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    • Can someone please advise on how to upload picture.  I’ve taken a photo of the first page of claim form and converted to pdf but it saying file too big. It’s only one page
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .. get a CCA Request running to the claimant . https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . .use our other CPR letter if the claim is for an OD or Telecom Debt or Util debt]  https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ on BOTH type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
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    • Hi, I have an old outstanding debt from 1994 due to MBNA for £20,000. The debt has been passed to various DCAs and is currently with PRA Group.  I sent them a CCA letter in January 2024. They acknowledged this letter and stated they would come back when they had more information, however the information did not arrive within the 12 working day scenario.. I have just received a copy of the agreement which goes back to 1994 from them. In their response letter they have stated " Please find enclosed documentation received to date: we are waiting further documents in order to complete your request. We have currently deemed this debt as unenforceable which means we are not able to take court or further action against you to recover the outstanding balance". They then go on to state "we are still legally entitled to:  1.Contact you to ask and repay what you owe 2.Pass your details onto a third party collection agency 3. Continue to report your account with the credit reference bureaux (as appropriate)". I'm at a loss as to what I should do next and would appreciate any guidance on this matter. I am currently paying £5.00 pcm. TIA      
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Court Fees (Cant Afford)


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Look here http://www.hmcourts-service.gov.uk/HMCSCourtFinder/GetForm.do?court_forms_id=168 The form EX160 is an application for a fee exemption or remission, you may be exempt fees if you can show that they would cause financial hardship.

 

More details here Court Fees - do you have to pay them?

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

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Guest Battleaxe

Oh yes there is a way. You take your documentation to the County Court and you complete the form EX160A you are claiming hardship.

 

they take your N1 and the EX160A and process both at the same time. take a claculator with you and just list your incoming and your outgoings and make sure your outgoings are more than your incomings. It takes about a week to get the filing done this way, but at least it is done.

Hope this helps.

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hi guys.

 

Thanks for the quick response.

 

Regarding the 'not being able to afford it' do they take the time of year, as this is what it is mainly down to and also partly bad planning on my own part.

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Please just confirm what this says, taken from the link below:

Court Fees - do you have to pay them?

 

"Your gross annual income (your income before income tax and other money is taken away) is less than £15460 and you receive Working Tax Credit with a 'disability element' or 'severe disability element';"

 

I currently earn about 13,500k a year does this mean that because i earn less than the amount stated above i am able to not pay the court costs.

 

Sorry to point out the obvious but need clarification

 

(I am single, if that makes any difference)

Cheers

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Just read through the terms, etc and getting it ravalled around my neck.

 

I have sent the letter saying i believe there charges to be unfair and possible court action.

I am in process of sending them my LBA and spreadsheets with fees.

 

However, after reading the exemption or remmission forms that you provided the link for at what stage should i be at:

 

1) In process of sending my L.B.A.

2) end of lba deadline applying for court date

 

As, how i read the court terms and conditions i should be already be in an advanced stage but what if they do not accept my hardship claim and state that i have to pay the full amount, obviously i cannot be at a progressive position as i know i cannot afford the fee if they decide that i have to pay full amount. ...... BUT how am i able to be in an advanced stage when i cannot do it online because you have to pay immediately via MCOL.

 

confused help!

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The court fees are not an issue until you are ready to submit the claim - which is 14 days after you have sent the Letter Before Action.

 

I would suggest that you do not use MCOL as it complicates the process for obtaining relief.

 

Assuming that you qualify for relief, you can take the form to your local court - along with your completed N1, and any proof that the forms require. They should then confirm entitlement, and accept your claim.

 

 

 

 

 

 

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Guest Battleaxe

ex160a.jpg

 

Don't get too bogged down with this, the form is simplicity and asks for monthly expenditure.

 

Don't do this online, you vist yur local County Court and hand everything to the staff. i did this and my claim was accepted and fees waived.

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If you are claiming working tax credit with another element of tax credit (child tax credit, disability credit) then exemption is automatic. Download form EX160 - the one shown in Battleaxes post from the HMCS website. It is only sections 2g or 2f that you need to complete and provide evidence. Your award notice from the Inland Revenue is enough

 

You do need to remember that you need to fill in a new form for every fee that is payable.

 

Hope this helps

 

Paul

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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hi everyone, i am new to this game and as you may be aware this is my first post. to cut to the chase i filled out an online claim for nearly £2000 in bank charges (natwest) using the moneyclaim website and paid my £120 court fee. however i have now recieved my N149 Allocation Questionaire and i am a bit confused as to why the court wants me to pay another £100 in court fees when i initially paid the £120 online. the claim was moved from northampton county court to my local one...

 

thanks

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