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    • Hi just typed all defence clicked next and it's deleted all. Any help
    • I forgot to say, there is one last possibility and that is that they will receive your letter of rejection and simply fold, accept the rejection and refund you. Don't wait too long for this. Seven days maximum – but in that seven days you could send your letter of claim anyway and when that you don't hear from them or when they start mucking around at least you are seven days closer to beginning the legal action – and they will know it (which is the important thing).
    • Okay that is excellent that you have an email between the garage and the warranty company confirming that there is a serious problem with the gearbox. That is very powerful evidence. I think the situation is this: you have sent them a letter of rejection but the reputation of big motoring world is that they won't take a lot of notice and they will try to prevaricate and maybe even blame you. Clearly you don't want the car any more and anyway it sounds as if the cost of repairs is going to be enormous. You don't know if the warranty company is going to step up to the mark but the whole thing is going to take a long time and I understand that you have lost confidence in big motoring world because of this event and also their reputation which you are now discovering on Facebook and on this forum and no doubt elsewhere. On the basis that you don't want the car any more and you want your money back, you need to hurry things along. I think the first thing is that you need to decide if you are prepared to bring a claim in the County Court. Even without the warranty money, the claim is worth more than £10,000. For actions less than £10,000, you bring a "small claim" and this means that even if you lose the case you won't be liable for the other side's costs. If you win the case then not only will you get your money plus interest but also you will recover all of the costs of the action. For actions more than £10,000, you go to something called the "fast track" and in the event that you lose the case, then you could be liable to reimburse the winner some of the costs. This means that in addition to not recovering your own money, you would lose your own court fees and also you would have to to bear the costs of the other side probably something less than £5000 – but as a rough guess. If you bring your court claim then your chances of success are almost 100%. Frankly if you brought a court claim then I can imagine that big motoring world will put their hands up and pay you out rather than face go to court and losing and getting a judgement against them. However, it you need to consider that this is a risk factor – although my view it is a negligible risk factor. If you did bring a court case, it wouldn't be instant. If they put their hands up then it would probably happen very quickly. If they didn't put their hands up then you could take anything up to a year for the matter to be resolved and during that time you would be without your car and without your money and in the middle of litigation. I'm explaining this to you say that you understand how it works. Bring a court case would be really the last resort when everything else has failed. However, I'm quite certain that you would win and it would be stupid of big motoring world to try to resist. In order to bring a court case you would have to send a letter of claim giving them 14 days to accept rejection and organise the refund otherwise you would begin the claim. Don't imagine that you could bluff this. If you did send a letter of claim then you would have to go through with it otherwise you lose all credibility and you might as well pack up and go home. So with this in mind, here are possible courses of action you could take. You can simply wait and see what their reaction to your letter of rejection will be. However they may not reply or else they may find some other reason to delay and of course during that time you will be without your car and without your money blah blah blah, not knowing if big motoring world were going eventually to start acting sensibly and respectfully towards you. The second thing you can do – and I think this has been suggested on Facebook – is that you can go along there and simply make yourself present and talk to other customers and generally speaking make a nuisance of yourself and embarrass them to the point where you would be explaining to other potential customers to be careful, to look on Facebook, and to do some careful research before they put their business to big motoring world. This has a reasonable chance of success although you would have to be careful. You should go accompanied by a friend and there should be no anger, no arguments, nothing that could be considered as being overly aggressive so that big motoring world would have no justification in kicking you out or even worse, calling the police. If you did this, then I would suggest that you record everything on the telephone carried in a pocket. A fully charged battery will probably keep a voice recorder and a telephone going for more than 20 hours or 30 hours. The other person can video any incidents so that everything is clear and you can inform big motoring world then it will be going up on the Internet. If you did this, my favourite option would be to issue the letter of claim giving them 14 days, and then going along to big motoring world with a copy of your letter of rejection and a copy of the exchange between the mechanic and the warranty company and a copy of your letter of claim – all settled together – and probably about 20 or 30 copies in all and I would start handing them out to any customers who came in. Big motoring world will soon get the picture and they will either move your the premises in which case you stand outside and carry on doing it or they will finally give in. Of course there is a chance that they won't give in and they will simply call your bluff – but in that case I think you have no choice other than to follow through with your 14 day threat in the letter of claim and to begin the legal action. At the same time you should be putting up reviews on Google and also trust pilot explaining exactly what has happened and also explaining that the mechanic has confirmed to the warranty company that there is the serious problem, that you have asserted the right to reject and that this is been ignored by big motoring world and that you have now sent a letter of claim and that you will be starting a legal action in 14 days. Once again, don't bluff about the legal action. If you threaten it – then you must mean it – and on day 15 you click of the claim. You don't need a solicitor for any of this. It's all fairly straightforward and of course we will help you all the way that it the decision is yours to make and I think you need to make it fairly quickly. I think the cost of starting an action for about £13,000 is 5% and then also if it goes to trial which I would say is almost impossible – there would be an additional fee. You would claim interest at 8%. A judge might award a lower figure but frankly if you can show that big motoring world is attempting to ride roughshod over your very clear statutory consumer rights, I can imagine that the judge will want to show displeasure by awarding the full 8% which is a pretty good rate – even though it's not compensation for the hassle and the distress you are going through. If you decide to get solicitor, then if you win the case, because it is over £10,000 you will recover some of your costs but you won't recover all of them. If the solicitor begins by having exchanges of letters then I doubt whether you will be up to recover the cost of those and you could easily find that you're chalking up 500 quid or even a thousand simply on initial exchanges of correspondence. Also you need to bear in mind that if after having exchanges with a solicitor, big motoring world cave in – then you definitely won't get those costs back because you won't have gone to court and therefore a judge will not have made the order for payment of those costs. I suggest very strongly that you avoid paying any money for a solicitor and that you do it yourself. It's not a big deal – although you will have to you react quickly to the help we offer on this forum. Also, an additional benefit is that you will learn a lot and you will gain confidence and eventually you will feel good about suing anybody else who gets in your way. Nothing not to like! If you do decide to instruct a solicitor then you must take control of the solicitor. Most of them prefer to sit in an office writing letters on the clock. If you do decide to instruct a solicitor then you must instruct the solicitor very firmly that they should send one letter of complaint giving seven days. A second letter – a letter of claim giving 14 days and that they must then begin the action. If you don't do this. If you don't take control then it will simply cost you money, you will be without your car even longer and of course without your money. The whole thing is a nightmare. I think I've laid out the options but please do ask questions. I hope you can see that this is the kind of advice that you won't be getting on Facebook. Nothing against Facebook. It's good as a meeting place and to make people realise that they aren't on their own – but after that the advice given is weak and confusing.  
    • What makes you say that?  I have no idea how I would go about that or why they would even entertain discussions now that they've won the Court case
    • Our main Equity Partner, Cabot Square Capital invests 
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Trader of bespoke furnishings problem with customer


