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    • no i meant the email from parcel2go which email address did they send it from and who signed it off (whos name is at the bottom)
    • I understand confusion with this thread.  I tried to keep threads separate because there have been so many angles.    But a team member merged them all.  This is why it's hard to keep track. This forum exists to help little people fight injustice - however big or small.  Im here to try get a decent resolution. Not to give in to the ' big boys'. My "matter' became complicated 'matters' simply because a lender refused to sell a property. What can I say?  I'll try in a nutshell to give an overview: There's a long lease property. I originally bought it short lease with a s.146 on it from original freeholder.  I had no concerns. So lender should have been able to sell a well-maintained lovely long lease property.  The property was great. The issue is not the property.  Economy, sdlt increases, elections, brexit, covid, interest hikes etc didn't help.  The issue is simple - the lender wanted to keep it.    Before repo I offered to clear my loan.  I was a bit short and lender refused.  They said (recorded) they thought the property was worth much more and they were happy to keep accruing interest (in their benefit) until it reached a point where they felt they could repo and still easily quickly sell to get their £s back.  This was a mistake.  The market was (and is) tough.   2y later the lender ceo bid the same sum to buy the property for himself. He'd rejected higher offers in the intervening period whilst accruing interest. I had the property under offer to a fantastic niche buyer but lender rushed to repo and buyer got spooked and walked.  It had taken a long time to find such a lucrative buyer.  A sale which would have resulted in £s and another asset for me. Post repo lender had 1 offer immediately.  But dragged out the process for >1y - allegedly trying to get other offers. But disclosure shows there was only one valid buyer. Lender appointed receiver (after 4 months) - simply to try acquire the freehold.  He used his powers as receiver to use me, as leaseholder, to serve notice on freeholders.  Legally that failed. Meanwhile lender failed to secure property - and squatters got in (3 times).  And they failed to maintain it.  So freeholders served a dilapidations notice (external) - on me as leaseholder (cc-ed to lender).   (That's how it works legally) I don't own the freehold.  But I am a trustee and have to do right by the freeholders.  This is where matters got/ get complicated.  And probably lose most caggers.   Lawyers got involved for the freeholders to firstly void the receiver enfranchisement notice. Secondly, to serve the dilapidations notice.  The lack of maintenance was in breach of lease and had to be served to protect fh asset. The lender did no repairs. They said a buyer would undertake them. Which was probably correct. If they had sold. After 1y lender finally agreed to sell to the 1st offeror and contracts went with lawyers.  Within 1 month lender reneged.  Lender tried to suggest buyer walked. Evidence shows he/ his lawyers continued trying to exchange (cash) for 4 months.  Evidence shows lender and receiver strategy had been to renege and for ceo to take control.   I still think that's their plan. Lender then stupidly chose to pretty much bulldoze the property.  Other stuff was going on in the background. After repo I was in touch by phone and email and lender knew post got to me.   Despite this, after about 10 months (before and then during covid), they deliberately sent SDs and eventually a B petition to an incorrect address and an obscure small court.  They never served me properly.  (In hindsight I understand they hoped to get a backdoor B - so they could keep the property that way.)  Eventually the random court told them to email me by way of service.  At this point their ruse to make me B failed.  I got a lawyer (friend paid). The B petition was struck out. They’d failed to include the property as an asset. They were in breach of insolvency rules. Simultaneously the receiver again appointed lawyers to act on my behalf as leaseholder. This time to serve notice on the freeholders for a lease extension.  He had hoped to try and vary the strict lease. Evidence shows the already long length of lease wasn't an issue.  The lender obviously hoped to get round their lack of permission to do works (which they were already doing) by hoping to remove the strict clauses that prevent leaseholder doing alterations.   