I'm into a DMP about 6 yrs now and through here have realised I've been cash cowed by a couple of the pre 2007 one's
One card has not been part of the plan for some reason, never been paid and is on the cusp of Statute barring and I likely won't hear from them due to a CCA request thanks to you guys...now for the rest of them to be CCA'd
Two stupid questions :
Obviously part payments have been appearing on my records due to DMP but the original 5 yr old defaults will possibly drop off next September ...... is this correct?
Like most I want to increase credit scores for so