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HI there,

 

I have had some issues with a customer who we have made some furnishings for. 

There are a couple of errors which are easily fixable but I think, to add to their case, the customer has pointed out a whole load of things that in their eyes are unacceptable but are actually the product is well made.

 

They are demanding that we right the wrongs which aren't wrongs and that we perform the impossible,

our work, aside from the fixable issues was done to a very high standard and some of the faults were not there when we delivered the product. 

 

We have the goods back, and have agreed to put them back as we think they should be, then the customer can get a second opinion. 

There are 3 stages to this work that are to be delivered, and 2 more stages to come. 

I don't think they are going to pay us.

 

They paid a 50% deposit and the balance is to be paid at the point of completion. 

If I deliver stage one of the goods it leaves me out of pocket,

it means that they will have some of the goods but not all,

the deposit they paid will cover the cost of the fitting, my workers who did the work and some of the blinds but I will have lost out. 

 

If I deliver this to them can I just walk away and 'sack' my client? 

The client has been rude,

very difficult and controlling,

and damaged the goods I delivered while saying they were substandard. 

 

TBH if I delivered sub standard goods like that I wouldn't have a job

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I'm afraid that we need much better detail.

Although you have provided a lot of narrative, you really have given much to go on in terms of being able to advise you or make judgements as to your best course of action.

I think you need to lay out much more carefully what has happened, what it is you provided, why the contract is in three parts, what arrangements have been made for payment, any photographs – et cetera.

Then we may be able to form an opinion and give you some useful advice.

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Do you make blinds?

What product are we talking about?

And what faults the customers thinks are there?

I worked with wood, so i know what you mean that something that it's an indication of a good job can be seen by the ignorant eye as a defect.

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Well has been askedseveral questions in at least a couple of posts and you haven't addressed any of them.

it won't be possible to help you unless you decide to respond to these questions

 

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I took an order for a large job of curtains and blinds for a whole house. 

they paid a 50% deposit up front.

 

We fitted 13 of the blinds.

There were a couple of sewing errors that are easily fixable, as you might expect some as there was about 100 hours work done. 

 

when you walk into the customer's bedroom its long and thin and you can see behind the blinds to the outside when you stand in certain parts of the room.  One of those blinds needs to be widened but the others are all correct sizes.  They have all been made to the high standards, the sewing was beautiful and aside from the fixable errors the work was good.