The extension created a new legal angle for me to deal with.  I had to act as trustee for freeholders against me as leaseholder/ the receiver.  Inconsistencies and incompetence by receiver lawyers dragged this out 3y.  It still isn't properly resolved.  Meanwhile - going back to the the works the lender undertook. The works were consciously in breach of lease.  The lender hadn't remedied the breaches listed in the dilapidations notice.  They destroyed the property.  The trustees compiled all evidence.  The freeholders lawyers then served a forfeiture notice. This notice started a different legal battle. I was acting for the freeholders against what the lender had done on my behalf as leaseholder.  This legal battle took 3y to resolve. The simple exit would have been for lender to sell. A simple agreement to remedy the breaches and recompense the freeholders in compensation - and there's have been clean title to sell.  That option was proposed to them.   This happened by way of mediation for all parties 2y ago.  A resolution option was put forward and in principle agreed.  But immediately after the lender lawyers failed to engage.  A hard lesson to learn - mediation cannot be referred to in court. It's considered w/o prejudice. The steps they took have made no difference to their ability to sell the property.  Almost 3y since they finished works they still haven't sold. ** ** I followed up some leads myself.  A qualified cash buyer offered me a substantial sum.  The lender and receiver both refused it.   I found another offer in disclosure.  6 months later someone had apparently offered a substantial sum via an agent.  The receiver again rejected it.  The problem of course was that the agent had inflated the market price to get the business. But no-one was or is ever going to offer their list price.  Yet the receiver wanted/wants to hold out for the list price.  Which means 1y later not only has it not sold - disclosure shows few viewings and zero interest.  It's transparently over-priced.  And tarnished. For those asking why I don't give up - I couldn't/ can't.  Firstly I have fiduciary duties as a trustee. Secondly, legal advice indicates I (as leaseholder) could succeed with a large compensation claim v the lender.  Also - I started a claim v my old lawyer and the firm immediately reimbursed some £s. That was encouraging.  And a sign to continue.  So I'm going for compensation.  I had finance in place (via friend) to do a deal and take the property back off the lender - and that lawyer messed up bad.   He should have done a deal.  Instead further years have been wasted.   Maybe I only get back my lost savings - but that will be a result.   If I can add some kind of complaint/ claim v the receiver's conscious impropriety I will do so.   I have been left with nothing - so fighting for something is worth it. The lender wants to talk re a form of settlement.  Similar to my proposal 2y ago.  I have a pretty clear idea of what that means to me.  This is exactly why I do not give up.  And why I continue to ask for snippets of advice/ pointers on cag.  
    • It was all my own work based on my previous emails to P2G which Bank has seen.
    • I was referring to #415 where you wrote "I was forced to try to sell - and couldn't." . And nearer the start in #79 .. "I couldn't sell.  I had an incredibly valuable asset. Huge equity.  But the interest accrued / the property market suffered and I couldn't find a buyer even at a level just to clear the debt." In #194 you said you'd tried to sell for four years.  The reason for these points is that a lot of the claims against for example your surveyor, solicitor, broker, the lender and now the receiver are mainly founded in a belief that they should have been able to do something but did not. Things that might seem self evident to you but not necessarily to others. Pressing these claims may well need a bit more hard evidence, rather than an appeal to common sense. Can you show evidence of similar properties, with similar freehold issues, selling readily? And solid reasons why the lender should have been able to sell when you couldn't.
    • You can use a family's address.   The only caveat is for the final hearing you'd need to be there in person   HOWEVER i'd expect them to pay if its only £200 because costs of attending will be higher than that
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Caught shoplifting in Tescos


