, but nothing doing. So from CAG site got an eamil address of an HBOS employee to who was to assist HBOS customers sort out thier positions. I have had numerous emails, phone messges etc. He was able to locate the numbers of the loans, but to daye none have appeared. Anyway here is message sent to me today.

 

Dear xxxx sorry about this, I have asked bbbbb one of my

colleagues to ensure that this information is obtained along with the

data that nnn is compiling. Although not actually at the sharp end

myself, I am finding the issues relating to your account a little

perplexing. So I guess I have a good idea how you feel. Please bear

with me a little longer as I do not take defeat well and am determined

to resolve this. Hopefully this will identify what the problems were

and ensure that we can ensure that they do not happen again.

 

Anyway if I am to chase my ERC in england, can i do this with scottish addrss and travel to english court. The erc in 2004 was for about 6000, so with interest even at 8% it will be a good bit more. I was aslo considering using an english based no win/no fee conpany for claims that I would not be able to claim for. eg the sixth year of bank charges at thier english head office.

 

Best of luck. May the good spirits be chasing you along with intuitive deliberations

 

Will keep you posted

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You can fight your case through the English system without and English address. I intend to fight GE Money / Purpleloans through Wolverhampton Court. I have spoken to the Court and there is no Jurisdictian problems, only thing is, if it does go to court I would have to travel to Wolverhampton. I just have to get all the paperwork relating to my claim etc and Post it off to Wolverhampton.

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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  • 1 month later...
Do You Think It Is Possible To Claim The Extortionate Fees I Have Been Charged By Ge Money In The Past Although I Have Settled I Mean Got Rid Of These Robbers And Any Advise To The Contrary Would Be Appreciated

 

 

Chris

 

 

Hi Chris,

What fees have they charged you, If they are unfair charges then Yes I would still make aclaim against them. After all you have nothing to loose..

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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Thankyou For Replying My Sons Original Loan Was Approx £29000

Pound They Charged Me In The Region Of About £2000 Early Settlement Fees In Cluding Solicitors Fees The Figures Are

In My Opininion Astronomical Been Charged Late Payment Fees

 

Ect Would I Have To Send The Dpa Form With £10 To Gain His Account Details Given This Acc Is Setteled

 

 

Please Give Me Some Advise

Chris

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Hi Chris,

 

If you have all the details of the settled account you should not really need to submit SAR.

 

I presume since solicitors fees were included the loan must have been a secured loan on his property ?. If this was the case then the fee charged for removal of the security would be a valid charge, that is if it was a reasonable amount of around £150.

 

The high figure that they charged you for early settlement Interest charge, If the loan was taken out before Feb 2005 they would have used a calculation under the Rule of 78 to calculate the ERC, This rule I did challenge when I settled my Loan with Firstplus (which was arranged through a GE Money Company). The claim I had against firstplus was due to be heard in court on 5th Feb, they said their legal eagles did not agree with my legal arguments and beleived them to be flawed..But as a gesture of Goodwill they wanted to settle the claim in full as long as I dismmised the case with the court. Now to me that is them running scared..lol If my legal arguements were so flawed, why not stand up in a court and prove that..lol.

 

If there is anything you are unsure about let me know..

 

And if you are writing to GE Money to complain, I will give you a contact name, address, fax and Phone Number..

 

You will find with GE Money though, they do not work to any timelines that you state, they seem to think they can do as they like.

 

I am Just waiting for the Outcome of my Complaint to the ICO regarding GE Money's Failure under the Data Protection Act (The ICO are Investigating this at the momment). Then I will be submitting my claim to court.

 

I would always deal with this lot by letter and never get into telephone discussions with them , unless you have the abillity to record any such conversations.

 

If you need any other Help / Advice..feel free to shout or PM me.

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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reidnet I have been quoted the same rule of 78 rubbish for a HP agreement through forthright finance, the numbers they charge you in interest for early settlement are disgusting to say the least ! Would apprieciate a link to your thread about your legal argument/letters sent etc if you kept a record on here....

 

MrP

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Did You Settle And How Ong Was Your Account For

 

 

Or Have You Challenged Them And If So What Was The Outcome

 

I Am Interested To Know

 

I challenged the rule of 78 and won..

 

http://www.consumeractiongroup.co.uk/forum/ppi/59087-rule-78-unfair-could.html

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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  • 4 weeks later...

RN -

 

sorry for the brief hijack, but I need some fast advice

 

Claimed against RBS Visa for PPI under misselling -

 

I ticked the box, but -

 

 

Advised it would help my chance of approval

(credit agreement even states - "we strongly recommend you take this insurance)

No PPI agreement

No terms and conditions

No advice given or questions asked re suitability for me

No advice given on alternatives

 

 

Claim is in and they have defended, but it basically says we deny misselling, we want the claimant to prove all this

 

What can I do, or is the burden of proof on them to prove they have given me all of the above?

