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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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New Test Case Hearing held in Cardiff


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In my letter, it does not compell me to attend. I can if I wish, or send written representations.

 

Furthermore it does not ask for my Court Bundle. Mine is ready, bar indexing and inserting an up-to-date schedule.

 

To start compiling your bundle, go here to download the zip file.

 

Hope that helps you daf

To follow my case progress, click here to see where I'm at right now.

 

Welshman

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Welshman, Thats what is says in my letter...my problem is im due to go on holiday that morning so do i have to attend or can i just send the court bundle and forget it or what?? eek! :confused:

 

Allyxia, did you put your statements in your court bundle as I dont have mine anymore and am worried that I will have to re-order them to include them? or would my list of charges suffice?

 

thanks to you all!

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No. You do not send your court bundle. The courts are not asking for them at this stage. All the Judge is going to decide in the Hearing is which Direction our cases are going to proceed from then on. You can just drop the Court a polite letter asking that you believe that your case is siutable for the Small Claims Track. You can also maybe mention any inconvenient dates for you in early 2007.

 

Daf, you will need your statement copies. Three of them one for the Court, one for the bank (even though they've got them already) and one for your own bundle. If you havn't got them, re-order. Maybe it's worth you going direct to your own branch as it seems people are getting them quicker that way. May cost you a tenner though!

To follow my case progress, click here to see where I'm at right now.

 

Welshman

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No. You do not send your court bundle. The courts are not asking for them at this stage. All the Judge is going to decide in the Hearing is which Direction our cases are going to proceed from then on. You can just drop the Court a polite letter asking that you believe that your case is siutable for the Small Claims Track. You can also maybe mention any inconvenient dates for you in early 2007.

 

So all I need to do is write a letter stating that and wait and hear what happened at the hearing? even though i stated it in the AQ?

 

Daf, you will need your statement copies. Three of them one for the Court, one for the bank (even though they've got them already) and one for your own bundle. If you havn't got them, re-order. Maybe it's worth you going direct to your own branch as it seems people are getting them quicker that way. May cost you a tenner though!

 

Ill get my statements again, but I dont need a bundle for the upcoming hearing?

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Daf - it looks like your query has already been anwered also I have replied to your PM as well.

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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I was just searching for what a directions hearing was all about and found this thread... I too have a directions hearing with Judge Hickenbottom but in the Bradford court for a claim against Abbey national.. I did read the notes that said there was a possibility that this may be transfered to another court and that it would also be possible to do it by telephone...my date is the 9th Jan.

Abbey £4340.59 *WON* Jan 07

 

Abbey II MCOL 31/03/07 £8800.00

 

Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

 

Read my latest claim its a fast track potentially

http://www.consumeractiongroup.co.uk/forum/abbey-bank/61406-noobrider-abbey-take-2-a.html?highlight=noobrider

 

read my first claim which includes attending a directions hearing in court

http://www.consumeractiongroup.co.uk/forum/abbey-bank/10576-noobrider-abbey.html?highlight=noobrider

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My letter of transferred stated it was for Review and CMC!!

 

So Im confused now!!!

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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Ive heard on the grapevine other banks are settling as well

 

Buttthats for others to disclose

 

Shame I have nothing to disclose myself esp as i have two claims in on that day!

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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Any updates on this court date yet?

 

I posted my court letter on here

http://www.consumeractiongroup.co.uk/forum/natwest-bank/48854-advice-needed.html

 

 

im due to go on holiday that morning and not sure whether i need to turn up at court or what!? :confused:

 

also if i do need to attend, what i need to take/prepare?

 

Allyxia, you around?? :-|

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Well done stadium, nice to see a chilli's fan win through! ;)

what bank were you up against?

Not heard anything from cobblers(natwest) yet, but sent my written representations through as i cant make the hearing...

http://www.consumeractiongroup.co.uk/forum/natwest-bank/48854-advice-needed.html

 

Anyone else not heard anything ??

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Hi, DC

 

Bring us up to speed - has there been a dfence filed, have you had your AQ and filled it in? Is yours one of the cases scheduled for hearing on the 21st?

 

If so, it probably won't come to it but it will be best to write to the Court (unless you want to attend) along the lines of others in this thread. It's a directions hearing, not a full hearing but you never know if something may be lurking. Send the letter SPECIAL DELIVERY - not Recorded, because Recorded has no guarantee and we're into Christmas post period.

 

Prepare your Court bundle, just in case. Is there anything you can think of that the bank may try to kick off about? Apart from giving you your money back, obviously?

 

Westy

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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Hi, DC

 

Bring us up to speed - has there been a dfence filed, have you had your AQ and filled it in? Is yours one of the cases scheduled for hearing on the 21st?

 

If so, it probably won't come to it but it will be best to write to the Court (unless you want to attend) along the lines of others in this thread. It's a directions hearing, not a full hearing but you never know if something may be lurking. Send the letter SPECIAL DELIVERY - not Recorded, because Recorded has no guarantee and we're into Christmas post period.

 

Prepare your Court bundle, just in case. Is there anything you can think of that the bank may try to kick off about? Apart from giving you your money back, obviously?

 

Westy

 

Yes my case against Lloyds is on the 21st December. I didnt fill in a AQ as I won the case by default but due to not knowing what to do Lloyds had the case set aside (5th September). I will prob phone SCM again on Monday to see if they will be representing Lloyds. As I live in Cardiff I will be going to the hearing on the 21st. The only thing I can think of that the bank will kick off about is the interest on the overdraft charges.

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OK

First, were you asked to fill out another AQ? It's the court that asks for that and you mjst comply.

second, do a search for 'haydn', who found him(or her)self the only one at a directions hearing, and Natwest tried to get the case thrown out, on the grounds that interest wasn't calculated properly. Read his (or her) experience - it will help you to be prepared if it comes to it, and not be thrown by anything they bring up

.

Best wishes

Westy

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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Allyxia X 3 No

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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Are you going to go just to find out if anyone esle (Evan if they are from the other site) is attening?

 

Oh please you must report back!

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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I do not need to go but I will still be there tommorrow for support. Is there actually anyone left to attend or have we all been settled? I suppose I will find out in the morning!;)

 

The reason I posted #44 was because it looks like I will be able to attend (unless something crops up in the mean time) but there's no point if there's no-one there from the Claimant side. I don't want to do a 120 mile round trip to attend a hearing that I'm not involved in and that I'm not supporting anyone!

To follow my case progress, click here to see where I'm at right now.

 

Welshman

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You could try pm those who have previously posted up here?

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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