 

However, the customer is adamant that its all wrong,

the linings aren't fit for purpose,

some little side covers to cover the sides of the blind tracks are inadequate,

the blind tracks are too thick so the blinds stick out,

the fitting was bad,

they weren't even,

there were pinholes in the fabric,

the treads might rot in the sun...

she complained that the blinds weren't exactly even to less than half a cm,

they weren't substantial,

 

I was there for 2 hours and this went on and on. 

Every time I tried to defend myself she would say that I was wrong. 

There was nothing I could say to try and restore a bit of faith in my work. 

 

When my fitters left they said that one rod was missing from one from the blinds and one of the side covers had come loose, otherwise the work was fine. 

 

When I went there most of the side covers had been tugged at and were half hanging off, and she had picked at the bottom linings and pulled the stitches apart. When I was there she literally started to pull and yank them and say that they were coming a part. 

 

I said, Well they will if you do that?  and then I said "Don't do that!" 

Her reply was, "Do I need to treat them with kid gloves?" 

I have tried to be quiet and diplomatic and diffuse the situation but its not working, what ever I say she gets more and more angry.

 

The blind tracks are a legal requirement due to child fatalities with roman blinds.  I use the best ones which cost me more and they dont have to have the chain screwed into the wall which pleases the customer.  

 

I used the best, thickest linings and she didn't want blackout lining.  She wants a lining thats more fit for purpose, but you cant get more fit for purpose than what we gave her.

 

We made the blinds to the width of the widow sills, which is how we and most curtain makers do them.  We have been doing them for years like this and never had a complaint.

 

I am sorry that we made the errors we did and I would go out of my way to fix anything and negotiate compensation if necessary, but its impossible to deal with her. 

She has ended up being so aggressive that I don't want to deal with her any more. 

 

I suggested to her that we take 8 of the blinds back this Friday, if she is happy with them she can settle the bill for them and we can do her bedroom. 

 

I offered to do a re-make for this, although I didn't have to.

Then if she is happy with this we can do the last bit of work which is downstairs and we would be paid before we leave. 

 

I did this because I dont want to do any more work and have them still not happy and refuse to pay. 

I can't afford this.   

 

Because of her aggressive behaiour, I no longer want to finish the job. 

I think I am on a hiding to nothing and I could plough all my energy into it and not get paid. 

She was so toxic in her email tonight that I have asked another curtain maker to go and take the blinds for me on Friday, I just can't go there anymore.

 

Here is my question. 

If we put the 8 blinds mentioned back up, (she already has a pair of curtains that we have made as part of the job, waiting to be hung in her house), the cost of the curtains, roman blinids, fitting and labour, and fabric will cost more than the deposit that she has paid me. 

It means she will owe me money. 

Can I walk away once I have delivered the blinds?

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This sounds like the ever unhappy customer. 

I had a couple in my days and on one occasion I cleared the site within half hour and left a kitchen extension half done.

I lost a couple of grand on that project, but I was glad to go with all my team to a better job with a more reasonable customer. 

The woman ended up begging us to go back because nobody in the area would deal with her after we spread the news around local pubs.

So, my advice is: if you can walk away and cut your losses, do it, otherwise she will make your life a misery.

Tell her to buy her curtains and blinds from argos, they have a no quibble refund policy, so she can take the all lot back in a continuous cycle and keep moaning forever.

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Ok. Someone said if there is a dispute and it’s bespoke that we are protected and can keep our expenses to pay people who made the work etc, eg I had to pay about £1400 to my fitters and curtain makers, if I leave 8 blinds I am out of pocket but I’ll do it just to be free of the abuse that’s flying at me

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I am going through a customer nightmare of my own at the moment. So I really understand your suffering.

 

One thing I do though is document everything! Now we work in completely different industries but I get customers to agree to stuff and communicate by email or text. I have been in this business for nine years now, although self employed for much, much longer. In my experience I have trouble with about 2% of my customers. I turn over a lot of work so thats about 7 to 10 people a year. Of those only 2 on average give me the really bad grief

 

Experience has taught me to build a contingency fund. I don't however use it unless its reached a point where its better to just walk away. I have gone to court before just on principle, in my previous business. I decide whether its important to me. But remember the time spent on preparing court documents and appearing in court is time lost that you can be earning. I have only ever gone to court on an issue where I could countersue and the probability not only of winning but recovering costs is significant. I won the case, only for the other side to die in an accident before they could pay and then I found I had to claim from their estate, which dragged it out even longer. But if you find yourself having to got that route, document absolutely everything.

 

if you can walk away from it and survive - then do it - Avoid courts at all costs, not because you're in the wrong, you're probably in the right, but because of the cost to you and your business. Emotionally its very destructive.