:confused::(

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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Of course they will deny the claims..

 

IMHO I would think it would be up to them to provide evidence in their defence. I pressume that as you are at court stage you have provided all your eveidence relating to them Mis-Selling etc.

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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Hi,

 

thanks RN

 

problem is I have nothing to provide - its impossible to prove a negative and that is what my case would require

 

For example, that they did NOT provide me with a polic or terms and conditions for the insurance

 

?

 

Would this work on balanace of probability?

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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Just had final decission re my Complaint to the ICO regarding GE Money not providing a copy of the rear page of the original agreement which covers the PPI.

 

Quote. "GE Money Home Lending has Advised me that they do not hold your original application and are therefore Unable to provide the back of this to you"

 

Oh Dear... so the qoutes in previous letters from GE stating that they in fact hold documented evidence relating to the PPI in way of the original documents.. So someone maybe telling a wee white lie here.

 

All the more ammunition for court case though..

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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Nice one with GE!

 

Could you comment on the last points I made please - they have applied in court to strike out my claim as it has given no legal grounds for the claim

 

In other words all I have said is I believe they have missold due to the reaons given above - is their a law I can quote, or just the OFT's recent rulings?

 

They state they require me provide evidence, but other than the premiums on the statem,ents I've got nothing - again, as above I cant prove a negative such as "I did not receive a policy, I did not receive advice as to suitability of the policy"

 

They also ask me to give names, dates and times of the telephone call with their staff when I was told that the PPI would make the application more likely to get a positive response - like we all take down those details when we call them (ok, now we do - but this was 8 years ago!)

 

:-(

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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Hi Sorry I'm Highjacking now. I am in a similiar situation as yourself. I was pressured to have the ppi. I was facing financial difficulties and they knew. I received no policy terms or conditions and was not informed as to what a ppi was. Nobody discussed why I would need it I thought ii was part of the loan. I didn't realise how much it was till I started looking. The two loan companies are not sending me info on the loans as I thinkd they dare not because they know what I am going to do. I know that they are going to deny that they mis-sold me the policy, so how do I prove it.

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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If they never sent you a copy of the PPI Policy, how do you know you actually have any cover. Did you send thema SAR or a CCA, if you did you should have recieved all the information you requested, in fact if the do not supply the information that they hold on you they are breaking the law.

 

If you sent them a SAR and it over 40 days since they recieved it they are commiting an offence by not supplying the information. If this is the case send them a Failure to Comply Notice under the data protection act and lodge a complaint with the ICO

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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Forgot to Mention... The Daily Record are doing a follow up to my last story on Thursday 8th March which is well and truley aimed directly at GE Money / Purpleloans. Funny eneough though that is the same day as GE Money have up to submit their defence with the court.

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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I'll be buying that paper! - love it!

 

8-)

 

 

Looking at my SAR I sent to RBS it isnt specific enough, so I'm going to play it safe and do another, what do you think to this -

 

 

Data Protection Act 1998

Subject Access Request

Dear Sir/Madam

 

Payment Protection Policy

ACCOUNT NUMBER: MIB10101010101

Name: MR MIB

DOB: M/I/B

 

Please supply me with a complete set of copies of documentation relating to any and all information for the PPI policy previously held on my account, namely:

  • Original terms and conditions of the Payment Protection Policy as they stood at the time the policy was started, along with any alterations made to the terms during the life of the agreement, containing full details of the policy cover and any exclusions of the cover
  • Acceptance signed by myself to agree the level of payments that would be incurred on the account to provide the PPI, along with the rate of interest that would be charged on these payments
  • A copy of the original policy document sent out to me, containing my details within the policy, along with the same documents and details for any subsequent policy if this changed during the lifetime of the Payment Protection Policy

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  • Name and address of the insurance provider at the time the policy started, along with the details of any other provider if the provider changed during the life of the Payment Protection Policy
  • Recordings of any and all calls for the duration of my account conducted between any of your staff and myself
  • Dates and amounts of all premiums taken from the alleged account for payment of the PPI

I enclose the statutory maximum fee of £10 (Please note that this cheque is intended purely as payment for the statutory fee to access data and IS NOT intended as a payment for my alleged account) You have 40 days in which to comply.

If there is specific information which you require in order to satisfy yourself as to my identity, please let me know by return.

However, please note that the above address is the one which you normally use to communicate my private business to me and which you have hitherto found to be acceptable.

 

Yours faithfully,

:-D

 

 

 

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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That look clear to me what Info you are requesting, Will be interesting to see what they supply you with.

 

Good Luck and keep us posted..

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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