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The other day I stupidly shoplifted again.

I had done it before for very small items and did it for fun.

But this time (for the first time) I was caught.

 

I got pulled aside and they asked to search my bag which I didn’t argue and I just opened my bag and showed them the items. They didn’t actually search the bag and I just handed them the things (there was still stuff in there which they didn’t find out about)

 

they took me to a room at the back of the store where I wrote my name and address and I was allowed to pay for the items (came to under £20) and leave.

 

They never officially said that I was banned but am not sure whether I will receive a letter or whatever (btw I'm under 16 and I don’t want my parents finding out) and also if they do send a letter, how long will the letter take to arrive?

 

Just to let you know we were out in 10 minutes from when the guards pulled us aside and us setting foot out the store.

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Hi and welcome to CAG.

 

First of all, stop stealing. I know it's a right of passage and sometimes peer pressure can start going down this road. If you don't stop, our advice to you would be useless.

 

 

As it stands, official looking letters addressed to you are going to make your parents suspicious. I urge you to speak to your parents as any good parent will soon notice the change in your attitude.

 

Yes, you will get 3-4 letters then that's normally about it but never say never with civil recovery companies. Some are like dogs with bones.

 

DWF can do nothing to you for two reasons.

1 There is no lawful basis to bring a claim

2 You're under 18.

 

Tesco security should have provided a responsible adult before any questioning took place. Anything said without the adult is a waste of time.

 

If you feel you cannot talk to your parents, you could try and get the letters diverted to another address but the important thing to do is ignore DWF. They can do naff all to you.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Actually I'm quite concerned that Tesco have effectively detained, questioned and ultimately took personal information from a minor without a responsible parent or guardian being present.

 

Was it just instore security or did a manager from Tesco's come aswell.

 

You Say you paid for the items. Did you take those items out the store or did you leave them.

I think you should name the branch of tescos as although you shouldn't be shop lifting also Tesco have broken a few laws here.

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I have only heard of a few that called the shoplifters parents to attend the store. In the majority of cases, the juveniles rights were ignored irrespective of whether they stole or not.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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Hi and welcome to CAG.

 

First of all, stop stealing. I know it's a right of passage and sometimes peer pressure can start going down this road. If you don't stop, our advice to you would be useless.

 

 

As it stands, official looking letters addressed to you are going to make your parents suspicious. I urge you to speak to your parents as any good parent will soon notice the change in your attitude.

 

Yes, you will get 3-4 letters then that's normally about it but never say never with civil recovery companies. Some are like dogs with bones.

 

DWF can do nothing to you for two reasons.

1 There is no lawful basis to bring a claim

2 You're under 18.

 

Tesco security should have provided a responsible adult before any questioning took place. Anything said without the adult is a waste of time.

 

If you feel you cannot talk to your parents, you could try and get the letters diverted to another address but the important thing to do is ignore DWF. They can do naff all to you.

 

Hi thankyou, I am stopping and I was going to anyway. No questioning actually took place. I was expecting them to ask why I did it etc but just got asked for my name and address. There also wasn’t a person I charge speaking to me. I got told that if I continued it could affect the rest of my life (to which I agreed and said yes I know etc) i just have a feeling that as it was all so quick and they let me pay and leave straight away as if it was just kind of a warning. I have read about not paying to the letters which I will tell my parents if they do arrive.

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Actually I'm quite concerned that Tesco have effectively detained, questioned and ultimately took personal information from a minor without a responsible parent or guardian being present.

 

Was it just instore security or did a manager from Tesco's come aswell.

 

You Say you paid for the items. Did you take those items out the store or did you leave them.

I think you should name the branch of tescos as although you shouldn't be shop lifting also Tesco have broken a few laws here.

 

Sorry if my reply earlier didn’t send, I find this website quite confusing for replying but I would prefer not to say which branch it was as I live in a fairly small town and it’s a large tesco so I’m scared people will guess it’s me as people did see me get searched who I know.

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I have only heard of a few that called the shoplifters parents to attend the store. In the majority of cases, the juveniles rights were ignored irrespective of whether they stole or not.

 

Yes, at first they told me that my parents would have to pick me up and then the next minute they just let me go.

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Sorry if my reply earlier didn’t send, I find this website quite confusing for replying but I would prefer not to say which branch it was as I live in a fairly small town and it’s a large tesco so I’m scared people will guess it’s me as people did see me get searched who I know.

If it did it send, Tesco didn’t actually ask any questions of why I did it etc but just told me that it could effect my life in the future. I didn’t actually know who the manager was but there was 3/4 guys standing outside of the room. Also I paid for the items I was gonna take and was allowed out straight after that. Do you think this means i was let off in a way or should I still expect a letter?

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Do you think this means i was let off in a way or should I still expect a letter?

 

Nobody can be 100% sure however, security did take your name and address so the likelihood is that you will receive a letter. Expect the worst but if nothing happens, that is the bonus. They should know that DWF can do nothing due to your age (not that they could do anything anyway) so it may be that Tesco have kept your details but not sent them to DWF. As I said, not 100%

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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Yeh, I expect it happens a lot within there as I’ve heard of quite a few people who get caught. How long should I wait before returning? Luckily my mum doesn’t shop there but I occasionally go up there with other members of my family. I never got told how long I was banned for.

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I would give it around 3 months or if they took your picture, 6 months. Re-reading the posts made here, I still think that letters will arrive (usually within 2-3 weeks) but if that doesn't happen, that's a bonus. It may be that the store security realised that because you had been caught this once, the short sharp shock will stop you doing it again.

 

I am hoping that is the case for your sake.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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