 

I am in that place right now. Do I give the guy the money that I don't owe him? Or do I leave this and see where it goes. I have little doubt, based on the latest behaviour of the client that I will win should it go to court, but the the emotional cost is possibly too much for me. Unfortunately my good customers pay just a little bit more to mitigate the bad ones like him....

 

What I do recommend is get your customer to fill in a form detailing their complaint. Then offer a reply in writing. You can even provide them with a second opinion. If they are trying to get money back on goods they have damaged, essentially they are committing fraud. Include in your service agreement details about the condition of the product and outline the boundaries in terms of what can be repaired and what cant. 

 

A final hint. get your fitters to take photographs after every fitting with their mobile phones and send you the images. Ensure they are date and time stamped. There is nothing like hard evidence when a client breaks your product and tries to blame you. My son in law is a builder and he takes pictures of all his work on handover. It works magic when hes had a client raise a complaint three weeks later and he can show them images attached to sign over document.

 

The world is a jungle out there and it gets tougher every day. be good and kind and courteous to your customers, but always look after yourself first.

 

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Thanks for this. I contacted my insurers who put me on to a legal team, they have given me the advice I need to move forward.  It’s not a very nice experience. The advice I have been given is that I can’t just walk away from a contract but that if everything has been done with ‘reasonable care and skill’ I am protected by law. I can set out how much the work so far has cost me and as it’s so toxic (their doing, not mine), I can offer that we go our separate ways. The guy has threatened to sue me, before any other course of action. He’s a lawyer but in a different field and I think once he has read the law he will see that I can recuperate my costs and drop it. My costs leave him £145 short but me £500. I’ve taken back the work that needed to be done so he has the cost of his first payment now in his house less £145. The work is good, I had it verified by 3 independent professionals

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Don't be impressed by the fact he's a lawyer. 

They very rarely sue someone because they know the risks and hours involved in the process. 

My bet is that short of doing all the work for free or at cost price, she'll complain.

It's typical of people who come from squalid backgrounds and meet some money along their way.

They know it all and nothing is good enough for their superior standards.

They want top quality at cheap prices and they love being the customer who is always right.

In reality they're still the same people who had to search food from rubbish and use bushes as toilets.

I put them in their place a lot of times when i was at the beginning,  then i learned to spot the trouble makers and avoid them.

I remember one in particular who threatened to sue me because I refused to give him a quote. 

He was convinced that I had no right to refuse his custom and insisted on many occasions that I visited his house for a quote.

He eventually stopped calling but then 12 months later he called again because his compatriot contractor had messed things up and the extension had been failed by the council.

My answer: "pay peanuts, get monkeys"

I gave him a 45k quote there and then on the phone, to demolish and start again: he never called again.

Your case is difficult because you have already done a lot of the work.

The risk of starting negotiations is that they'll feel you are at fault, so if you do that, make sure you let them know that you are doing it because you don't want them as your customers.

As soon as you give them an inch they'll take a full mile.

One more thing: if you have any contact with them, face to face or phone, record it; their other trick is to say that you agreed to something or that you threatened them. 

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agree with kingy, get your stuff back and walk away.

It wont be a breach of contract because the contract is only crystallised once they are happy and have paid the balance and that day will never come.

What will hurt them is they wont have got one over on you and they then have to go somewhere else and hope that the new company hasnt heard of their behaviour.

No need to tell all and sundry but if you let your fabric supplier know about a difficult customer they may well let the next company who orders the same know (if your hint is strong enough)

Edited by ericsbrother
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Hi,

I did get some legal advice.

I can’t walk away from the job because I would be in breach of the contract.

i did reply to them reaffirmed my position and suggested a proposed way forward but they have rejected it and are going straight to the courts. They are demanding a full refund plus their ‘expenses’, and I know I’m not duty bound to provide this. I have verification that my work is good.  I know I’ll be ok, as a lawyer he should know better than to do this, I have held my counsel but they have been so vile and abusive, on paper they do not look good. 

Thanks anyway

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On 12/07/2019 at 18:01, ericsbrother said:

 

It wont be a breach of contract because the contract is only crystallised once they are happy and have paid the balance and that day will never come.

 

 

The contract is crystallised (comes into existence) once there is

a) offer,

b) acceptance,

c) intent (& capacity) to create a legal relationship, and

d) consideration.

 

If what you were saying was correct, no one need ever be in breach of contract, just by not completing the job

 

If they have paid some and the

job isn’t completed they can sue if they believe the contract has been breached and they have suffered a loss.

 

Equally, if the OP feels they have completed the contract and haven’t been paid, they could sue for the outstanding balance.

 

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