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    • looking like evri lost the parcel then or ni(c)ked it!! did you contact nike before the return? who provided the label and chose evri and paid for the postage you or Nike? 100's of like threads here spend a good few days reading a good 10-20 topics a day here after hitting evri or typing evri in our search top right in the red banner dx
    • Almost forgot Also in your complaint letter also make sure and add the comments that Manager made about your previous complaints to the Housing Association which had no relevance on the present matter of him attending your property to change the Locks. When it comes to dealing with Housing Associations you use their own Policies and Procedures against them and I know very well how they operate and how to deal with them even the difficult one's Which Housing Association are we dealing with?
    • retitled and moved to the postal forum. on what date did you return the item? and why did you return the items? were they faulty or simply not wanted. dx  
    • Thanks for that info.  It's all a bit too 'high-tech" for him now though.  It's all happened very swiftly. He doesn't understand 'apps' on phones.  He's never been able to ring overseas from his landline.  He could only use WhatsApp to make international calls on his mobile. But Barc don't offer calls via WA.  He doesn't use a pc anymore.  He's 000s of miles away. And his new partner doesn't speak English!   And he now seems incapable of holding a proper conversation.    My experience in the last year of trying to deal with Barc on his behalf (lots of different matters) has been awful.  They are a nightmare. He was always like a child - which is why I helped. He has assets here. I've helped him with them.  But w/o his funds I can't. There is also that one issue that I've read articles on - Barc don't want you to use them if you aren't in the uk.  Even the manager I know asked why he has a Barc account if he's overseas.  I pointed out that he has uk assets, was educated here, worked here all his life, gets a UK pension, and ... has a Barc mortgage
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

DMP....cashcowed.....S/Barring


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I'm into a DMP about 6 yrs now and through here have realised I've been cash cowed by a couple of the pre 2007 one's

 

One card has not been part of the plan for some reason, never been paid and is on the cusp of Statute barring and I likely won't hear from them due to a CCA request thanks to you guys...now for the rest of them to be CCA'd

 

Two stupid questions :

 

Obviously part payments have been appearing on my records due to DMP but the original 5 yr old defaults will possibly drop off next September ...... is this correct?

 

Like most I want to increase credit scores for some future plans, If I don't pay anymore .....will my scores begin to increase post September or will having made payments screw me up for another 6 yrs?

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who are you in a DMP with?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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doesn't matter if you pay or not

the ICO say:

 

All references to a defaulted debt must be removed from your credit files after 6 years

has passed from date of default, whether paid off, paying now or not.

.

{the WHOLE ACCOUNT WILL VANISH, never to return}.

.

{however, this does not mean the debt itself is not still owed

consider a CCA request.}

.

This is so that someone who continues paying something

- even after 6 years from default

- should not be at a disadvantage to someone who pays nothing after default

and ends up with a clean file after 6 years.

.

NOTE: {the bracketed text is not ICO guideline but my advise]

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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also the debt wont be statute barred until 6 years after you ceased paying or acknowledging it.

 

In short as you are paying and the defaults are going to drop off anyway

you need to look at all of the debts individually and then determine if they are correct and enforceable. I

 

wouldnt stop paying them until you know that as it may invite recovery action.

That still wont change the default drop off date or your credit score in the months after that but you dont want to be fighting a court claim when you dont have to

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Ok. can you list all your debts, who they are owned by, who is chasing them please.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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