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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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** Anon vs Halifax ** £1500


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Hi All,

 

thought i'd log my story on here , as others are doing.

 

I received my statements for the last 3 years (This is since the account was opened)

 

I actually was supposed to be billed £5 for this but have actually had them sent for free !

 

I have just posted my initial letter today (14th) , asking for around £1500 back in charges and interest.

 

Sent by first class so they should recieve my letter tommorow, which would be the 15th November 2006.

 

I am giving them 14 days to respond, so that would take me up to the 28th November to respond.

 

Failing a satisfactory response I intend to issue a further letter giving hem 14 days. If I still haven't received a full refund, I will write telling them I am issuing court proceedings within 7 days.

 

At this point , I expect them to make an offer of about half. I will obv decline , at the end of he 7 day period I will make my court claim.

 

So my LBA should be on the 21st Decemeber..... Lets get them working over Christmas and make them suffer like I did over my teenage years without any money thanks to Halifax.

 

I don't expect to go to court with this, but am willing to if needed.

 

Any advice anyone can give re the above timetable would be much appreciated.

 

I will keep you all posted should I receive a response.

 

Wish me Luck , some money for the new year would be great !!

 

Cheers

 

GiveMeMyMoney123

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Guest bluecloud

Can I suggest a couple of things?

 

The total number of days from sending your preliminary letter to filing a claim at Court never needs to exceed 32 days.

 

Day 0 - send preliminary letter

Day 2 - latest day that Courts deem letter to be successfully delivered

Day 16 - latest day by which bank should respond

Day 16 - send LBA

Day 18 - letter deemed to have arrived

Day 32 - issue Court claim in afternoon

 

The only requirement is that you need proof of posting - this can be obtained free of charge from any post office - recorded/special delivery is not necessary but using either can allow 2 days to be shaved from the calendar if the letters are delivered overnight.

 

If you stick to this method then your claim could be issued as early as 15th December - this would give the bank ample opportunity to have the refund in your account well before the Christmas holidays.

 

 

.

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thanks bluecloud,

 

I posted the letter but didnt get proof of postage ?

 

Do you think it's worth me re-posting another copy with proof of postage ?

 

How do I go about that, Do I just ask at the Royal mail post office counter ?

 

Thanks again for your advice, if I got the money before Xmas I would be very very happy ! Last Christmas was spoil due to high charges , and his christmas would be great therapy if I got the money !

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Guest bluecloud
thanks bluecloud,

 

Do you think it's worth me re-posting another copy with proof of postage ?

 

How do I go about that, Do I just ask at the Royal mail post office counter ?

 

 

 

 

Yes and yes :D

 

 

.

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Going by these new dates

 

i.e. 15th is Day 0

 

My LBA would be sent on the 1st Dec , then I would issue a claim on the 17th which is a sunday ,

 

Can you issue them on a sunday ? Or would I have to wait until monday?

 

Which is the cheapest, MCOL or local county court ?

 

Thanks !

 

GiveMeMyMoney123

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Guest bluecloud
Going by these new dates

 

i.e. 15th is Day 0

 

My LBA would be sent on the 1st Dec , then I would issue a claim on the 17th which is a sunday ,

 

Nothing wrong with that.

 

 

Can you issue them on a sunday ? Or would I have to wait until monday?

 

You can use MCOL 24hrs a day

 

Which is the cheapest, MCOL or local county court ?

 

Both exactly the same.

 

 

Thanks !

 

GiveMeMyMoney123

 

 

.

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What if I was to give them no time after the inital 14 days ,

 

Then file my claim against them on the 15th Day ? Thus giving it enough time to get the cash before Xmas,

 

Whilst were on the subject, Can I claim back charges from Credit cards I have paid off and cancelled ?

 

Thanks

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Recv'd the Ackowledgement letter , We are sorry etc etc

 

I'm going to write a letter stating this isn't an acceptable response and they only have 9 Days of my original 14 day deadline to respond before I issue court action.

 

Should I mention that if they don't settle pre court there costs will increase significantly as I will claim contractual or 8% interest and also my court fee's ? Put the pressure on them a bit ?

 

Cheers

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