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stepdaughter Lowell Claim Form - shop direct debt


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Hi all,

stepdaughter got a County Court claim form this morning from Lowell.

Usual Northampton one.

Dated 5/4/17.

Its for a Shop Direct account but no dates other than the date of Assignment to Lowell (2/8/2013).

 

Is it too late to send a CCA Request and SAR?

 

Being Lowells, do they have a particular pattern of deception I could probe?

 

Only just seen this thing and wondering how to acknowledge online and whether to provide any kind of defence at this stage.

Anyone any clues?

Thanks all.

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get onto MCOL and acknowledge the claim for starters stating defend all = priority to do, others will help you from there on here, no defence until acknowledged , and get a CCA1974 sent off with a £1.00 postal order for copy of agreement, also free of charges send CPR31.14 to solicitors asking for items mentioned on the court form.

:mad2::-x:jaw::sad:
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http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-2016**(1-Viewing)-nbsp

 

can you please fill the above out

 

and well get you moving

 

we need the info first please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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don't delay further

 

get these running /done

 

pop up on the MCOL website detailed on the claimform.

.

register as an individual

note the long gateway number given

then log in

.

select respond to a claim and select the AOS box.

.

then using the details required from the claimform

.

defend all

leave jurisdiction unticked.

click thru to the end

confirm and exit MCOL.

.

get a CCA Request running to the claimant

leave the £1PO blank and uncrossed

.

get a CPR 31:14 request running to the solicitors

.

don't sign anything

.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi guys,

 

Ive defended the claim online as you said dx.

CCA Request and CPR 31.14 letters ready to send to respective addresses Old Codger.

Good Friday today so cant be posted till Tuesday.

These will go first class recorded.

Thats all I can do for now unless you guys know different?

 

Theres a chance there will be no CCA as it was assigned to Lowells 02/08 2013.

Im just waiting for info from stepdaughter as to when she took this agreement out or indeed when she made the last payment ( might get lucky, might be over six years ago).

Ill update when I know more.

Thabks all.

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get her to go ring shop direct ONLY

 

ask last paymrent date

 

if they start the silly stuff about you'll have to ring lowells

tell then no under the fraud act and data protection act they MUST hold the data for 6yrs after account closure

 

go up the chain if that person refuses.

 

DONT take no for an answer

 

threaten the FCA and the ICO if they refuse to give it.

 

sb would kill the claim dead

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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